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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

I only used your credit couple of time !credit

5
I only used your credit couple of time ! Reviewed on: 6th July 2026

PayPal credit is easy and great!

5
I was offered this! It’s great - very easy to use and understand. Makes life easier for sure. Reviewed on: 6th July 2026

Perfect and very easy to pay for my thing and love t...

5
Perfect and very easy to pay for my thing and love the pay in 3 in a little short some months Reviewed on: 6th July 2026

Easy to use.

5
Easy to use. Fast and flexible. Great service. Reviewed on: 6th July 2026

Very good service I have been a PayPal customer for...

5
Very good service I have been a PayPal customer for 15 years and never once had an issue. Excellent 5 star Reviewed on: 6th July 2026

Paypal is a very good option for buying even if you...

5
Paypal is a very good option for buying even if you pay in one go, in 3 installments or with paypal credit. Paypal is even better as they have available physical Credit and Debit cards. Reviewed on: 6th July 2026

Just such a user friendly app

5
Just such a user friendly app with little to no problems with it Reviewed on: 6th July 2026

Very Handy for every day purchases

5
Very Handy for every day purchases Reviewed on: 6th July 2026

Pay in three has stopped working me I’ve had to...

3
Pay in three has stopped working for me I’ve had to go to another bank to finish the transaction Reviewed on: 6th July 2026

Always there to listen to any concerns about my acco...

5
Always there to listen to any concerns about my account, very easy to receive and send money, solve any discrepancies very quickly Reviewed on: 6th July 2026

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