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PayPal: PayPal Credit reviews

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4.90
Based on 59,476 reviews, last reviewed 12th Apr 2026
798700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent provider Paypal never let me down, it protect my money. I only use PayPal for online payment. Reviewed on: 12th April 2026
Ivanka P's avatar
Ivanka P

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59476)

My "Go to" credit payment method.

5
My "Go to" credit payment method. its an easy to use option with flexibility. I've only needed to contact support service once and had a really good response which resolved my issue. Reviewed on: 26th May 2025
GHarrison 's avatar
GHarrison

Love PayPal always felt safe from early eBay days.

5
Love PayPal always felt safe from early eBay days.Use the pay over three alot Reviewed on: 26th May 2025
Jodie S's avatar
Jodie S

Pay pal is great

5
Pay pal gave me lots of discounts and they have a great availability when it comes to online stores and pay later options. Reviewed on: 26th May 2025
Andrew T's avatar
Andrew T

Simply the Best

5
Best product ever paypal is easy to use and so helpful if needed I use it all the time. Reviewed on: 26th May 2025
Jan S's avatar
Jan S

PayPal credit is incomparable

5
PayPal credit is the best idea for helping people to buy valuable items. Thanks PayPal Reviewed on: 26th May 2025
Ali M's avatar
Ali M

Problems in communication

5
Sometimes probably because I'm not English or American the PayPal claim reviewers might not understand what happened and decide based on they think is correct. I really got annoyed with my last complaint but the seller just lost a client for 20£, I just dont think it's fair to be fully charged for a product separately when I stated to the driver that I want to returned it in the first place and he assured me that I was getting my money back..Next time something similar happen I will not accept a not fully completed product. Besides this bad experience I can't complain. Always first class service from PayPal. Reviewed on: 26th May 2025
Alex's avatar
Alex

Incompetent staff - impossible to speak to a real pe...

1
Incompetent staff - impossible to speak to a real person. Reviewed on: 26th May 2025
James's avatar
James

Amazing customer service and fast and reliable

5
Amazing customer service and fast and reliable Reviewed on: 26th May 2025
Andrew B's avatar
Andrew B

Easy to use product

5
Easy to use product, decent payment options. Quick and convenient Reviewed on: 26th May 2025
JimBob's avatar
JimBob

Fast Flexible Easy payment option

5
Good range of flexible interest free payment plans, fast refunds, easy to use, fast access for making payments instead of having to type in card details, with a simple clear interface. Reviewed on: 26th May 2025
Mart's avatar
Mart

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