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PayPal: PayPal Credit reviews

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4.90
Based on 59,382 reviews, last reviewed 12th Apr 2026
790100% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is very reliable and efficient. Paypal is very reliable and efficient. Reviewed on: 12th April 2026
Sean M's avatar
Sean M

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59382)

Been using PayPal credit for a number of years with...

5
Been using PayPal credit for a number of years with next to no issues, great for purchases online, I wish some big retailers like Amazon had PayPal credit, but stores I use it for is a great service. Reviewed on: 26th May 2025
Jack's avatar
Jack

Easy to use , helps spread the cost on larger purcha...

5
Easy to use , helps spread the cost on larger purchases Reviewed on: 26th May 2025
Kelly M's avatar
Kelly M

Uncomplicated

5
Easy to apply.simple to understand and pay Reviewed on: 26th May 2025
Patricia 's avatar
Patricia

PayPal is very easy and convenient money service wit...

5
PayPal is very easy and convenient money service with best customer service Reviewed on: 26th May 2025
Malim Awan's avatar
Malim Awan

Resolved issue

5
I purchased an item paid by PayPal the item I received wasn't as it had been advertised I provided PayPal with details of complaint and they resolved it for me got my money back...brilliant Reviewed on: 26th May 2025
Mary S's avatar
Mary S

Always do what they say,,,if business could just do...

5
Always do what they say,,,if business could just do that ,things would be great ,but few do.im thankful for paypal. Reviewed on: 26th May 2025
John c's avatar
John c

Credit there and available when you need it.

5
Credit there and available when you need it. No credit checks easy and affordable monthly payments. Pay as little as yoi want or as much as you want. Very handy to have and manage. Reviewed on: 26th May 2025
Darren Robson 's avatar
Darren Robson

Excellent

5
I am using PayPal for such a long time now . I had a wonderful experience in all those years. Never experienced any problem and it is easy to make payments. Reviewed on: 26th May 2025
Varinder k's avatar
Varinder k

A user friendly experience from the website to the app.

5
A user friendly experience from the website to the app. Very handy for automated check out options. Reviewed on: 26th May 2025
Tom L's avatar
Tom L

Great financing option would recommend

5
PayPal credit is a great financing option for online purchases. Not only does it increase your credit score but it also gives you a promotional opportunity to pay off big purchases over a period of time interest free. Great for quick and easy use! Reviewed on: 26th May 2025
Tasneem's avatar
Tasneem

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