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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

great service at all points of delivery

great service at all points of delivery Reviewed on: 6th July 2026

Safe a d convenient

I find paypal to be the safest and quickest online payment facility. Customer service is fabulous. I has every payment option I need and the paypal+ card is great. Reviewed on: 6th July 2026

My money is safe with pay pal

Always had value for my money, felt safe knowing I was paying through pay pal. Love the pay in three, buy a treat or something you really need, knowing it’s paid off soon. Reviewed on: 6th July 2026

Paypal Credit

Bought a pair of trainers and mainly use PayPal as a preferred payment option. Was given the choice of applying for PayPal Credit which i did and was approved. Got £40 off the purchase for first time use so was even more of a bargain. Reviewed on: 6th July 2026

Looking for support

I have phoned customer service a few times and each time my issue was resolved, with patience and understanding. Reviewed on: 6th July 2026

Amaizing lender

I have used PayPal credit once and I was quite pleased with the overall service. Reviewed on: 6th July 2026

PayPal Credit has been very useful for my needs.

PayPal Credit has been very useful for my needs. Although my credit limit is not very high, it has helped me plan my finances better and spread the cost of purchases when needed. The application process was straightforward, and the service has been reliable. Overall, I’ve had a positive experience and would recommend it to others looking for a flexible way to manage their spending. Reviewed on: 6th July 2026

PayPal is so easy to use, I use it more and more for...

PayPal is so easy to use, I use it more and more for purchases and like the rewards I receive Reviewed on: 6th July 2026

Very easy to use and set up.

Very easy to use and set up.. highly recommended Reviewed on: 6th July 2026

PayPal makes thing easy to access

PayPal makes thing easy to access and if any problems get right on it Reviewed on: 6th July 2026

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