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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I love convenience of using PayPal for online purcha...

I love convenience of using PayPal for online purchases. Easy to use, great having the 3 payment option as well. I've used it on a few occasions. Reviewed on: 6th July 2026

Paypal forever

I just love paypal . They they look after all of my online shopping , I want a product and paypal sort out the payment . The paypal way of shopping is the only i will ever shop online , simply the best . Reviewed on: 6th July 2026

I use PayPal debit for everything now

I use PayPal debit for everything now Reviewed on: 6th July 2026

Nice and wonderful experience.

Nice and wonderful experience. 100% money back guarantee Reviewed on: 6th July 2026

I use PayPal credit on a regular basis to allow me t...

I use PayPal credit on a regular basis to allow me to manage my spending and allow me to buy items I require whilst managing my finances Reviewed on: 6th July 2026

It’s great for more expensive items the interest fre...

It’s great for more expensive items the interest free period helps and saves time writing all your details in every time you want to purchase something. Reviewed on: 6th July 2026

Whenever I've had an issue it has been responded to...

Whenever I've had an issue it has been responded to immediately Reviewed on: 6th July 2026

Very friendly staff.

Very friendly staff. Very transparent transactions Reviewed on: 6th July 2026

Used PayPal credit to pay for Disneyland holiday.

Used PayPal credit to pay for Disneyland holiday. It was easy to pay and easy to set up monthly repayments. Many purchases have interest free period. Haven't used customer service as didn't need to - everything is straigh forward Reviewed on: 6th July 2026

Frustrating

Great 0% options but not so great at paying them off. Takes a week to show payments, very vague on how to set up payments. Apparently if you pay over the phone the payment is paid sooner than online. It’s very backwards! I find this very frustrating especially when PayPal is such a big company. I set up a direct debit for a curtain date and it did not go out then, i unfortunately incurred a charge because of it as I wasn’t sure it was set up or not! Reviewed on: 6th July 2026

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