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PayPal: PayPal Credit reviews

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4.91
Based on 58,899 reviews, last reviewed 11th Apr 2026
746300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It do not require a card. It do not require a card. And it has good interface . Reviewed on: 11th April 2026
Prabhjot Singh's avatar
Prabhjot Singh

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58899)

Very happy with PayPal credit as it have good rates...

5
Very happy with PayPal credit as it have good rates and it's very easy to apply for.thank you Reviewed on: 26th May 2025
Karol S's avatar
Karol S

Big help

5
On low income so PayPal is very useful to me in many ways and no interest payments. Reviewed on: 26th May 2025
Michelle H's avatar
Michelle H

Excellent service

5
Always had excellent service and officers from Paypal - they make everything easy whilst offering a lot of support and protection Reviewed on: 26th May 2025
Lr 's avatar
Lr

Its a good service for sending and receiving money

5
Its a good service for sending and receiving money Reviewed on: 26th May 2025
Les ward 's avatar
Les ward

All my dealings over many years have been exceptiona...

5
All my dealings over many years have been exceptional, yes I have had issues but all have been resolved to my satisfaction, so would not hesitate to recommend. Reviewed on: 26th May 2025
Linda D's avatar
Linda D

Impressively secure for making those purchases online

5
PayPal gives me satisfaction knowing that my purchases are protected and the secure payment process is pretty much second to none when purchasing online. Although I’ve never used PayPal for purchase recommendations, I have seen some of the product recommendations which can be very helpful to making the right choice and staying safe online. Reviewed on: 26th May 2025
Chris F's avatar
Chris F

Paypal is great for small loans

5
Paypal is great for this. Terms are clear. Website is easy to use. Rates are good as well. Customer service is very good. Reviewed on: 26th May 2025
Allan K's avatar
Allan K

Simple and helpful

5
Easy to use and great 0% free credit offers for certain periods of time which help manage finances along with pay in 3 option. I use it regularly as a main pay service. I do recommend to family and friends. Reviewed on: 26th May 2025
Jon's avatar
Jon

Great starting base

5
Great starting base for a credit score Reviewed on: 26th May 2025
C Dudd's avatar
C Dudd

My experience with PayPal credit

4
I recently used the PayPal credit, and I had a positive experience. The process of applying was easy straight forward. The interest rates were fair making it easy to manage my finances.The mobile app was outstanding easy to understand and to use. Reviewed on: 26th May 2025
polite c's avatar
polite c

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