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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59111 reviews)

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4.91

Based on 59,111 reviews, last reviewed 11th Apr 2026

765600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick service,great offers for payments with 0% inte... Quick service,great offers for payments with 0% interest. Will continue to use PayPal credit over any other cards I have. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59111)

Help with my finance and management well.

Help with my finance and management well. Reviewed on: 26th May 2025

I regularly use Paypal credit for purchasing work to...

I regularly use Paypal credit for purchasing work tools as well as major expenses personal items . It is widely accepted for online and store accounts and spreads the cost usually over 12 months so that allows early payment where possible or budgeting of income. It also simplifies returning goods in certain cases. Reviewed on: 26th May 2025

Paypal has always been there when we have needed the...

Paypal has always been there when we have needed them, and the app is so easy to use Reviewed on: 26th May 2025

Great Asset

PayPal has been a good source to help me purchase things and spread the cost a convenient and easy to use. Reviewed on: 26th May 2025

PayPal of Positives * * * * *

I use PayPal for every online purchase.. The various options of payment definitely make for more smooth, trusting & worryfree transactions. The numerous choices of credit can alleviate times of hardship which also allow you to plan ahead for brighter times.. The time allowance for interest free is generous and all information inc. T&C’s are black&white’ straight to the point.. Balances & Payments are very easy to view, make & track especially through the well laid out App which helps lessen the chances for missed payments.. I currently have a direct debit set up but do like to make extra payments whenever possible.. Any points of contact & communication(s) with PayPal have been fast and effective! No complains.. Definitely positives on positive.. I have and will continue to recommend to many others! Thank you PayPal.. All the best… Reviewed on: 26th May 2025

Interest free payments not stopped without warning.

Didn’t realise the Interest free period was for a limited time. Ended without much warning Reviewed on: 26th May 2025

I have not had any issues with the service and when...

I have not had any issues with the service and when I needed help with an issue they were very good. Reviewed on: 26th May 2025

Simple to set up and use via PayPal app.

Simple to set up, easy to use and understand via the PayPal app. Would recommend to anyone. Great offers available such as pay in 3. Reviewed on: 26th May 2025

PayPal is a safe secure way to pay online

PayPal is a safe secure way to pay online for things. Easy to send gifts to family and friends too. Easy to get refunds for fraudulent transactions. Reviewed on: 26th May 2025

It’s an easy way to pay when money might be tight at...

It’s an easy way to pay when money might be tight at the time of purchasing something. Reviewed on: 26th May 2025

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