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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal have been fantastic to me so far.

PayPal have been fantastic to me so far. The application process was easy and straight forward and management of my account is really easy via the website. It's quick and easy to change my monthly payments and see how much my next payment will be and when it's due. Just perfect all around. Reviewed on: 6th July 2026

Lifesaver

PayPal Credit has been so helpful in times when I've had big purchases that I needed to spread across a longer time than pay in 3. Reviewed on: 6th July 2026

I extremely recommend Paypal!

I relayed in PayPal for many years and I’ve always felt very secure for my purchases! Reviewed on: 6th July 2026

Really handy

Its just really convenient and comes in handy. Reviewed on: 6th July 2026

I’ve had a consistently positive experience using Pa...

I’ve had a consistently positive experience using PayPal. It’s quick, easy to use, and gives me confidence when paying online or sending money to friends and family. I also appreciate the added buyer protection when shopping with retailers, which provides extra peace of mind. The app is straightforward to navigate, transactions are usually seamless, and it’s accepted by so many businesses. Overall, PayPal has become my go-to payment method because it’s convenient, secure, and reliable. Reviewed on: 6th July 2026

Amazing, Paypal are always really helpful with any i...

Amazing, Paypal are always really helpful with any issues. My only criticism would it would be great to be able to pay in 4 on any purchase rather than only over £100 Reviewed on: 6th July 2026

Brilliant, and very easy to catch up.

Brilliant, and very easy to catch up. Reviewed on: 6th July 2026

I use PayPal when I shop on line.

I use PayPal when I shop on line. It provides me with a safe and efficient means of transferring payment to seller's securely. I have also had quick refunds where sellers failed to provide the goods that I ordered. I have never been let down when using PayPal. Reviewed on: 6th July 2026

East to set up and schedule payments.

East to set up and schedule payments. The app is easy to navigate and use. Reviewed on: 6th July 2026

Always helpful and the customer lovely team are ace

Always helpful and the customer service team are ace Reviewed on: 6th July 2026

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