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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171687)

PayPal Perfect

Always use PayPal ‘Pay in three’ when I can, takes the sting out of larger purchases. No fuss or worry about paying on time and no interest. So perfect. Reviewed on: 22nd June 2026

Amazing service fanatic for people who can’t afford...

Amazing service fanatic for people who can’t afford it straight away Reviewed on: 22nd June 2026

really easy to use, accepted in more places than cle...

really easy to use, accepted in more places than clearpay or klarna Reviewed on: 22nd June 2026

Always reliable and easy to use.

Always reliable and easy to use. I recommend PAYPAL and PAYPAL Credit for secure and convenient transactions Reviewed on: 22nd June 2026

Easy to use and repay accepted on many platforms

Easy to use and repay accepted on many platforms Reviewed on: 22nd June 2026

Great resource and easy to use.

Great resource and easy to use. Highly recommend Reviewed on: 22nd June 2026

A Smooth, Hassle Free Way to Pay

PayPal Credit has been a brilliant way to spread the cost of purchases without any hassle. The application was quick, the terms were clear, and managing payments through my PayPal account is incredibly easy. It’s a reliable, flexible option that makes online shopping feel even more convenient. Reviewed on: 22nd June 2026

Allows time to spread payments out.

I appreciate the 4 months interest free credit with Paypal credit, it makes it easy to spread the payment for purchases out over a number of months. Reviewed on: 22nd June 2026

excellent service overall, no hesitation to recommen...

excellent service overall, no hesitation to recommend others. Reviewed on: 22nd June 2026

A really great service, easy to use, quick response...

A really great service, easy to use, quick response and very user friendly Reviewed on: 22nd June 2026

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