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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174229)

The best

Amazing best app ever everything you need all in one Reviewed on: 2nd July 2026

Brilliant service and excellent is solving issues

Brilliant service and excellent is solving issues Reviewed on: 2nd July 2026

PayPal is easy to use and offers a great ways to pay...

PayPal is easy to use and offers a great ways to pay which really helps make things accessible. Reviewed on: 2nd July 2026

Very professional and understanding people’s needs.

Very professional and understanding people’s needs. Helping those with credit options to pay in 3 without delaying purchases which I find so useful. Reviewed on: 2nd July 2026

Very easy to use, payments made simply and very quic...

Very easy to use, payments made simply and very quick, its good how many different companies you can pay using PayPal with and how you able to choose if you want to pay in 3, use PayPal credit or pay in full Reviewed on: 2nd July 2026

Perfect PayPal Pays!

I’ve never had any issues with their service. Always helpful and easy to navigate and ask questions whenever necessary. No issues with payments or refunds. Reliable, helpful, flexible. I like the fact that you can pay by interest free instalments and you’re given plenty of time to repay, and if that’s not an option then they have low interest rates which is also a plus. Reviewed on: 2nd July 2026

Ease of purchasing online and feel secure.

Ease of purchasing online and feel secure. There are many similar companies but always I go for PayPal Reviewed on: 2nd July 2026

Easy to use payment system

Easy to use payment system that allows you to pay suppliers without having to share payment information. Reviewed on: 2nd July 2026

Great service and excellent customer service.

Great service and excellent customer service. Very very quick and efficient service. That's what we need more off.keep up the good work. Reviewed on: 2nd July 2026

PayPal have always offered great buyer protection wh...

PayPal have always offered great buyer protection when I needed it. Reviewed on: 2nd July 2026

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