Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,957 reviews, last reviewed 11th Apr 2026
751400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

amazing service PayPal has completely transformed the way I handle money online. From the moment I started using it, the experience has been seamless, secure, and inc... Read more Reviewed on: 11th April 2026
ST's avatar
ST

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58957)

Amazing!

5
They are clear and easy to use. If I have any issues it is quickly resolved Reviewed on: 26th May 2025
Ellen H's avatar
Ellen H

PayPal credit is very good help to pay without fear...

4
PayPal credit is very good help to pay without fear Reviewed on: 26th May 2025
Nancy M's avatar
Nancy M

Very helpful and efficient service when sorting prob...

5
Very helpful and efficient service when sorting problems with retail purchases through PayPal Reviewed on: 26th May 2025
Graham Proctor's avatar
Graham Proctor

Always safe, handy to have, peace of mind.

5
Always safe, handy to have, peace of mind. Reviewed on: 26th May 2025
Andrew P's avatar
Andrew P

Used PayPal for numerous years now and never had a b...

5
Used PayPal for numerous years now and never had a bad experience .Always resolved any problem I have encountered. Would recommend to everyone. Reviewed on: 26th May 2025
Garry jarvis 's avatar
Garry jarvis

Easy to use , safe and efficient .

5
Easy to use , safe and efficient . Like the peace of mind that the service gives Reviewed on: 26th May 2025
Lu G's avatar
Lu G

Excellent company, wide range of service and ways to...

5
Excellent company, wide range of service and ways to pay overtime with 0% interest Reviewed on: 26th May 2025
Jeannette B's avatar
Jeannette B

I’ve yet to receive a negative experience from PayPa...

5
I’ve yet to receive a negative experience from PayPal’s credit service. It has been incredibly useful to purchase items knowing the safeness of online shopping with them. The credit service they offer with 0% for 4 months helps lighten the burden of making those purchases with the fear of taking on a huge APR. Reviewed on: 26th May 2025
Winglet's avatar
Winglet

Never had a problem but trust PayPal always keep you...

5
Never had a problem but trust PayPal always keep you informed Reviewed on: 26th May 2025
Dawn Blackburn 's avatar
Dawn Blackburn

Easy to use.

5
Easy to use. Helps budgeting on expensive items Reviewed on: 26th May 2025
Michaharley's avatar
Michaharley

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill