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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Smooth transaction process, like using pay in 3.

Smooth transaction process, like using pay in 3. Reviewed on: 6th July 2026

I really appreciate what PayPal have & can offer me...

I really appreciate what PayPal have & can offer me as a buffer when I need them & I recently signed up for the debit card & used it at a festival where I gained discounts on items I purchased & a points tally to give me more incentive to use it when I need it. Reviewed on: 6th July 2026

I trust & feel supported by PayPal

Paypal have helped me resolve issues on a few occasions when I have received poor service or products and I greatly appreciated this, I feel protected by Paypal and use this method of payment whenever possible as I trust this company. Reviewed on: 6th July 2026

Great for emergencies if needed before pay day

Great for emergencies if needed before pay day Reviewed on: 6th July 2026

Great service easy to apply and use.

Great service easy to apply and use. Reviewed on: 6th July 2026

4 months zero interest is unrivalled

4 months zero interest is unrivalled Reviewed on: 6th July 2026

Always easy to use and very secure.

Always easy to use and very secure. Maybe increase the points value a little as this takes forever to accumulate. Reviewed on: 6th July 2026

Very easy and safe to use i trust paying with PayPal...

Very easy and safe to use i trust paying with PayPal especially when I’m unsure of a new shop etc Reviewed on: 6th July 2026

I have used PayPal in the past to purchase items.

I have used PayPal in the past to purchase items. PayPal have always helped in resolving any issues with purchased items that have not been satisfactory. Reviewed on: 6th July 2026

Am very comfortable using PayPal it is the best opti...

Am very comfortable using PayPal it is the best option and more secure Reviewed on: 6th July 2026

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