Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

Mypal PayPal

Can’t fault PayPal on anything always there when I need it my go to way to pay across multiple platforms makes payments feel more secure Reviewed on: 6th July 2026

Easy to deal with and easy to get great deals at aff...

Easy to deal with and easy to get great deals at affordable prices at the right time Reviewed on: 6th July 2026

Thevaustomer service has been very good

The customer service has been very good Reviewed on: 6th July 2026

Easy use

It is very easily accessible. I prefer using it than an average credit card usage. I am happy to continue using it. Reviewed on: 6th July 2026

I have been using PayPal for my purchases for many y...

I have been using PayPal for my purchases for many years and I have found it to be very efficient in terms of security and have recommended it to many family and friends. Reviewed on: 6th July 2026

I had struggled to afford outright the equipment I n...

I had struggled to afford outright the equipment I needed for my job but was able to purchase using PayPal credit and it has been so easy to pay back monthly and any issues I have had have been quickly rectified by customer services. Thank you Reviewed on: 6th July 2026

great experience with PayPal Credit.

I've had a great experience with PayPal Credit. The application process was straightforward, and the account is really easy to use. Their customer service has always been friendly, helpful, and quick to resolve any questions I've had. Overall, I'm very happy with the service they provide. There are some great perks, the online account is simple to manage, and everything has been smooth from start to finish. I would definitely recommend PayPal Credit to anyone looking for a reliable and easy-to-use lender. Reviewed on: 6th July 2026

So I like PayPal credit but sometimes I find it hard...

So I like PayPal credit but sometimes I find it hard to keep up with what I am due as it’s not as commutative as other apps such as Klarna etc in telling you when things are due. I also feel that it logs me out quite a lot so can be harder to access when looking to pay for things that edges me to use other apps Reviewed on: 6th July 2026

.reliability of Paypal

I've been with PayPal a number of years a d they always have my back Very quick to sort out any disputes and quick to arrange refunds I find their service very reliable Reviewed on: 6th July 2026

Lots of options

Easy to use app and lots of credit options, Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub