Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

PAYPAL CREDIT - EASY TO USE

Trouble free and straight forward transparent service. Have had no issues using PayPal credit. Would recommend to friends. Reviewed on: 6th July 2026

easy to use and manage larger purchase

PayPal Credit has been easy to use and has made managing larger purchases much more convenient. The account is simple to manage, payments are straightforward, and I’ve had a positive experience overall. I’d definitely recommend it. Reviewed on: 6th July 2026

Quick & Easy

Useful when needed for a little extra cash in the short term to repay in a few months. Reviewed on: 6th July 2026

Paypal credit is easy to use and affordable to pay.

Paypal credit is easy to use and affordable to pay. You can earn points and can be use to pay for your online shopping. Reviewed on: 6th July 2026

Paypal is efficient, safe and great customer service.

Paypal is efficient, safe and great customer service. I can rest assure that my money and purchases are protected with PayPal whxich makes day to say spending much easier . Reviewed on: 6th July 2026

I often use PayPal Credit when booking international...

I often use PayPal Credit when booking international flights. The option to spread the cost into manageable payments has been very helpful for me. It gives me more flexibility when planning my trips, and the payment process is simple and easy to manage. Overall, I have had a very positive experience. Reviewed on: 6th July 2026

Very trust worthy platform also alot of options to m...

Very trust worthy platform also alot of options to make payment like pay in 3 Reviewed on: 6th July 2026

PayPal make it very easy and simple for you to be ab...

PayPal make it very easy and simple for you to be able to afford those things that are too expensive for a one time purchase. By allowing flexible, affordable payments with no interest it makes it easier to get those things that you really want! Reviewed on: 6th July 2026

Credit Where Credit's Due!

I've had a really positive experience with PayPal Credit. It's straightforward to use, payments are easy to manage through the app, and it's been a helpful way to spread the cost of larger purchases. The checkout process is quick, statements are clear, and I've found it a convenient and reliable service. I'd definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

PayPal credit helps cost of living

Great service and helps buy items in the cost of living crisis Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub