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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171154)

Excellent especially the four months interest free

I had to phone them as a card hadn't arrived the lady I spoke to ordered me a new card that arrived about 10 days later so slower than I was expecting Reviewed on: 21st June 2026

Application process is quick and easy.

The application process is quick and easy. Even though I was accepted a while ago I have just used it for a purchase as it gave me an extra month to pay interest free. Reviewed on: 21st June 2026

Excellent

I’ve had an excellent experience using PayPal Finance. The application process was quick and straightforward, and everything was clearly explained from the start. I especially appreciate how easy it is to manage payments through my PayPal account, with full transparency on balances and due dates. The flexibility offered has been incredibly helpful, allowing me to spread the cost of purchases without stress. Payments are processed smoothly, and I’ve found the platform reliable and user-friendly at every step. Overall, PayPal Finance has been a convenient and trustworthy option for managing purchases, and I would highly recommend it to anyone looking for a simple and efficient financing solution. Reviewed on: 21st June 2026

Consistent, reliable, easy, simple

Consistent, reliable, easy, simple Reviewed on: 21st June 2026

Great service and generous Credit Limit.

Great service and generous Credit Limit. Don't even charge a fee for your FIRST late payment notification (although this will appear on your Credit Score by Credit Reference Agencies) so advise set up Direct Debit to avoid future surprises. Reviewed on: 21st June 2026

Safe way to pay

Always been great and there when need gifts and things safe way to pay Reviewed on: 21st June 2026

I have always been satisfied with PayPal I think tha...

I have always been satisfied with PayPal I think that PayPal as always been reliable and up to date Reviewed on: 21st June 2026

Paypal is the best

"I’ve been using PayPal for years. The PayPal app and website are incredibly straightforward to use for purchases and splitting bills and added security. I love that I only have to enter my bank details once instead of typing them into countless different websites. It effortless, and the Buyer Protection is brilliant if anything goes wrong. Furthermore their customer service is second to none, just excellent. Thank you PayPal "Highly recommend!" Reviewed on: 21st June 2026

Very easy to use, customer service is great

Very easy to use, customer service is great Reviewed on: 21st June 2026

Very good I can pay as soon as possible

Very good I can pay as soon as possible Reviewed on: 21st June 2026

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