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PayPal: PayPal Credit reviews

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4.91
Based on 59,241 reviews, last reviewed 12th Apr 2026
777300% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Help Received I got mixed up with starting my business account and the help I received was excellent. Reviewed on: 12th April 2026
Kay 's avatar
Kay

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59241)

Contented Customer

5
PayPal Credit has been a godsend the last year or so. The process of applying and using the credit is incredibly simple and smooth. On the occasions where I've had to use the customer services department I've found it to be swift and reliable. The rolling 0% credit options is also a really welcome addition to the credit service, something you'd not find on a credit card without having to reapply elsewhere. Delighted to have a facility with PayPal and would recommend. Reviewed on: 26th May 2025
Niall's avatar
Niall

I always use Paypal to make online purchases.

5
I always use Paypal to make online purchases. It is an organisation I trust completely. They have an excellent customer service base and I find using their app very helpful with managing my money. Reviewed on: 26th May 2025
Martin P's avatar
Martin P

When I didn’t receive a service they refund me as re...

5
When I didn’t receive a service they refund me as retailer never responded Reviewed on: 26th May 2025
Andrew W's avatar
Andrew W

Excellent!

5
Ease of use, excellent rates. The app and website are really good and Paypal is accepted everywhere. I have been using Paypal for years and prefer Paypal credit to traditional credit cards. The buyer protection is a massive bonus. Reviewed on: 26th May 2025
Josh G's avatar
Josh G

PayPal is an extremely easy and convenient service

5
PayPal is an extremely easy and convenient service and has multiple services available. I have used credit, pay in 3 and standard PayPal payments for years and would highly recommend. Reviewed on: 26th May 2025
Jennie's avatar
Jennie

Prefer this payment method

5
Use PayPal majority of the time, trust it with payment requests Reviewed on: 26th May 2025
Linda's avatar
Linda

safe, shopping easy, can check details quickly

5
safe, shopping easy, can check details quickly, offered on a lot of platforms Reviewed on: 26th May 2025
vicki w's avatar
vicki w

best , more time , good shedule for payment , u can...

5
best , more time , good shedule for payment , u can pay weekly or montly Reviewed on: 26th May 2025
nikolay s's avatar
nikolay s

PayPal credit has made life easy for me and my fa...

5
PayPal credit has made life easy for me and my family. Shopping became easier and paying for travel Reviewed on: 26th May 2025
Cynthia A's avatar
Cynthia A

highly recommend!

5
Really understanding and compassionate staff. Straight forward to use! Great value Reviewed on: 26th May 2025
Leonie 's avatar
Leonie

Review PayPal: PayPal Credit now

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