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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

The simplicity of a credit card combined with intere...

The simplicity of a credit card combined with interest free periods Reviewed on: 6th July 2026

Great and safe way to pay.

Great and safe way to pay. Really like PayPal credits and the fact they l have bring out a debit card to collect points Reviewed on: 6th July 2026

Fantastic service.

Fantastic service. Pleasure to deal with Reviewed on: 6th July 2026

No need for a separate credit card!

I use PayPal often, especially PayPal credit, for larger purchases as the 4 months interest free is a permanent feature, unlike credit cards. I also have a debit card with them that gives me offers (such as 20% off all food and drink at Download festival last month which saved me about £30!) I like the easy to use app and that I can make payments in a way that suits me best. I would definitely recommend. Reviewed on: 6th July 2026

Great service

Been using PayPal for several months now great experience and can use everywhere would definitely recommend Reviewed on: 6th July 2026

My PayPal experience

I have been using PayPal for many years. I have always had a positive experience with PayPal. PayPal website is very easy to use I wouldn’t hesitate to recommend PayPal to others. Reviewed on: 6th July 2026

I have been using PayPal for a while now and l have...

I have been using PayPal for a while now and l have been enjoying the benefits and very easy for me to purchase things l wouldn't have been able to buy with PayPal comfort Reviewed on: 6th July 2026

Super easy to use.

Super easy to use. Consumer friendly. Always found them to be very helpful too with any queries. Reviewed on: 6th July 2026

Excellent credit provider.

Excellent credit provider. Very happy with the service and customer service I've received from PayPal. Reviewed on: 6th July 2026

I like how easy and convenient it is to purchase pro...

I like how easy and convenient it is to purchase products online using PayPal to checkout with! Reviewed on: 6th July 2026

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