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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

Simple, helpful when they need to be, very helpful i...

Simple, helpful when they need to be, very helpful in spreading cost of big ticket items. Stay responsible though! Reviewed on: 2nd July 2026

Great experiences.

Great experiences. Have been a customer for a while, always satisfied with the services and credit options available that suits the needs. Reviewed on: 2nd July 2026

Accessibility

Accessible esp with different bank details Reviewed on: 2nd July 2026

Really good interest free time.

Really good interest free time. To allow to make payments and widely available to use most places. Reviewed on: 2nd July 2026

I have never had issues

I have never had issues with using PayPal. Reviewed on: 2nd July 2026

PayPal is such a useful entity.

PayPal is such a useful entity. I have personally not found any problems using them as my preferred method of payment especially with online transactions. I would recommend them to anyone who values financial security. Reviewed on: 2nd July 2026

Consistently reliable - thank you PayPal

Consistently reliable - thank you PayPal Reviewed on: 2nd July 2026

One of the best money services

No problem ever .. Professional service Very simple , clear and fast Reviewed on: 2nd July 2026

Great way to pay

Great way to pay, esp 4month payment Reviewed on: 2nd July 2026

Nothing to complain all services are great

Nothing to complain all services are great Reviewed on: 2nd July 2026

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