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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Easy to use and a great payment option

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and the account was easy to set up and manage. It provides a convenient and flexible way to spread the cost of purchases, and the app and website make it simple to keep track of payments. Overall, it’s been a reliable service, and I would happily recommend it to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

Love PayPal.

Love PayPal. Easy to pay and fast customer service. Absolutely no complaints Reviewed on: 6th July 2026

I have been using PayPal for years absolutely brilli...

I have been using PayPal for years absolutely brilliant Reviewed on: 6th July 2026

Its very good but the downside is when I make a paym...

Its very good but the downside is when I make a payment to try clear and miss a charge for a 4 month deal ending it clears from my balance before my deal Reviewed on: 6th July 2026

My experience has been excellent customer service ve...

My experience has been excellent customer service very helpful. Reviewed on: 6th July 2026

PayPal has been a godsend!!

PayPal has been fantastic for me to send money to my family and friends. I love that it’s instant to cash out money too. I have never had any problems. PayPal credit has been a godsend for those moments in life where I can’t afford to pay for something outright! Was very straightforward to set up and to use, and the no interest for 4 months offer is brilliant! Reviewed on: 6th July 2026

Excellent financial backup with great 0% offer

I have used PayPal Credit to buy flights and some new kitchenware, and it has been incredibly useful. Taking advantage of the 0% interest for 4 months on purchases over £99 makes managing larger costs so much easier. Because I always paid on time, they automatically increased my credit limit, which was a nice bonus. It makes me feel really happy and secure knowing I have this financial backup available, especially since it doesn't cost me a penny extra as long as I repay within the 4 months. Highly recommend! Reviewed on: 6th July 2026

Amazing communication and clear expectations making...

Amazing communication and clear expectations making going to gigs possible Reviewed on: 6th July 2026

I use this everywhere I can.

I use this everywhere I can. Very user friendly and convenient. I have started to use the PayPal credit card to pay for purchases on Amazon and this works well. Only change I would like to see is that when I pay my balance it can take a few days to leave my bank account, would prefer it to be instant. Reviewed on: 6th July 2026

Easy tonuse app means you stay in control of account

Easy tonuse app means you stay in control of account Reviewed on: 6th July 2026

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