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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172284)

I love paying by PayPal as it gives me piece of mind...

5
I love paying by PayPal as it gives me piece of mind when making purchases incase the inevitable happens and things go wrong with the sale. Reviewed on: 25th June 2026

PayPal credit is amazing

5
Allows me to do more of the things I enjoy as I have the flexibility to spread the cost Reviewed on: 25th June 2026

Customer service is good ,explained everything in de...

5
Customer service is good ,explained everything in detail.sorted my problem out Reviewed on: 25th June 2026

Very simple to setup and clear fees.

5
Very simple to setup and clear fees. Reviewed on: 25th June 2026

The best credit provider ever

5
The best credit provider ever , I enjoy 4 months paid 0 interest period Reviewed on: 25th June 2026

Friend for lifePay pal credit gi breathing...

5
Pay pal credit gives me secure comfortable breathing space to keep life moving I don’t feel you are asking for more than your giving Reviewed on: 25th June 2026

Very secure and offer an amazing service.

5
Very secure and offer an amazing service. Easy to use and so convenient Reviewed on: 25th June 2026

Recommend to use

5
Quick and ease to use, loads of retailers and business,s accept., Now with rewards. Always optional if required, Good rates Reviewed on: 25th June 2026

A great service

5
A great service that allows me to get 4 months interest free on anything i use it for. Reviewed on: 25th June 2026

I have had a great experience.

5
I have had a great experience. Easy to use easy to pay off, transpareent Reviewed on: 25th June 2026

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