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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Easily accessible and very good website through App...

5
Easily accessible and very good website through App and costumer service is excellent. Reviewed on: 6th July 2026

Great app and communication.

5
Great app and communication. The few issues I have had have been resolved quickly. Just knowing the payments are secure make it more relaxing to shop with PayPal Reviewed on: 6th July 2026

I have used PayPal for many years

5
I have used PayPal for many years and have always had a safe and secure financial experience. I feel comfortable purchasing goods through PayPal and using the handy split payment option on larger purchases. Reviewed on: 6th July 2026

Awesome platform

4
Awesome platform easy to use and ultra safe in today's environment. Fast, reliable and a known brand. Reviewed on: 6th July 2026

Great service and easy to use.

5
Great service and easy to use. A great service to use when purchasing online and get to pay in your own time. Reviewed on: 6th July 2026

Great service and easy to use.

5
Great service and easy to use. A great service to use when purchasing online and get to pay in your own time. Reviewed on: 6th July 2026

Super simple to set up.

5
Super simple to set up. Nice app. Clear understanding. Reviewed on: 6th July 2026

Excellent customer service

5
PayPal has consistently provided me with a fast, secure, and reliable way to send and receive money. The platform is easy to use, whether I'm shopping online, paying invoices, or transferring funds to family and friends. I appreciate the strong security features and buyer protection, which give me confidence when making purchases from new retailers. Transactions are usually processed quickly, and the mobile app is intuitive and convenient, making it easy to manage my account from anywhere. Customer support has also been helpful whenever I've had questions, and I value the peace of mind that comes with using a trusted payment service. Overall, PayPal is an excellent payment platform that combines convenience, security, and reliability. I highly recommend it to anyone looking for a safe and efficient way to handle online payments and money transfers. Reviewed on: 6th July 2026

Fantastic, Flexible, and So Convenient!

5
I’ve been using PayPal Credit for a while now, and it has been a game-changer for my online shopping. The best part is the interest-free offers—it gives me the flexibility to spread the cost of larger purchases without paying extra interest, provided I clear the balance within the promotional period. Checking out is an absolute breeze. It integrates perfectly with my standard account, meaning I don’t have to dig out my card details or enter new information every time I buy something. It’s been incredibly helpful for budgeting and managing essential items when things are a bit tight. Overall, it’s a highly reliable, safe, and convenient way to shop online. Highly recommended! Reviewed on: 6th July 2026

All good, app is so good, updates on payments is ver...

5
All good, app is so good, updates on payments is very good Reviewed on: 6th July 2026

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