Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171857)

Quick,easy and very convenient very good being able...

Quick,easy and very convenient very good being able to get 0% interest for 4months Reviewed on: 25th June 2026

Good communication.

Good communication. Fair and reliable company. Good service, easy to use. Good rates and time to repay. Reviewed on: 25th June 2026

Easy to use makes me confident when I use

Easy to use makes me confident when I use Reviewed on: 25th June 2026

Very good service

Very good service let's you chip away at payments.Always let you know how much your payments will be and when they are coming up Reviewed on: 25th June 2026

Excellent service would recommend

Excellent service would recommend Reviewed on: 25th June 2026

I think it’s good, thank you

I think it’s good, thank you in the future hopefully change in a good experience Reviewed on: 25th June 2026

Smooth and easy to use service, the 4months 0% inter...

Smooth and easy to use service, the 4months 0% interest in purchases by default is a game changer Reviewed on: 25th June 2026

PayPal: Relevant. Reliable. Reassuring.

PayPal pioneered a number of financial support to its customers - like pay in three. Now, other financial service providers have seen the value to customers and started to offer similar too. Also great customer service. Issues are resolved in a timely manner. That's reassuring. Reviewed on: 25th June 2026

Easy to use and great value , not long winded and ve...

Easy to use and great value , not long winded and very reliable Reviewed on: 25th June 2026

Always good

Never had any issues that were not resolved quickly and efficiently.Always very good customer service. Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94704 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub