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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal is really great to use especially financially...

PayPal is really great to use especially financially, offer great services and support. Reviewed on: 6th July 2026

Excellent service.

The service is easy to use. I have never experienced any issues with transactions. It is also excellent value as the repayments are very reasonable making it affordable and a good way to spread the cost when buying more expensive items. Reviewed on: 6th July 2026

Ok so far but can be improved if your app was more e...

Ok so far but can be improved if your app was more efficient and not intermittent Reviewed on: 6th July 2026

Easy app

Easy app, good apr and good price and quality. Reviewed on: 6th July 2026

I had a really good experience purchasing a computer...

I had a really good experience purchasing a computer using PayPal credit. The whole experience, end to end, was very simple and straightforward. Reviewed on: 6th July 2026

Very easy to use.

Very easy to use. I've never had any problems using PayPal credit to buy goods. There is an option to pay over 3-6 months, also zero interest, if paid off before the end of the period no interest is paid at all Reviewed on: 6th July 2026

Well worth it

So easy to use and very helpful in paying in instalments Reviewed on: 6th July 2026

Okay, but could be better.

Okay, but could be better. I think the way you see what you have to pay back and putting arrangements in place to pay back your balance, when i used it, wasn't as user friendly as maybe it could have been. I haven't used it for a while, maybe it's better now, Reviewed on: 6th July 2026

I have using PayPal for years now and my finance has...

I have using PayPal for years now and my finance has been good and they are support incase of any refund Reviewed on: 6th July 2026

Service is best of the best i’ll always choose to us...

Service is best of the best i’ll always choose to use PayPal credit Reviewed on: 6th July 2026

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