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PayPal: PayPal Credit reviews

4.90
Based on 59,781 reviews, last reviewed 13th Apr 2026
825700% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are very good. PayPal are very good. With the service they provide. Reviewed on: 13th April 2026
Jason F's avatar
Jason F

Latest lowest rating:

2

Slow support and Slow transactions in some cases del... Slow support and Slow transactions in some cases delayed for months Reviewed on: 13th April 2026
Muhammad Khamis's avatar
Muhammad Khamis

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59781)

Excellent way to spread the cost of a holiday with n...

5
Excellent way to spread the cost of a holiday with no interest Reviewed on: 26th May 2025

Paypal credit is finance support

5
Paypal credit have helped me a lot with my finances and i would recommend it to everyone to use. As paypal credit can be used in the most platform it is easy to use and pay later. Excellent service Reviewed on: 26th May 2025

It was a game changer it helped me provide an amazin...

5
It was a game changer it helped me provide an amazing Christmas for my children Reviewed on: 26th May 2025

Been using PayPal for years now and never had any pr...

5
Been using PayPal for years now and never had any problems. Even using the pay in 3 option too. Reviewed on: 26th May 2025

Very easy to use the app and the website

5
Very easy to use the app and the website Reviewed on: 26th May 2025

I use PayPal for everything.

5
I use PayPal for everything... Anynonline shopping payments where available Reviewed on: 26th May 2025

Service and communication

5
Happy with fairness of credit given and options of payment date and helpful service when problems arrive Reviewed on: 26th May 2025

Forward thinking and so easy to use

5
Really easy to use and options for paying longer for items over £99 so no credit search as already in place. Also easy to manage your account and payments Reviewed on: 26th May 2025

Helping hand

5
Helped me out, lots of times. Very convenient and affordable payments. Would definitely recommend Reviewed on: 26th May 2025

I can rely on PayPal to help secure payment, resolve...

5
I can rely on PayPal to help secure payment, resolve issues. Always giving advance notice to due payment Reviewed on: 26th May 2025

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