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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171933)

Simple Money, Simple Access

Simple, straightforward and I really appreciate the multiple offers I can choose from. Reviewed on: 25th June 2026

Love the flexibility with payments, 4 months interes...

Love the flexibility with payments, 4 months interest free! Reviewed on: 25th June 2026

Absolutely great idea!

Absolutely great idea! I can add money very quickly no waiting for working hours. So easy to use as I've stored it on Google wallet. Never had any problems at all with accessing the app or any issues when it comes to pay my bill. Great idea! Reviewed on: 25th June 2026

PayPal Forever, never miss a single payment.

I have been using PayPal for a long time now and it is very reliable. If there’s a problem with payments they immediately sort it out. Excellent! Reviewed on: 25th June 2026

Excellent service

Excellent service and a very helpful customer service desk. Reviewed on: 25th June 2026

Great product, no hidden charges

Super easy to use with clear payment requirements. Great for those unexpected, unplanned purchases that come up just before pay day. No hidden charges, just pay on time and know what used is all you pay back. Reviewed on: 25th June 2026

Charges are to high .

Charges are to high .. don’t like the fact that they made me into poor credit because they took the charges from my account on the wrong date and because I hadn’t paid in yet it took my account over my aloud balance Reviewed on: 25th June 2026

I use PayPal because it allows me to manage my finan...

I use PayPal because it allows me to manage my finances Reviewed on: 25th June 2026

Good service

Very good value been with PayPal a very long time never had a problem they couldn't help me with Excellent Reviewed on: 25th June 2026

The PayPal credit has been a convenient and flexible...

The PayPal credit has been a convenient and flexible way to spread the cost of larger purchases. The application process was straightforward, and the promotional interes-free periods can be very helpful when managed responsibly. Definitely a useful option for improving cash flow while maintaining secure online payments. Reviewed on: 25th June 2026

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