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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171518)

No Hassle no fuss

Always had a good experience with PayPal credit and being retired Pay in 3 or zero interest works really well for me Reviewed on: 22nd June 2026

PayPal credit is a game changer, simple to set up an...

PayPal credit is a game changer, simple to set up and easy to check when interest free period ends Reviewed on: 22nd June 2026

Clear on what is available and easy to use.

Clear on what is available and easy to use. Reviewed on: 22nd June 2026

Points system

Really feel more secure using PayPal online and loving the points system! Reviewed on: 22nd June 2026

Great flexibility to spread payments

Never had to use customer services but really like the flexibility of PayPal credit and pay in three. Reviewed on: 22nd June 2026

My choice for all round quality excellent service

Knowledgeable excellent help when help is required efficient service and quality service all round & a great profile Reviewed on: 22nd June 2026

App easy to use no hassle ,good advice and helpful...

App easy to use no hassle ,good advice and helpful when needed. Reviewed on: 22nd June 2026

PayPal credit is really easy to use and offers 4 mon...

PayPal credit is really easy to use and offers 4 months at 0% which is great. Reviewed on: 22nd June 2026

Very easy online sign up what a blessing in day and...

Very easy online sign up what a blessing in day and age, wish I had done it sooner, the benefits from PayPal for me is just fabulous. Reviewed on: 22nd June 2026

Paypal credit has helped my family enjoy experiences...

Paypal credit has helped my family enjoy experiences, with easy access to funds, and a choice between pay in 3 and paypal credit. Reviewed on: 22nd June 2026

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