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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Be better if I could use it in more places...

Be better if I could use it in more places Reviewed on: 6th July 2026

Professional easy to use service.

Professional easy to use service. Fast refunds and order tracking Reviewed on: 6th July 2026

Shop with total confidence

I have been with PayPal since 2012, and can’t honestly say, that I feel confident shopping with PayPal very reassuring, knowing they have my back should any problems arise. Reviewed on: 6th July 2026

Resolved on my first point of contact.

When I have needed to contact PayPal they have been able to help and support and resolve and issues promptly and professionally. Reviewed on: 6th July 2026

PayPal makes it really easy to pay for things online!

PayPal makes it really easy to pay for things online. It's also easy to send or receive money from friends and family. I prefer to use PayPal to pay for most things online, rather than mess around with credit cards directly. PayPal credit is also really useful and competitive on interest rates. Reviewed on: 6th July 2026

Always reliable

Always every useful, i appreciate especially that you receive reminder email when payments are coming up, easy to use and easy to make repayments Reviewed on: 6th July 2026

rewarding

Happy with pay pal the rewards points are good Reviewed on: 6th July 2026

Never had a problem with Paypal..

Never had a problem with Paypal. Excellent for credit Reviewed on: 6th July 2026

All good

Easy to manage you can see online exactly what is owed and what payments are and can adjust direct debt payments to suit your needs. Reviewed on: 6th July 2026

A very good interest free credit option, easy to kee...

A very good interest free credit option, easy to keep track on the PayPal app. Good concise information and communication Reviewed on: 6th July 2026

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