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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173857)

Great way to spread payments

Really easy process, only disappointed when there are companies that don’t offer PayPal Reviewed on: 1st July 2026

Good system service could be better and less automated

Good system service could be better and less automated Reviewed on: 1st July 2026

Credit Card Scam! Very Unhappy, And Now In Debt!

I've Been paying off my PayPal credit card bill. I had Three pay over 12 months and Eight pay in 4 month bills. I was Spend over £200 each each time trying to pay off, "my pay in 4 months" bills. But it didn't take the money off those bills. It was taking the money off my pay monthly bills. So now I owe PayPal another £2000 in apr debt. Like the fck is that fair, I was trying to do the thing right and got shafted by PayPal. Reviewed on: 1st July 2026

EXCELLENT SERVICE.

EXCELLENT SERVICE.. INTEREST FREE CREDIT.. Reviewed on: 1st July 2026

very good experience very easy to use and very affor...

very good experience very easy to use and very afford able and suit able payments of terms Reviewed on: 1st July 2026

PayPal Credit gives you an excellent option to pay f...

PayPal Credit gives you an excellent option to pay for goods or services and pay for it later. Reviewed on: 1st July 2026

Many years of purchasing have made me wary of buying...

Many years of purchasing have made me wary of buying online ,but with PayPal I'm know I'm covered and they have helped me numerous times. Reviewed on: 1st July 2026

PayPal has been a great and trustworthy way to spend...

PayPal has been a great and trustworthy way to spend online. Reviewed on: 1st July 2026

A* experience everytime.

A* experience everytime. Always smooth, and efficient. My go to always. Reviewed on: 1st July 2026

Brilliant service and very clear terms by contrast t...

Brilliant service and very clear terms by contrast to many other providers. When I present my PayPal Credit Card to pay for anything so many people are surprised that PayPal offer a card. Highly recommend PayPal! Reviewed on: 1st July 2026

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