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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59629 reviews)

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4.90

Based on 59,629 reviews, last reviewed 13th Apr 2026

812500% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Paypal is reliable especially using paypal credit. Paypal is reliable especially using paypal credit. Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59629)

Very good experiences

Very good experience ease of use, customer service, interest rates, and the convenience of the pay-later option. Reviews often highlight the benefits of PayPal Credit for managing purchases and building credit, but also express concerns about fees, customer support, and potential for over-extension. Reviewed on: 26th May 2025

Paypal website is super easy to use and you can make...

Paypal website is super easy to use and you can make payments quickly and securely. No issues whatsoever plus any big purchases I make it is 4months 0% interest which is great. Reviewed on: 26th May 2025

Helps my buy the things I don't have cash for.

Helps my buy the things I don't have cash for and spread the payments into affordable instalments, Without PayPal I would not be able to get the big purchases I want. Reviewed on: 26th May 2025

PayPal is my go to when i need help excellent...

I have always been treated with respect and dignity and the relationship between me and PayPal as been excellent Reviewed on: 26th May 2025

I love Paypal, I feel is one of safes way to do onli...

I love Paypal, I feel is one of safes way to do online shopping. Reviewed on: 26th May 2025

Paid for an holiday abroad easy instalments and easy...

Paid for an holiday abroad easy instalments and easy to check payments Reviewed on: 26th May 2025

Always use paypal to make payments.

Always use paypal to make payments. The pay later and pay in 3 options allow me to purchase more expensive items. Any time there has been an issue with a retailer, paypal have always ensured I received my expected refunds. Reviewed on: 26th May 2025

Always there.

Always there as an option for thise need now items. Flexible. Available 24hr a day. Would recommend to anyone. Reviewed on: 26th May 2025

Peace of mind for interest free pay in three payments

Allows me to pay quick and in 3 payments interest free. Reviewed on: 26th May 2025

I use Paypal and Paypal Credit alot, quick and easy.

I use Paypal and Paypal Credit alot, quick and easy. Reviewed on: 26th May 2025

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