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PayPal: PayPal Credit reviews

4.90
Based on 59,730 reviews, last reviewed 13th Apr 2026
821300% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top tier never had any issues. Top tier never had any issues. All my questions were answered promptly Reviewed on: 13th April 2026
Lina's avatar
Lina

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59730)

Paypal credit offered great interest rate at extende...

4
Paypal credit offered great interest rate at extended terms Reviewed on: 26th May 2025

Good and prompt

5
PayPal is very good they pay promptly keep yu updated Reviewed on: 26th May 2025

PayPal gives me confidence to shop online

5
I was always afraid and cautious to shop online. But PayPal has given me the confidence to shop online as my money and online transactions are completely protected from fraudulent and questionable merchants by PayPal. Reviewed on: 26th May 2025

PayPal - the best

5
I use PayPal very often and it is my preferred method of online payment. Safe, secure and very prompt while globally used. Reviewed on: 26th May 2025

PayPal is a safe and fast payment service with optio...

5
PayPal is a safe and fast payment service with option to spread the cost. Reviewed on: 26th May 2025

Easy to use and convenient for online shopping

4
Easy to use and convenient for online shopping Reviewed on: 26th May 2025

It just works, customer service is great and sort is...

5
It just works, customer service is great and sort issues very quickly Reviewed on: 26th May 2025

v good you can count on it i youse it all the time w...

5
v good you can count on it i youse it all the time when tings go wrong you can get your money back Reviewed on: 26th May 2025

Great credit options

5
Very easy to pay, great options with credit if required short term. I trust PayPal with most of my payments Reviewed on: 26th May 2025

it’s my go to way to pay

5
I feel it’s really secure & safe. It’s handy & easy to use. Always my go to way of paying online. Reviewed on: 26th May 2025

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