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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,167 reviews, last reviewed 12th Apr 2026
770700% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process and access to money Easy application process and access to money Reviewed on: 12th April 2026
Wilson C's avatar
Wilson C

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59167)

PayPal live chat was very helpful when I needed.

5
PayPal live chat was very helpful when I needed. Reviewed on: 26th May 2025
Camila B's avatar
Camila B

PayPal is great.

5
PayPal is great. Helps me to pay my flight tickets Reviewed on: 26th May 2025
Molnar Z's avatar
Molnar Z

Almost all my purchases are with PayPal

5
Almost all my purchases are with PayPal, so easy to use. PayPal credit is a great way to spread payments over 3 months, I use it a lot. Reviewed on: 26th May 2025
Andrew P's avatar
Andrew P

All my experiences have been good

5
All my experiences have been good Reviewed on: 26th May 2025
Kim S's avatar
Kim S

PayPal is great Great no issues at all

5
Great no issues at all attentive you can always speak to a real person in customer service very helpful Reviewed on: 26th May 2025
Billyoz 's avatar
Billyoz

PayPal is wonderful

5
I've been using PayPal for several years now, and it continues to be one of the most reliable and user-friendly payment platforms out there. When shopping online , PayPal makes the process incredibly smooth and secure. Buyer protection—it gives me peace of mind when purchasing from new or international sellers. T Customer service has also been responsive the few times I’ve needed support. PayPal credit very handy, as I can spread the costs/ payments when I can, how I need , for months and no interest if paid on time.I can manage very easy based on statements provided always. Reviewed on: 26th May 2025
Doina I's avatar
Doina I

I love PayPal; they give you peace of mind when you...

5
I love PayPal; they give you peace of mind when you use PayPal to pay for your purchases. If you have any problems with your order, PayPal will sort it out for you without hassle. The customer service representatives are always available, both online and by phone. Very helpful. Reviewed on: 26th May 2025
Lara B's avatar
Lara B

Paypal; A friend for life

5
From the very first moment I knew I was in safe hands. A shoppers dream. Meaning essentials and wish list items can be purchased and paid for over time. Simple, hassle free and does not take years to pay off. The effective pay in three is outstanding and affordable. Paypal is most definitely a pal for life Reviewed on: 26th May 2025
wendymclauchlan@hotmail.com's avatar
[email protected]

PayPal is an easy and effective form of payment and...

4
PayPal is an easy and effective form of payment and offers many options to spread costs and 0% over fixed periods of time. I would highly recommend this service to friends and family. Reviewed on: 26th May 2025
Andrew von Moeller's avatar
Andrew von Moeller

Easy and convenient

5
Been a customer of Pay Pal for a few years I never had a problem with them have had a couple of issues with Spam but got onto them and they solved my problem within a couple of hours the app is so easy to navigate very simple great app and company Reviewed on: 26th May 2025
Billy Fraser's avatar
Billy Fraser

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