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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59642 reviews)

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4.90

Based on 59,642 reviews, last reviewed 13th Apr 2026

813500% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Because the interest rate is very good Because the interest rate is very good Reviewed on: 13th April 2026

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59642)

I like pat pal i use it for everything like if u hav...

I like pat pal i use it for everything like if u have something expensive to by u can pay in 3 or pay monthly with pay pal credit Reviewed on: 26th May 2025

PayPal credit unfair late fee

PayPal credit did not automatically set up a minimum payment direct debit, I assumed it would because PayPal ‘pay in 3’ does. This led to me being charged a late fee which I feel was unfair. Reviewed on: 26th May 2025

Great service, Def recommend

Never had a bad or negative experience with paypal and they have made me feel secure in purchases and also if you pay in within 4 months don't get any interest what i think is great, just gives you that little breathing space. Reviewed on: 26th May 2025

Very good experiences

Very good experience ease of use, customer service, interest rates, and the convenience of the pay-later option. Reviews often highlight the benefits of PayPal Credit for managing purchases and building credit, but also express concerns about fees, customer support, and potential for over-extension. Reviewed on: 26th May 2025

Paypal website is super easy to use and you can make...

Paypal website is super easy to use and you can make payments quickly and securely. No issues whatsoever plus any big purchases I make it is 4months 0% interest which is great. Reviewed on: 26th May 2025

Helps my buy the things I don't have cash for.

Helps my buy the things I don't have cash for and spread the payments into affordable instalments, Without PayPal I would not be able to get the big purchases I want. Reviewed on: 26th May 2025

PayPal is my go to when i need help excellent...

I have always been treated with respect and dignity and the relationship between me and PayPal as been excellent Reviewed on: 26th May 2025

I love Paypal, I feel is one of safes way to do onli...

I love Paypal, I feel is one of safes way to do online shopping. Reviewed on: 26th May 2025

Paid for an holiday abroad easy instalments and easy...

Paid for an holiday abroad easy instalments and easy to check payments Reviewed on: 26th May 2025

Always use paypal to make payments.

Always use paypal to make payments. The pay later and pay in 3 options allow me to purchase more expensive items. Any time there has been an issue with a retailer, paypal have always ensured I received my expected refunds. Reviewed on: 26th May 2025

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