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PayPal: PayPal Credit reviews

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4.90
Based on 59,674 reviews, last reviewed 13th Apr 2026
816200% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always responsive with any information or issues tha... Always responsive with any information or issues that arrive Reviewed on: 13th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59674)

i can shop with confidence using paypal, knowing if...

5
i can shop with confidence using paypal, knowing if it's a scam or damaged goods paypal will have my back. Reviewed on: 26th May 2025
steve w's avatar
steve w

PayPal puts your mind at ease.

5
I have been using Paypal for many years. If I ever worry about paying for stuff online I automatically use PayPal as I know I’m covered which puts my mind at ease. Reviewed on: 26th May 2025
The Bazman's avatar
The Bazman

Excellent Service and Easy to Use

5
Using PayPal Credit has been a great experience. The application process was fast and easy, and I was approved within minutes. It’s been really helpful for managing larger purchases and spreading payments over time. The interface is user-friendly, and I can easily track my spending and manage my payments through the PayPal app. I also appreciate the security and protection that PayPal offers with every transaction. Overall, it’s a reliable and convenient service. Reviewed on: 26th May 2025
Rifat Hossain's avatar
Rifat Hossain

Paypal Credit is a valuable service I use a great de...

5
Paypal Credit is a valuable service I use a great deal I especially appreciate the 4 month interest free credit offered on goods over £100 Reviewed on: 26th May 2025
Jacqueline R's avatar
Jacqueline R

Simple to use and easy to navigate.

5
Simple to use and easy to navigate. The overview is always clear and insightful Reviewed on: 26th May 2025
tempestGaming's avatar
tempestGaming

Pay in 3

5
Pay in three is excellent, cones in very handy. Reviewed on: 26th May 2025
beverley collyer's avatar
beverley collyer

Easy to use application

5
Easy to use application and great product bomb recommended this to friends and family Reviewed on: 26th May 2025
Alex Curry's avatar
Alex Curry

Gives me the option to buy things and pay monthly wi...

5
Gives me the option to buy things and pay monthly without interest, as I probably would not be able to afford to pay outright. Reviewed on: 26th May 2025
John S's avatar
John S

Easy to use and helps spread costs

5
Easy to use and helps balance my expenditure. Having 4 months to spread the costs is really helpful. Reviewed on: 26th May 2025
Colin E's avatar
Colin E

Best Finance Provider.

5
Best experience ever with a Finance provider. 5 stars for you Reviewed on: 26th May 2025
Viorel Stoica's avatar
Viorel Stoica

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