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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59431 reviews)

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4.90

Based on 59,431 reviews, last reviewed 12th Apr 2026

794700% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service, 5 star Excellent service I'd give it a 5 star rating!! Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59431)

It’s good and responsive.

It’s good and responsive. It’s flexible but I wish I could transfer money from my credit into my bank Reviewed on: 26th May 2025

Using Paypal credit

I’ve used PayPal credit for many years now and I think it’s excellent! I has helped me pay for a lot of different products and even holidays that I would like to pay over a few months! Reviewed on: 26th May 2025

PayPal makes online buying easy and secure.

PayPal makes online buying easy and secure. Pay in 3 and credit are great and simple use. Reviewed on: 26th May 2025

Great service

Have been using Paypal for a while and it’s a great alternative to using a credit card online. Highly recommend Reviewed on: 26th May 2025

Excellent service, low interest rates and credit inc...

Excellent service, low interest rates and credit increases. Reviewed on: 26th May 2025

I have been using PayPal for almost 20 years...

I have been using PayPal for almost 20 years and I have never had any issues with the company. Reviewed on: 26th May 2025

very good great to deal with hassel free

very good great to deal with hassel free Reviewed on: 26th May 2025

Choose Pay Pal

Fast,safe and reliable.i have purchased fridge freezer and dishwasher using my Pay Pal account.The customer service is excellent. Reviewed on: 26th May 2025

Excellent service

Excellent service. Hassle free application. Quick and easy. Good app to keep track of your progress/ account Reviewed on: 26th May 2025

Great if you see a bargain

PayPal doesn’t make using any of their services difficult. So using them for credit option was an easy choice. Especially as you can buy, any pay no interest as long as the cost is settled within the timeframe. Reviewed on: 26th May 2025

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