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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

My experience was great and all my concerns were han...

My experience was great and all my concerns were handled professionally and with patients Reviewed on: 6th July 2026

Always an easy process using pay pal any problems an...

Always an easy process using pay pal any problems and there very quick to resolve. Totally trust pay pal Reviewed on: 6th July 2026

PayPal Credit is best in all of UK

Using PayPal Credit from last couple of months and it's been amazing. PayPal offers different options to do the payments, like full payment or pay in installments with 0% interest, which I like the most. Superb customer service and no hassle. Easy to repay. PayPal Credit is best in all of UK compared to all other Banks Reviewed on: 6th July 2026

Fast transactions,payment options

Fast transactions,payment options Reviewed on: 6th July 2026

Easy to use and good payment options, can use cards...

Easy to use and good payment options, can use cards that otherwise may be not accepted Reviewed on: 6th July 2026

It's always useful when you are bit short of cash.

It's always useful when you are bit short of cash. Reviewed on: 6th July 2026

So simple to use...

So simple to use and the fact that I can make 3 months of interest free just makes the whole process even better. Thank you so much. Reviewed on: 6th July 2026

A great company

I have found PayPal to be a useful and fair service. They have always been great with customer service and their app is very easy to use. Reviewed on: 6th July 2026

I’ve had a positive experience using PayPal Credit.

I’ve had a positive experience using PayPal Credit. It has been really useful for spreading the cost of larger purchases without having to pay everything upfront. The application was quick, and once I was approved, it was easy to use whenever PayPal Credit was available at checkout. I’ve found it simple to manage my account and make payments through PayPal. As long as I keep track of the payment deadlines and pay off promotional purchases on time, I’ve avoided paying interest. Overall, I’m happy with the service. It’s convenient, easy to use, and has helped me manage my spending when making bigger purchases. I would recommend it to anyone who is confident they can keep up with the repayments and use it responsibly. Reviewed on: 6th July 2026

I love use PayPal for everything anywhere very trusted

I love use PayPal for everything anywhere very trusted Reviewed on: 6th July 2026

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