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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171832)

Excellent, always help disputes and so easy...

Excellent, always help with any disputes and so easy to use. Reviewed on: 25th June 2026

Excellent service

I find the whole experience from setting up your account to payment options clear and straightforward. The monthly update is quite comprehensive and is clear about both the terms and conditions as well as any upcoming changes. I have been using this service in the last two years and never had any problems with that. In fact PayPal credit is the only credit I am confident and comfortable to commit to as I have all the trust in both the company and the service itself. Reviewed on: 25th June 2026

Fantastic service

Fantastic offer of pay in 3 or credit. Reviewed on: 25th June 2026

Being able to use PayPal in my apple wallet is a gam...

Being able to use PayPal in my apple wallet is a game changer. I purchase everyday items and I'm able to collect points in my PayPal account to spend on other items. The fact that you don't have to keep going into separate apps to collect points is great. Reviewed on: 25th June 2026

A Great Credit Option

PayPal Credit has been easy to use and very convenient for spreading the cost of purchases. The application was straightforward, payments are simple to manage, and the interest-free offers are a great benefit. Overall, a positive experience. Reviewed on: 25th June 2026

Useful as another way to pay.

Useful as another way to pay. The service is easy to use and I’ve personally never had any issues or technical problems. I would recommend to others…. Reviewed on: 25th June 2026

So quick and easy to use.

So quick and easy to use. Most online retailers accept and gives me more time to pay and spread the cost Reviewed on: 25th June 2026

It makes financial sense

It's an excellent way to spread spending. The interest free options helps me organise my finances. Reviewed on: 25th June 2026

So far so good.

So far so good. Never regret being with paypal. Reviewed on: 25th June 2026

Very helpful and easy to use.

Very helpful and easy to use. Customer service accessible every time I need them. Reviewed on: 25th June 2026

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