Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,138 reviews, last reviewed 12th Apr 2026
768200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal online I have made many purchases online, and pay pal has given me the confidence to do so. It’s set up is straightforward and contacting them is easy as wel... Read more Reviewed on: 12th April 2026
Aldo's avatar
Aldo

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59138)

Easy and convenient

5
Been a customer of Pay Pal for a few years I never had a problem with them have had a couple of issues with Spam but got onto them and they solved my problem within a couple of hours the app is so easy to navigate very simple great app and company Reviewed on: 26th May 2025
Billy Fraser's avatar
Billy Fraser

When you want a bit more time to pay

5
For those luxury items you just want a little bit more time to pay, PayPal credit provides an easy way to break down into smaller chunks. Reminders when to pay, pay the minimum or options to pay more when you can! Simple dashboard, easy to understand, keeps me on track. Reviewed on: 26th May 2025
Kirsten P's avatar
Kirsten P

Very good credit system

5
Very good credit system, unfortunate it can’t be used in the real world but it’s quite useful! Reviewed on: 26th May 2025
Rich's avatar
Rich

Never any problems and easy to use and pay.

5
Never any problems and easy to use and pay. Reviewed on: 26th May 2025
Paula's avatar
Paula

I have used paypal credit for years.

5
I have used paypal credit for years and love the flexability it gives me to purchase from many different retailers and know its a trusted site. Reviewed on: 26th May 2025
traceyo's avatar
traceyo

Excellent service

5
Excellent service easy to use and a well secure service Reviewed on: 26th May 2025
Andrew 's avatar
Andrew

Easy to use website, helps being able to spread cost...

5
Easy to use website, helps being able to spread cost on items. Reviewed on: 26th May 2025
Raymond H's avatar
Raymond H

It's easy to use and helps when you are you struggli...

5
It's easy to use and helps when you are you struggling, it's good to know you got that to fall back on Reviewed on: 26th May 2025
Tracey W's avatar
Tracey W

PayPal credit is handy and easy for me to use as I a...

5
PayPal credit is handy and easy for me to use as I am not very tech savvy .It also helps me with my purchases when funds are a bit low some months but I can use my PayPal credit when needed which is great . Reviewed on: 26th May 2025
PhillyM's avatar
PhillyM

Very convenient and easy to use.

5
Very convenient and easy to use. Reviewed on: 26th May 2025
zengyao c's avatar
zengyao c

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill