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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59284 reviews)

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4.91

Based on 59,284 reviews, last reviewed 12th Apr 2026

781100% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I use PayPal regularly to pay for online purchases w... I use PayPal regularly to pay for online purchases wherever it is available. I often use PayPal Credit for larger purchases : I find it to be really u... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59284)

Long Time Paypal User

I have been using Paypal for a long time and use it frequently for online purchases and also to send money within the family. I find it convenient and also especially safe for online purchases. Reviewed on: 26th May 2025

Good service

Good interest free periods. Flexible repayment options. Can’t be beaten for convenience. Reviewed on: 26th May 2025

helpful customer service, safe and secure to use

helpful customer service, safe and secure to use Reviewed on: 26th May 2025

Always ready to help

Always ready to help when I have an issue Reviewed on: 26th May 2025

Amazing!!

Amazing to use and work with for managing my spending Reviewed on: 26th May 2025

Reliable

Never had a problem using PayPal, and they've been able to refund my money promptly when I've had an issue with a seller. Reviewed on: 26th May 2025

PayPal 95% of the time have fulfilled requests and q...

PayPal 95% of the time have fulfilled requests and queries by myself Reviewed on: 26th May 2025

I had an issue with one of the companies online wher...

I had an issue with one of the companies online where I was going to pay subscriptions monthly , I only made one phone call to PayPal customer services and it was all sorted . no hassle on my side . thank you PayPal customer services Reviewed on: 26th May 2025

Exceptional

Always happy with my great offers and more Reviewed on: 26th May 2025

Easy but safe way to pay...

Have found it to be a very easy but safe way to pay for goods. Great to split payments into three as well if it's too much to spend out one month. Has been really happy with all the transactions so far. PayPal Credit a real help too for the tight budget. Reviewed on: 26th May 2025

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