Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171816)

Easy to make transactions

5
Easy to make transactions good service Reviewed on: 25th June 2026

Great service

5
Great and the best service ever,saved me a lot and secured me as well Reviewed on: 25th June 2026

Excellent company

5
They have been very helpful, I ran into issues with someone gaining access to my accounts and they were brilliant with helping me through it. They were very supportive and calm and patient with me. The customer service team were very informative and very kind. I've used paypal for years and will continue to use them Reviewed on: 25th June 2026

Great safe secure service peace of mind Wen spending...

5
Great safe secure service peace of mind Wen spending money great customer care five stars all round Reviewed on: 25th June 2026

PayPal is a great and secure way to make online paym...

5
PayPal is a great and secure way to make online payments. Quick and easy and the app means you can track payments and make payments Reviewed on: 25th June 2026

Excellent service

5
Excellent service and a good way to spread payments Reviewed on: 25th June 2026

Ideal for one off expensive purchases that you would...

5
Ideal for one off expensive purchases that you would usually pay for with a Credit Card. Reviewed on: 25th June 2026

Four months free interest, what more can I say?

5
Four months free interest, what more can I say? I use PayPal before bank credit cards Reviewed on: 25th June 2026

Easy to use

5
Always easy to use, app is very well laid out, clear to understand terms and payment schedules Reviewed on: 25th June 2026

Easy to check out and it feels like shopping online...

5
Easy to check out and it feels like shopping online is safer with paypal Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94667 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products