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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,000 reviews, last reviewed 11th Apr 2026
755500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very versatile and easy to use especially with the d... Very versatile and easy to use especially with the digital card Reviewed on: 11th April 2026
Silvana L's avatar
Silvana L

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59000)

Freedom of responsible spending.

5
It’s easy secure flexible and easy to manage. Great communication, uncomplicated for us 1970 born oldies. Reviewed on: 26th May 2025
Mark G's avatar
Mark G

PayPal is a goto service when i buy online

5
PayPal is a safe and very convenient way to shop without the worry of being ripped off. A very good service in my view. Reviewed on: 26th May 2025
Shane S's avatar
Shane S

Fast payments and loans.

5
Fast payments and loans.the best experience and recomend .thank you very much. Reviewed on: 26th May 2025
Ion milea's avatar
Ion milea

It is so quick and easy and makes things very afford...

5
It is so quick and easy and makes things very affordable Reviewed on: 26th May 2025
C G's avatar
C G

Correct company, credit card interest rate a bit high

5
Correct company, credit card interest rate a bit high Reviewed on: 26th May 2025
Tibor C's avatar
Tibor C

I always use PayPal por every time I need to buy o p...

5
I always use PayPal por every time I need to buy o pay something, give me good time to pay back and different way to pay. Reviewed on: 26th May 2025
Elvia M's avatar
Elvia M

Very useful for a car MOT

5
Useful if you have to buy multiple items to fix your car for an MOT. I was able to buy all the items I required and have my car ready quickly rather than waiting months to buy them. Very convenient. Reviewed on: 26th May 2025
Micky's avatar
Micky

A very difficult company to deal with if you have an...

5
A very difficult company to deal with if you have an old account and you have forgotten the password etc etc and all other details to that account and when you still have some money in another account you can't get to it as they just don't help you in trying g to retrieve your old account Reviewed on: 26th May 2025
Mark N's avatar
Mark N

Gave me a good opening limit available to spend, thi...

5
Gave me a good opening limit available to spend, this option was available to use on most purchases, repayment plan is plain and simple and my spending limit was increased after time. Reviewed on: 26th May 2025
John R's avatar
John R

Excellent service, fast money transfer, PayPal cred...

5
Excellent service, fast money transfer, PayPal credit it's brilliant Reviewed on: 26th May 2025
Slawomir's avatar
Slawomir

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