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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Always professional, and helpful

5
Always professional, and helpful; excellent and functional App. Reviewed on: 6th July 2026

Always helpful and fair great customer service

5
Always helpful and fair great customer service Reviewed on: 6th July 2026

PayPal credit gives that option and flexibility that...

5
PayPal credit gives that option and flexibility that is ideal for purchases Reviewed on: 6th July 2026

Easiest and fastest credit card application in the UK.

5
Easiest and fastest credit card application in the UK. Reviewed on: 6th July 2026

Always there to help with those things in life

5
When money gets tight there always there at hand they give you good promotions interest free they are always willing to help would highly recommend to anyone Reviewed on: 6th July 2026

Are you still offering something?

5
Are you still offering something? Are you still offering some opportunities? Reviewed on: 6th July 2026

Easy to use website, Pay in 3 is useful

5
The website is easy to use and the pay in 3 is really useful.at times Reviewed on: 6th July 2026

Great service easy to use Use the 4 months interest...

5
Great service easy to use Use the 4 months interest free many times and the pay in 3 services all easy to use Reviewed on: 6th July 2026

Sometimes you need help .

5
PayPal have been good to me and have helped straight away which is great as sometimes you need a little help now and again . Reviewed on: 6th July 2026

THE BEST

5
Easy to talk to and get the job done if there is a problem Reviewed on: 6th July 2026

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