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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Useful credit

5
It’s really useful using PayPal credit I can spread the cost and pay extra if I want to pay it off early Reviewed on: 6th July 2026

Worked well when I really needed

5
Worked well when I really needed Reviewed on: 6th July 2026

Excellent service.

5
Excellent service. Never had any problems Reviewed on: 6th July 2026

It’s easy and I feel protected

5
It’s easy and I feel protected, PayPal always feels like the safe choice for checkout Reviewed on: 6th July 2026

no drama...

5
So easy to use and very helpful staff no drama Reviewed on: 6th July 2026

Excellent way to purchase.

5
I find PayPal an excellent way to pay for items online. The pay in three choice is very helpful for larger payments and helps with monthly outgoings. It saves having to complete ones details for every purchase and is totally secure. Reviewed on: 6th July 2026

Alway very helpfully when dealing with problems

5
Alway very helpfully when dealing with problems Reviewed on: 6th July 2026

Very helpful and supportive staff

5
Very helpful and supportive staff Reviewed on: 6th July 2026

Pay pal credit are ready to help

5
Pay pal credit have always been helpful. They have kept me informed throughout my account history. Also, when there was an issue with a returned payment fee which was not my fault, the customer service team helped solve the issue immediately. I would recommend them to anyone thinking about taking up a credit account Reviewed on: 6th July 2026

Great easy service, wouldn’t do without it

5
Great easy service, wouldn’t do without it Reviewed on: 6th July 2026

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