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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59507 reviews)

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4.90

Based on 59,507 reviews, last reviewed 12th Apr 2026

801500% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Communication is really fluid and replies are gotten... Communication is really fluid and replies are gotten on time 10/10 Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59507)

Paypal credit is very manageable and customer friendly

PayPal offer a great credit service that is very easy to navigate and understand. The option to pay the credit back interest free over 4 months is fantastic and allows you to not feel like you are pushed to pay it back. Reviewed on: 26th May 2025

In situations where you can’t find right solutions a...

In situations where you can’t find right solutions at the time there is PayPal flashing light in the dark tunnel Reviewed on: 26th May 2025

Excellent service, fast payments, I really like PayP...

Excellent service, fast payments, I really like PayPal, I really recommend Reviewed on: 26th May 2025

I’ve been using PayPal credit for almost 10 years at...

I’ve been using PayPal credit for almost 10 years at this point, it’s always been simple to use and fair with the 0% interest time before APR kicks in. I originally used it to finance a new phone but as time as gone on it’s become a very simple and straightforward credit card alternative. If I’m buying anything online I prefer to use PayPal so the added flexibility of PayPal Credit can make life easier when it comes to larger purchases Reviewed on: 26th May 2025

Always excellent and Secure when used and especially...

Always excellent and Secure when used and especially when sending money to another Country. Reviewed on: 26th May 2025

PayPal always looks after customers interest and saf...

PayPal always looks after customers interest and safety when shopping online. I am always confident PayPal will protect me in the unlikely event of anything going wrong Reviewed on: 26th May 2025

Helpful way to manage big purchases

Helpful way to manage big purchases using payment plans. It's helped make a couple purchases possible that wouldn't have been possible otherwise. Reviewed on: 26th May 2025

PayPal is very reliable and their customer service i...

PayPal is very reliable and their customer service is really good they me posted on any updates that concerns the services the provider and how it benefits me and improve ma their services Reviewed on: 26th May 2025

Easy peasy

I found it so easy to apply for and very helpful indeed! Reviewed on: 26th May 2025

Good company

Good company and I like the added security. Reviewed on: 26th May 2025

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