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PayPal: PayPal Credit reviews

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4.90
Based on 59,548 reviews, last reviewed 12th Apr 2026
805400% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to transact with and good options for payments. Easy to transact with and good options for payments. Reviewed on: 12th April 2026
Luke Jackson's avatar
Luke Jackson

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59548)

Pay Pal is the best.

5
Pay Pal is the best. Secure, reliable very clear and easy to use. Reviewed on: 26th May 2025
Steven H's avatar
Steven H

Confidence and Security

5
Whenever I have used PayPal I have consistently had unfaltering experiences. The security of purchasing a product either immediately or with PayPal credit is priceless. I would recommend PayPal without hesitation. Reviewed on: 26th May 2025
JudithA R's avatar
JudithA R

Flexibility

5
The service is very good,especially it flexibility of the checking out whenever I purchase online. The security of your money is 100% guaranteed. I love using PayPal. Reviewed on: 26th May 2025
Fifi's avatar
Fifi

Excellent service

5
Excellent service and so easy to stead the cost with no interest. Reviewed on: 26th May 2025
Alison J's avatar
Alison J

Good and easy to use.

5
Good and easy to use. Very helpful customer service and easy to apply. Reviewed on: 26th May 2025
Muhammad S's avatar
Muhammad S

Always had good experiences with paypal, getting ref...

5
Always had good experiences with paypal, getting refunds at always quick and efficient too. Reviewed on: 26th May 2025
Robin L's avatar
Robin L

Always found pay pal easy to use

4
Always found pay pal easy to use Reviewed on: 26th May 2025
Paul young 's avatar
Paul young

Seamless and user friendly

5
Everything on the site and app is extremely user friendly and the process of making payments to taking out finance is quick and seamless. Reviewed on: 26th May 2025
Darren's avatar
Darren

PayPal Credit a Great way to buy your goods online

5
I have used PayPal credit for many years and have always found it easy to use and easy to manage. I it for most of my online & in APP purchases and find it to be an excellent and most importantly secure way to buy goods and services Reviewed on: 26th May 2025
Russell M's avatar
Russell M

Good help and service from PayPal Credit

3
Good help and service from PayPal Credit Reviewed on: 26th May 2025
Abdul Aziz's avatar
Abdul Aziz

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