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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

My experience with paypal

Always feel safe using pay pal for my purchases, it’s quick and easy to use, and I find credit terms excellent, easy to keep an eye on what I owe and when next payment is due, easy to extra when I want to clear some of my balance, also good at keeping me updated on when purchases willl arive Reviewed on: 6th July 2026

I love PayPal and PayPal Credit, it has come in soo...

I love PayPal and PayPal Credit, it has come in soo handy with purchases soo many times, I'd be lost without it. Thank you. Reviewed on: 6th July 2026

I like PayPal

I like PayPal because it makes sending and receiving money quick, simple, and secure. I appreciate its strong focus on security and buyer protection, which gives me confidence when shopping online. I enjoy how widely accepted PayPal is, making it convenient for both personal and business transactions. I find the platform easy to use, with a straightforward interface that allows me to manage payments efficiently. I also like that PayPal continues to innovate by offering services such as digital wallets, international payments, and flexible payment options. Reviewed on: 6th July 2026

Always there, always works.

Always there, always works, available internationally. I’ve never had an issue with PayPal. Reviewed on: 6th July 2026

Excellent credit provider

I think PayPal is an excellent credit provider because it offers flexible payment options to suit different budgets. The ability to spread the cost over three monthly payments or take advantage of interest-free credit for a number of months makes larger purchases much more manageable. The application process is straightforward, payments are easy to track, and the flexibility helps with budgeting without unnecessary stress. Reviewed on: 6th July 2026

Great service.

Great service. Easy to use and always offer great opportunities for simple affordable ways to pay. Reviewed on: 6th July 2026

Have always found PayPal accommodating for everythin...

Have always found PayPal accommodating for everything finically Reviewed on: 6th July 2026

PayPal offer great ways to pay , simply explained an...

PayPal offer great ways to pay , simply explained and easy to set up . Well done PayPal Reviewed on: 6th July 2026

Easy to use and clear information and communication

Easy to use and clear information and communication Reviewed on: 6th July 2026

PayPal Credit is the best I have found so far

PayPal credit gives 4 months to pay, interest free - unlike my 2 other credit cards which give 54 days. This is a great help, especially nowadays and certainly helps me budget better without panic. Reviewed on: 6th July 2026

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