Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173192 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173240)

Great customer services

Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

I have never had any problems using any of their ser...

I have never had any problems using any of their services. It's convenient and safe to use and easy to check what the transactions are for when you have trouble temembering Reviewed on: 30th June 2026

I have used paypal for many years and it has been a...

I have used paypal for many years and it has been a great experience as i've haven't had any issues when paying online or in store. I like that you can choose how you pay whether its all at once or pay in three or larger purchases have four months interest free. Reviewed on: 30th June 2026

I trust paypal above all other methods

Paypal is always easy to use and reliable and my most trusted way of making payments Reviewed on: 30th June 2026

Great service

Great service easy to use and helps slots in my life Reviewed on: 30th June 2026

So far so good!

So far so good. Apatía there when I needed their help. Reviewed on: 30th June 2026

So far so good we will see iff that changes when thi...

So far so good we will see iff that changes when things go wrong Reviewed on: 30th June 2026

Easy to use and very easy to set up

Easy to use and very easy to set up Reviewed on: 30th June 2026

Always very efficient and safe to use.

Always very efficient and safe to use. The costumer service is excellnet and always ready to help. Reviewed on: 30th June 2026

I have used PayPal for years and if I have any probl...

I have used PayPal for years and if I have any problems they are always on hand to help! Reviewed on: 30th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95754 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub