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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59031 reviews)

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4.91

Based on 59,031 reviews, last reviewed 11th Apr 2026

758500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

everything works well and it's very handy. everything works well and it's very handy. no worries and everything is taking care of Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59031)

Great thing to use easy to see how much you have pai...

Great thing to use easy to see how much you have paid and when for those big purchases you can't pay for in one go Reviewed on: 26th May 2025

Happy with service provided find 3 payment options v...

Happy with service provided find 3 payment options very handy use this regular Reviewed on: 26th May 2025

Better than most credit cards

I started using PayPal credit a few years ago because my bank was blocking anything I paid online that cost over £500 and it took me over 6 months to get the problem sorted out. I was very pleasently surprised at how easy it was to use and the extra time to pay without interest is brilliant. I now use PayPal credit with any purchases online and the bonus of the added security and PayPal promise cannot be beaten. I would recommend PayPal credit to anyone making high cost purchases online as it works out cheaper than most credit cards and you have up to four months to pay without interest and the added bonus that the payments can be split into three or four Reviewed on: 26th May 2025

PayPal customer service provides first class, who ca...

PayPal customer service provides first class, who cares with hearing and listening that enables them to resolues issues/queries very quickly, followed by confirmation email. Very happy with PayPal. You can adjust your payment dates to suit change in circumstances. Reviewed on: 26th May 2025

Good sevice provided deals with issues efficiency an...

Good sevice provided deals with issues efficiency and customer service good Reviewed on: 26th May 2025

Excellent service free to buy & use as I wish.

Excellent service free to buy & use as I wish. With a good interest rate. Reviewed on: 26th May 2025

Recommend PayPal

I feel my transactions are safe and secure using PayPal. The app is really easy to use without compromising my security and privacy. I always use PayPal when able and would recommend this to others. Reviewed on: 26th May 2025

Use it regularly and always have good experiences

Use it regularly and always have good experiences Reviewed on: 26th May 2025

Excellent Performance...!

PayPal has been a life saver to me ever since I became a member. PayPal has done a great job by saving me and my household financially... I am well please to be a member of PayPal !!! Reviewed on: 26th May 2025

Reliable and easy to use

PayPal allows me leeway, between pays, it's reliable and easy to use. Reviewed on: 26th May 2025

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