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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173324 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173385)

Great helper

Helped me to enjoy my life and time outdoors Reviewed on: 30th June 2026

Confusion setting up direct Debit

The reason I have dropped a star is because I found it unclear as to whether I had actually set up a direct debit to pay off the required monthly amount. After completing the details of my bank account to set up the direct debit the system seems to throw you back to the screen which is the same as at the start without confirming that your direct debit has been set up which left me thinking that it had failed for some reason so I set up another direct debit with a different bank account which did the same. I was then left feeling like I hadn't set up a direct debit and I would have a look at another time. Then I received an email confirming both direct debits had been set up so I now need to go to the hassle of cancelling one of their direct debits. Poor really Reviewed on: 30th June 2026

Always super helpful and very communicative

Always super helpful and very communicative Reviewed on: 30th June 2026

Reliable and secure

Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Happy customer

I’ve used PayPal for years and find it very easy to navigate and I’ve never had any issues Reviewed on: 30th June 2026

Easy and safe.

Easy and safe. Transactions are shown instantly and clearly Reviewed on: 30th June 2026

i can use paypal nearly everywhere my bank wont work...

i can use paypal nearly everywhere my bank wont work and the staff online are helpful and polite Reviewed on: 30th June 2026

paypal is a great way to buy online shopping as you...

paypal is a great way to buy online shopping as you can pay in stages without being charged , Reviewed on: 30th June 2026

Good overall performance however does not give you e...

Good overall performance however does not give you enough information about how much you will end up paying. Could also have a better customer service experience Reviewed on: 30th June 2026

Simple to use, easy to navigate.

Simple to use, easy to navigate. Great feature to PayPal. I like the way it breaks everything down. Also when making a payment to your account, it comes off the first thing that is due, so purchases are paid off in order. Reviewed on: 30th June 2026

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