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PayPal: PayPal Credit reviews

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4.91
Based on 59,170 reviews, last reviewed 12th Apr 2026
771000% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best and safest way to pay online. I had a problem before where I bought some things online and didn't receive them. When I notified PayPal, I received a full refund. I make all my onli... Read more Reviewed on: 12th April 2026
ABalsah's avatar
ABalsah

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59170)

Paypal; A friend for life

5
From the very first moment I knew I was in safe hands. A shoppers dream. Meaning essentials and wish list items can be purchased and paid for over time. Simple, hassle free and does not take years to pay off. The effective pay in three is outstanding and affordable. Paypal is most definitely a pal for life Reviewed on: 26th May 2025
wendymclauchlan@hotmail.com's avatar
[email protected]

PayPal is an easy and effective form of payment and...

4
PayPal is an easy and effective form of payment and offers many options to spread costs and 0% over fixed periods of time. I would highly recommend this service to friends and family. Reviewed on: 26th May 2025
Andrew von Moeller's avatar
Andrew von Moeller

Easy and convenient

5
Been a customer of Pay Pal for a few years I never had a problem with them have had a couple of issues with Spam but got onto them and they solved my problem within a couple of hours the app is so easy to navigate very simple great app and company Reviewed on: 26th May 2025
Billy Fraser's avatar
Billy Fraser

When you want a bit more time to pay

5
For those luxury items you just want a little bit more time to pay, PayPal credit provides an easy way to break down into smaller chunks. Reminders when to pay, pay the minimum or options to pay more when you can! Simple dashboard, easy to understand, keeps me on track. Reviewed on: 26th May 2025
Kirsten P's avatar
Kirsten P

Very good credit system

5
Very good credit system, unfortunate it can’t be used in the real world but it’s quite useful! Reviewed on: 26th May 2025
Rich's avatar
Rich

Never any problems and easy to use and pay.

5
Never any problems and easy to use and pay. Reviewed on: 26th May 2025
Paula's avatar
Paula

I have used paypal credit for years.

5
I have used paypal credit for years and love the flexability it gives me to purchase from many different retailers and know its a trusted site. Reviewed on: 26th May 2025
traceyo's avatar
traceyo

Excellent service

5
Excellent service easy to use and a well secure service Reviewed on: 26th May 2025
Andrew 's avatar
Andrew

Easy to use website, helps being able to spread cost...

5
Easy to use website, helps being able to spread cost on items. Reviewed on: 26th May 2025
Raymond H's avatar
Raymond H

It's easy to use and helps when you are you struggli...

5
It's easy to use and helps when you are you struggling, it's good to know you got that to fall back on Reviewed on: 26th May 2025
Tracey W's avatar
Tracey W

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