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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173069)

My pal on my phone

It is just so easy and convenient to use and I'm confident that it's totally secure. With different options such as pay in 3 or interest free for a fixed term, it's fantastic for those unexpected purchase needs Reviewed on: 29th June 2026

Easy to use .

Easy to use . Always there if short one month Reviewed on: 29th June 2026

With paypal i was able to manage my finances better...

With paypal i was able to manage my finances better and able to afford things compared to before without paypal.it really helped a lot. Reviewed on: 29th June 2026

Good product

Easy to apply for and simple to use. Reviewed on: 29th June 2026

PayPal is fantastic

Site is easy to navigate. Wide range of platforms & stores accept PayPal. Gives me confidence in shopping online using PayPal. Also the benefits that you get are great Reviewed on: 29th June 2026

Easy to use and fantastic for a back up and no inter...

Easy to use and fantastic for a back up and no interest Reviewed on: 29th June 2026

PayPal credit is safe and convenient way to make pur...

PayPal credit is safe and convenient way to make purchases either as a credit purchase or a pay in 3 installment plan. Reviewed on: 29th June 2026

Pay pal gives me peace of mind g through there...

Pay pal gives me peace of mind paying through there platform knowing im covered by there pay garentee, and it has helped me out a few times with the pay pal credit aspect too , overall a great useful platform . Reviewed on: 29th June 2026

No live chat

No live chat to help with queries but other than that good little credit card and app is user friendly Reviewed on: 29th June 2026

Reassurance and protection for your hard earned cash

PayPal gives you reassurance that your money is protected when spending inline Reviewed on: 29th June 2026

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