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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172715)

Ease of use

It is very easy and convenient to use especially with interest free period Reviewed on: 29th June 2026

Great credit card great help great credit

Great credit card great help great credit Reviewed on: 29th June 2026

Its easy to use and easy to access

Its easy to use and easy to access Reviewed on: 29th June 2026

As it says

As it says, no issues simple as. Reviewed on: 29th June 2026

Great service

Great service, no problems with purchasing ,always got your interest at heart Reviewed on: 29th June 2026

Love the pay in 3 and 4 month interest free for larg...

Love the pay in 3 and 4 month interest free for large purchases Reviewed on: 29th June 2026

Bardzo dobrze

It’s good, but there could have been more options for installment plans—for example, 6 months interest-free. Reviewed on: 29th June 2026

PayPal is the best.

PayPal is an excellent platform. I’ve been able to recover funds from bad purchases, and features like PayPal Pay in 3, PayPal Credit, and the PayPal Debit Card have been incredibly useful for my everyday finances. Thank you, PayPal. Reviewed on: 29th June 2026

Simple, Convenient and Rewarding

PayPal can be used anywhere. I have it linked to various accounts making it easier to keep track of my money. I like the options of the pay in three and getting reward for using the cards also. Reviewed on: 29th June 2026

Applied for credit!

Applied for credit! And was accepted with no fuss. Simple & quick, no need for a long drawn out explanation! Reviewed on: 29th June 2026

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