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PayPal: PayPal Credit reviews

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4.90
Based on 59,582 reviews, last reviewed 12th Apr 2026
808400% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Handy little App PayPal is handy for splitting bills and showing how much we are owed per person. Reviewed on: 12th April 2026
Scottie Dogs Rule's avatar
Scottie Dogs Rule

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59582)

Cost-Effective Financing with PayPal Credit

4
I have been using PayPal Credit for a couple of years now, and it’s been a convenient way to finance larger purchases online. The six-month no-interest option has saved me money when I’ve paid off purchases on time. Integration with PayPal makes the checkout process really smooth. Reviewed on: 26th May 2025
Vaishak Thekkan's avatar
Vaishak Thekkan

No hassle transVersatileactions.

5
No hassle transactions.Very versatile Reviewed on: 26th May 2025
slawko m's avatar
slawko m

I use PayPal all the time.

5
I use PayPal all the time. It’s safe, secure and it allows me to pay over 3 months for items purchased. I’m very happy with it! You also get interest free for larger items you purchase. Reviewed on: 26th May 2025
Joanne M's avatar
Joanne M

Find it really easy to use and quick.

5
Find it really easy to use and quick. Easy to understand and payment options are really clear. Straight forward to amend or adjust whatever and whenever you need. Updates are clear and frequent so that’s also really easy to follow. Reviewed on: 26th May 2025
Ella C's avatar
Ella C

In safe hands

5
Available to use with most retailers and feels so much safer than cards. Reviewed on: 26th May 2025
LA's avatar
LA

Credit payments

5
When u hv a few credits there is no option which one to pay for. I hv paid done extra money in but its been spread on all credits. I would like to pay for what I need at the moment. Reviewed on: 26th May 2025
Michal F's avatar
Michal F

Very easy to use on payments on third party websites .

5
Very easy to use on payments on third party websites . Also easy to access app to check balance and payments made. The notifications to alert payments due are helpful. The only thing to improve would be to extend the 0% interest length of time. Reviewed on: 26th May 2025
Ella l's avatar
Ella l

Great product, so-so customer service

4
had a bit of an issue with an unauthorised payment while abroad and customer service didn't even bother looking into this but I managed to sort it our with the account associated anyhow so that's where the 4 star rating goes, apart from this the low APR and good rates makes this my preferred creditor Reviewed on: 26th May 2025
EnriqueGC's avatar
EnriqueGC

Good credit service it is the best

5
Good credit service it is the best Reviewed on: 26th May 2025
rehman m's avatar
rehman m

Always great customer service.

5
Always great customer service. Excellent website and great offers. Reviewed on: 26th May 2025
Stephen Latham's avatar
Stephen Latham

Review PayPal: PayPal Credit now

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