Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173977 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173981)

Straightforward and easy to use great customer servi...

Straightforward and easy to use great customer service and rewards scheme is fantastic Reviewed on: 1st July 2026

Best way to go

I did get PayPal Credit but I cancelled order and I am awaiting PayPal receiving a refund, but I have not logged onto my account yet to check, I have an email from company stating refund would be done within 2 - 3 working day's. Reviewed on: 1st July 2026

I always use PayPal wherever I am able as it is so e...

I always use PayPal wherever I am able as it is so easy to claim if there are ever any issues. Now I am also able to spread payments without any fees or interest and without having to make a full credit application, it is everything I could ask for. Reviewed on: 1st July 2026

Easy to use.

Easy to use. PayPal is easy to use for online purchases Reviewed on: 1st July 2026

Good service interest free for 4 months is better th...

Good service interest free for 4 months is better then most Reviewed on: 1st July 2026

No complains, rates are good but could have more var...

No complains, rates are good but could have more variety on credit. But I am happy that it's easy and fast to use Reviewed on: 1st July 2026

Best app andcustomer service so reommeneded

Best app andcustomer service so reommeneded Reviewed on: 1st July 2026

Safe straigt forward easy to manage acount can use a...

Safe straigt forward easy to manage acount can use anywhere also with the debit card excellent Reviewed on: 1st July 2026

safe reliable

It's safe reliable and easy to use wouldn't us any thing else. Reviewed on: 1st July 2026

Very efficient and easy to apply when it's needed

Very efficient and easy to apply when it's needed Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3840 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96223 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub