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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Paypal credit: an aid to purchase my ps5

PayPal credit provides a huge financial support. I used it purchase my PS5 and was offered a 4 month interest free period, It really helped ease the repayment stress. I’ve used it to purchase other items as well. Great experience. Reviewed on: 6th July 2026

Useful for buying large items to spread payments..

I have found paypal credit useful when making a large purchase, when there is a 0% Interest offer, it has swayed me to buy a large item that I had previously put off until there is a promotion. Reviewed on: 6th July 2026

Better than the best...

Paypal for me is something i always use,whether it is Paypal Credit,pay in 3 or using it to pay for online items. Better than good,it helps me a lot. Reviewed on: 6th July 2026

PayPal credit

Had nothing but a positive experience with PayPal credit, highly recommended . Customer service is second to none Reviewed on: 6th July 2026

Fast service, no issues.

Fast service, no issues. Easy to use Reviewed on: 6th July 2026

Superb service

Only took seconds to be approved Reviewed on: 6th July 2026

Always excellent and safe to use

Always excellent and safe to use Reviewed on: 6th July 2026

Very easy to use and good communication so far.

Very easy to use and good communication so far. Reviewed on: 6th July 2026

Very simple and easy to understand and use

Very simple and easy to understand and use Reviewed on: 6th July 2026

The procedure for questioning a fraudulent purchase...

The procedure for questioning a fraudulent purchase was clear and followed to the letter. I was able to claim back the full amount with no financial repercussion. Reviewed on: 6th July 2026

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