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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Excellent service.

Excellent service that helps spread the debt. Reviewed on: 6th July 2026

It's a great service but one drawback is you can't u...

It's a great service but one drawback is you can't use it everywhere. I tried to apply for a card and was told that I'm not eligible, which was disappointing. Reviewed on: 6th July 2026

PayPal is my favourite way to pay online

PayPal is my favourite way to pay online as it is super efficient and easy to use. They've now introduced a PayPal credit card which you can add to your wallet on your phone which has really come in handy as well. Pay in 3 is fantastic if you need to purchase something and spread the cost. Never had an issue, refunds are always super quick, customer service very reliable. Can't fault them. Reviewed on: 6th July 2026

Excellent, if you have a problem they will sort for...

Excellent, if you have a problem they will sort for you and get your money back Reviewed on: 6th July 2026

Excellent transparency and service.

I recently came out of an IVA and needed to rebuild my credit score, the application was quick and gave me an excellent rate and limit to help me, I have been fortunate in finding a company that is accessible and transparent with it's customers. Reviewed on: 6th July 2026

Excellent customer service and so easy to use

Excellent customer service and so easy to use Reviewed on: 6th July 2026

My credit application process was very quick and the...

My credit application process was very quick and the approval was instant! Reviewed on: 6th July 2026

Nothing wrong with the way I look and feel good

Nothing wrong with the way I look and feel good Reviewed on: 6th July 2026

PayPal is so easy to pay for goods with insurance to...

PayPal is so easy to pay for goods with insurance to back you, also pay in three and PayPal credit also to sell items too Reviewed on: 6th July 2026

Paypal is my saving grace

Paypal has always been a postive experience for me with so much to offer in terns of products payment options which have always been a saving grace for me and my family. I have recommended my husband to also use paypal. Reviewed on: 6th July 2026

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