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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173628)

Paypal is convenient

Paypal is convenient, I can pay in 3 installments interest free this release a bit the finance pressures. Is reliable and secure. Reviewed on: 1st July 2026

No problems other than return emails

No problems other than return emails Reviewed on: 1st July 2026

Works good for me , I like the interest free 4 month...

Works good for me , I like the interest free 4 months credit Reviewed on: 1st July 2026

Pay pal is just very convenient for urgent times, al...

Pay pal is just very convenient for urgent times, also all issues are handled very professionally and efficiently. Reviewed on: 1st July 2026

Easy no hassle borrowing, with constant updates and...

Easy no hassle borrowing, with constant updates and suggestions on how to repay Reviewed on: 1st July 2026

Good service

Customer service was very good they are always very helpful Reviewed on: 1st July 2026

I've never had a problem with PayPal and they offer...

I've never had a problem with PayPal and they offer me a better experience than any other provider and I feel safe and secure when making payments. The 4 month interest free feature and reward feature make it the easy choice when paying for big unexpected transactions. Reviewed on: 1st July 2026

there's room for imprivement

When you start a paypal credit I'd like paypal to manage the direct debit (dates, amounts etc.), similar to Pay-in-3. Reviewed on: 1st July 2026

So far so good.

So far so good. My issues with a fake vendor was sorted fast Reviewed on: 1st July 2026

Best provider on the market, reliable company

Best provider on the market, reliable company Reviewed on: 1st July 2026

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