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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171344)

Got me an out a hole!

5
Got me an out a hole! So supportive also fabulous interest rates for what it is! So easy to use! Super super super!!! Reviewed on: 22nd June 2026

Good dispute resolution but communication could be i...

5
Good dispute resolution but communication could be improved Reviewed on: 22nd June 2026

Eckselent Its quick, clear, no doubts

5
Eckselent Its quick, clear, no doubts Reviewed on: 22nd June 2026

Easy to use and very convenient.

5
Easy to use and very convenient. PayPal gives me extra options to purchase goods. Reviewed on: 22nd June 2026

5* love it

5
PayPal is absolutely brilliant - safe - makes you feel at ease and can shop comfortablely! Reviewed on: 22nd June 2026

easy to read statement

5
I liked your offer and easy to read statement Reviewed on: 22nd June 2026

Always reliable and useful in times of struggle

5
Always reliable and useful in times of struggle Reviewed on: 22nd June 2026

Paypal Recommendation

5
PayPal is very easy to use and if there are any issues with a seller, PayPal very speedily sorts it out. I have always been very satisfied with the service I have received. Being able to pay over 4 months interest free for larger purchases is great. Reviewed on: 22nd June 2026

Great experience

5
I've had a great experience using the PayPal Credit Card. It's easy to use, the app makes managing payments simple and easy. Customer service has also been helpful whenever I've needed assistance. Highly recommended Reviewed on: 22nd June 2026

Great product

5
Always top service, when handling complaints. Easy to use and great for sending money to family overseas. Reviewed on: 22nd June 2026

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