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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Easy, Fast, reliable service, Easy to navigate, love...

Easy, Fast, reliable service, Easy to navigate, love the choices with PayPal and it gives great customer service 5***** Reviewed on: 6th July 2026

Always easy way to pay

Always easy way to pay whether it’s straight away not using the choice of credit Reviewed on: 6th July 2026

I used paypal credit to buy a phone and I was able t...

I used paypal credit to buy a phone and I was able to split the payment with no interest. Reviewed on: 6th July 2026

Quick and easy to apply for.

Quick and easy to apply for. Had no dealings with anyone so can’t comment on customer service. Reviewed on: 6th July 2026

Great - gives me a lot of freedom

Great - gives me a lot of freedom Reviewed on: 6th July 2026

My honest review of deferring payments with Paypal

I've found the ability to defer payment 30 days or spread over 3 instalments very helpful to manage my finances. Reviewed on: 6th July 2026

Better than a bank.

I have used PayPal for well over 10 years and if I could get my wages put into PayPal I would. They are literally better than a bank. Every time I do any shopping, PayPal is always my first means of making the payments. I will always recommend PayPal and I really the quality of service does not drop as you can not falter the service they provide. 10/10 all the way best service I have ever received. Love them. Reviewed on: 6th July 2026

Using PayPal credit is simple and straightforward.

Using PayPal credit is simple straightforward and a great way of spreading the cost of purchases. I use it to keep more of my money in my account for longer earning interest. Reviewed on: 6th July 2026

I always use paypal for my online purchases.

I always use paypal for my online purchases. Any purchases for £100 and above, I have 0% interest for 4 months. I can also choose to use the pay in 3 months which is very handy. Reviewed on: 6th July 2026

Easy to deal with and hassle free.

Easy to deal with and hassle free. I like PayPal.....I Reviewed on: 6th July 2026

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