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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171761 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171761)

Will use PayPal time & time again!

Never a bad experience with PayPal, credit offers are good, blue point rewards are worth it and I had a lovely chat with paddy which was to query my credit account but he assured me of my issue and sorted me out within a 5 minute call! Reviewed on: 23rd June 2026

Good easy way to pay and secure i like can use it an...

Good easy way to pay and secure i like can use it any werr and can with the card too Reviewed on: 23rd June 2026

Helps me manage credit effectively.

Helps me manage credit effectively. Love the default month interest free option Reviewed on: 23rd June 2026

Experienced an issue with a purchase and applying fo...

Experienced an issue with a purchase and applying for credit card. Discount was not received as part of the transaction. Reviewed on: 23rd June 2026

Seamless experience

Seamless experience. When I did have an issue it was sorted with a phone call. Reviewed on: 23rd June 2026

TRUSTWORTHY AND RELIABLE WAY TO SHOP!

Paypal for me is a safer way to shop, however, I have also benefited with the short term loans and credit for when I needed to purchase some essential household goods. I appreciate everything they do for me. Reviewed on: 23rd June 2026

Quick to solve

Paypal are always quick to solve any problems and I prefer to pay through it as its safer Reviewed on: 23rd June 2026

I’ve always liked being with pay pal for day to day...

I’ve always liked being with pay pal for day to day banking etc and more than happy with level of service provided Reviewed on: 23rd June 2026

pay is so easy to and a great way to stay on top of...

pay is so easy to and a great way to stay on top of your payments Reviewed on: 23rd June 2026

Very easy while using the app and now I can see many...

Very easy while using the app and now I can see many shoppers offering PayPal options. Reviewed on: 23rd June 2026

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