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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59071 reviews)

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4.91

Based on 59,071 reviews, last reviewed 11th Apr 2026

762000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I find that PayPal Credit can be really helpful when... I find that PayPal Credit can be really helpful when I need a bit of financial flexibility, especially in unexpected situations. There have been times... Read more Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59071)

Used PayPal for 10 years and always easy to use and...

Used PayPal for 10 years and always easy to use and secure Reviewed on: 26th May 2025

Easy to use & to check transactions.

Easy to use & to check transactions. Good communication & helpful customer service. Reviewed on: 26th May 2025

Great and Highly recommend

I’ve used PayPal credit for a while. I love the flexibility of it and also I can set how much I want to pay back. The little 4 month promotions of interest free are fab and I’ve taken advantage of it. Highly recommend. Reviewed on: 26th May 2025

Cant even think of what to change its that good.

Cant even think of what to change its that good... Reviewed on: 26th May 2025

Always purchased through PayPal

I have used PayPal for many years and to be very honest, I have never had any problems, I have made some dodgy purchases, but always managed to get my money back when I have purchased through PayPal. Reviewed on: 26th May 2025

Excellent service and resolving issues

Excellent service and resolving issues Reviewed on: 26th May 2025

less reliance on algorythyms please

good so far but many friends have had payments blocked or accused of money laundering for no reason other than a faulty algorythym. Need to do better with complaints proceedure and not rely so much on bots to do the work Reviewed on: 26th May 2025

Very easy to use, a nice back up fund should it be n...

Very easy to use, a nice back up fund should it be needed but also great for increasing credit score Reviewed on: 26th May 2025

PayPal is fast, secure and easy to use.

PayPal is fast, secure and easy to use. It never lets me down. I can use PayPal for almost any purchase imaginable, and it's always there to help. Reviewed on: 26th May 2025

Been using paypal for many years,to send and receive...

Been using paypal for many years,to send and receive money,ect,completely safe and excellent customer services Reviewed on: 26th May 2025

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