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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171790)

Very good no issues, the app is really easy to use a...

Very good no issues, the app is really easy to use and Paypal credit is a good facility. Reviewed on: 25th June 2026

PayPal has been amazing to use.

PayPal has been amazing to use. It’s fast, secure, and makes sending and receiving money incredibly easy. I’ve always had a smooth experience, and the buyer protection gives me extra peace of mind. Highly recommended! Reviewed on: 25th June 2026

promptly solution

My account was hacked long time ago, but customer Experience team were lovely and promptly sorted situation out. Reviewed on: 25th June 2026

Great option for buy now pay later,

Great option for buy now pay later, Available on numerous merchandise check out Reviewed on: 25th June 2026

PayPal provides easy user friendly options for custo...

PayPal provides easy user friendly options for customers, simple terms, simple purchases, simple to pay off and view outstanding balances and good customer service Reviewed on: 25th June 2026

Fantastic for online purchasing

Paypal Credit is easy to use and widely available. It makes online purchasing safe and easy whilst delivering easy navigation to make payments and spread costs of purchases. There are often deals available like 4 months interest free which is so handy! Reviewed on: 24th June 2026

Hard to communicate with them if you have an issue.

Hard to communicate with them if you have an issue. Annoy speak easily to an advisor Reviewed on: 24th June 2026

Simple to use, good to space out payments

Simple to use, good to space out payments Reviewed on: 24th June 2026

Great value credit provider .

PayPal provides excellent value - as with all credit, you are best paying off within the interest free period! Any time I have had an issue (extremely rarely), customer services have been a fantastic help. Reviewed on: 24th June 2026

Used it since the beginning, easy to use.

Used it since the beginning, easy to use. Reliable, accessible with few nasty hidden costs. Reviewed on: 24th June 2026

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