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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,614 reviews, last reviewed 13th Apr 2026
811300% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use with great customer service and sup... Very easy to use with great customer service and supporting understanding professional staff who are always happy to help. Gives real flexibility for ... Read more Reviewed on: 13th April 2026
Luffy s's avatar
Luffy s

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59614)

Paid for an holiday abroad easy instalments and easy...

5
Paid for an holiday abroad easy instalments and easy to check payments Reviewed on: 26th May 2025
Carol Caswell's avatar
Carol Caswell

Always use paypal to make payments.

5
Always use paypal to make payments. The pay later and pay in 3 options allow me to purchase more expensive items. Any time there has been an issue with a retailer, paypal have always ensured I received my expected refunds. Reviewed on: 26th May 2025
Sonyc's avatar
Sonyc

Always there.

5
Always there as an option for thise need now items. Flexible. Available 24hr a day. Would recommend to anyone. Reviewed on: 26th May 2025
Mark D's avatar
Mark D

Peace of mind for interest free pay in three payments

5
Allows me to pay quick and in 3 payments interest free. Reviewed on: 26th May 2025
Emma V's avatar
Emma V

I use Paypal and Paypal Credit alot, quick and easy.

5
I use Paypal and Paypal Credit alot, quick and easy. Reviewed on: 26th May 2025
Nick C's avatar
Nick C

I find PayPal, quick, easy to use and very useful wi...

5
I find PayPal, quick, easy to use and very useful with its pay in three instalments feature. Also being able to transfer money is a breeze. Reviewed on: 26th May 2025
Stephen H's avatar
Stephen H

Quick and easy to use for online shopping with added...

5
Quick and easy to use for online shopping with added security. Reviewed on: 26th May 2025
Mick B 's avatar
Mick B

Great service, quick payments, great value for money...

5
Great service, quick payments, great value for money, always able to see everything up front, no hidden charges Reviewed on: 26th May 2025
Ash b's avatar
Ash b

Safe and easy money transfer.

5
Safe and easy money transfer. Also, the PayPal credit is helpful for shopping. Reviewed on: 26th May 2025
Pirooz Masoumi's avatar
Pirooz Masoumi

Keeps up to date with your payments and reminders so...

5
Keeps up to date with your payments and reminders so you never miss a payment and is handy for big purchases to spread the cost if you don’t want to pay full amount all at once. Reviewed on: 26th May 2025
J Perks's avatar
J Perks

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