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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Very good to use when your in the middle of the month

Very good to use when your in the middle of the month, for those must have purchases. Reviewed on: 6th July 2026

Great value, get the goods and spread the cost.

Great value, get the goods and spread the cost. Reviewed on: 6th July 2026

More flexibility

Using the buy now pay later option gives me more flexibility to pay when convenient for purchases. Reviewed on: 6th July 2026

Reliable, Secure and Easy to Use

I’ve been using PayPal for several years and have found it to be a convenient and reliable way to make payments and receive money. Transactions are usually smooth, and I like the extra security and purchase protection it provides. Overall, I’ve had a very good experience with the service. Reviewed on: 6th July 2026

A great way to pay in three or on credit.

I use PayPal for most of my online purchases. Easy to use instant response. Reviewed on: 6th July 2026

I started to use pay pal Credit after I applied for it.

I started to use pay pal Credit after I applied for it. Straight forward, no full, job done. I now use it regularly to buy products from so many places. It is fast there is no hassle and above all it;s convenient for me. I set my direct debit up at £100 a month as the minimum payment. I then increase the direct debit if I wish to pay more of the balance off. I can also pay in extra amounts direct to pay pal. Reviewed on: 6th July 2026

Excellent service,Provided

Its easy to creat ,most of time I struggle with another credit provider but not paypal Reviewed on: 6th July 2026

Easy to use, instant transfer, what’s not to like

Easy to use, instant transfer, what’s not to like Reviewed on: 6th July 2026

overall experience is fantastic founded a little bit...

overall experience is fantastic founded a little bit complicated when I come to paying. If you click on payments, it's actually setting up a direct debit but if you click on pay you then can use your bank card which is instantaneous. I think I haven't done it. That is just what I logically I'm thinking of now. Reviewed on: 6th July 2026

Convenient, easy and versatile

Convenient and easy to select paypal credit as an option. Four months interest free is helpful when spending a few hundred and you want to keep the cash flow at a manageable level. Also used for a phone purchase contract so is a versatile payment method that fits with modern needs. The virtual credit card is a game changer. No need to have a seperate card, everything is in one place. Reviewed on: 6th July 2026

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