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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

easy service

It’s a Great service. easy to work with. Reviewed on: 6th July 2026

It’s been seamless using PayPal.

It’s been seamless using PayPal. I gave a good for customer service cos I have not had a chance to use it. Using PayPal has made it a lot easier doing transactions and belonging payment from my other credit cards. Receiving payment from abroad is also very easy and thoughtless. Reviewed on: 6th July 2026

I have never had an issue with PayPal Credit as a cu...

I have never had an issue with PayPal Credit as a customer. Everything has been top-notch, and I believe that if I were to encounter any problems or concerns, they would resolve them adequately. Reviewed on: 6th July 2026

Every little help

Every little help paypal is their when needed Reviewed on: 6th July 2026

PayPal is best service to make payments faster and s...

PayPal is best service to make payments faster and safer Reviewed on: 6th July 2026

One of my most used tools! Love PayPal credit!

Whenever I’ve needed assistance they have been very helpful and thorough, nothing is too much trouble. Reviewed on: 6th July 2026

positive experience

PayPal Credit has been a very positive experience for me. It’s easy to use, convenient at checkout, and gives helpful flexibility when making purchases online. The account is simple to manage, and I’ve found the service reliable and straightforward overall. It’s a great option for anyone who wants a smooth way to spread payments and keep everything in one place. Reviewed on: 6th July 2026

PayPal credit allows me to purchase much bigger cost...

PayPal credit allows me to purchase much bigger costly items like concert tickets , a new household item. and offers easy payments plan installment options and a rewards scheme Reviewed on: 6th July 2026

PayPal have really good flexible payment options and...

PayPal have really good flexible payment options and now/0% interest options. PayPal is who I think of first when making a purchase especially with the points system. Easy to use customer service and not hard to speak to a human. Reviewed on: 6th July 2026

Manageable monies for desirable items.

As a pensioner money is limited however, PayPal provides me the opportunity to make purchases with staggered interest free payments, this enables me to purchase items I desire that I can manage. Reviewed on: 6th July 2026

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