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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Easy to operate, and flexible...

Easy to operate, and as long as you pay off the full balance within the timeframe, you pay no interest. It's a simple way of spreading payments and not having to pay on a set date. Reviewed on: 6th July 2026

Always excellent customer service, very safe and sec...

Always excellent customer service, very safe and secure. Great to do business with Reviewed on: 6th July 2026

Paypal is very good

Paypal is very easy to work with and makes things much easier in certain situations. It's very good and I use it specifically very often. Reviewed on: 6th July 2026

Reliable

My experience with PayPal is good Reviewed on: 6th July 2026

Great value for money

Always there when I need PayPal credit. Reviewed on: 6th July 2026

Always quick and easy, never had any issues.

Always quick and easy, never had any issues. Reviewed on: 6th July 2026

Safe payment when you need it.

Safe payment when you need it. Money back when scammers are trying to steal it Reviewed on: 6th July 2026

Very nice very good very good service

Very nice very good very good service Reviewed on: 6th July 2026

Easy to setup and use.

Easy to setup and use. No issues and never badgered by a customer service rep. Reviewed on: 6th July 2026

Using PayPal Credit especially in a responsible mann...

Using PayPal Credit especially in a responsible manner is greatly beneficial in helping with buying and using to pay for essential items. Paying installments over a certain period before any interest rates are added is a good financial service to use. Reviewed on: 6th July 2026

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