Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,845 reviews, last reviewed 11th Apr 2026
741200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problems with PayPal Credit. No problems with PayPal Credit. Easy to manage. Reviewed on: 11th April 2026
Linda A's avatar
Linda A

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58845)

Many years of trust

5
Long time with paypal, always a pleasure and trust them with my hard earned money. Would never change. Reviewed on: 26th May 2025
Marty's avatar
Marty

Thank you for the offers and opportunities

5
Thank you for the offers and opportunities Reviewed on: 26th May 2025
ChrisT's avatar
ChrisT

PayPal is First Choice

5
I use PayPal as first choice of payment method if the retailer accepts it. This gives me peace of mind and also several options on how to finance the transaction. Reviewed on: 26th May 2025
Ian F's avatar
Ian F

Easy to use, fast and secure.

5
Easy to use, fast and secure. Highly recommend. Reviewed on: 26th May 2025
Mr P's avatar
Mr P

Great service

5
Easy to use, value for money, would highly recommend this to family and friends. Been using it for a while now Reviewed on: 26th May 2025
Janice G's avatar
Janice G

Great value for money, payment plans are so affordab...

4
Great value for money, payment plans are so affordable and easy to use. Reviewed on: 26th May 2025
Yusuf Bagudu's avatar
Yusuf Bagudu

Painless

5
It's simple, it works. Couldn't ask for much more Reviewed on: 26th May 2025
IW's avatar
IW

If used correctly really great service

4
Aslong as you use the 0% for 4 month or your order value qualifies for 12month 0% it’s great, I find when you purchases a few small amounts every month fully intending to pay them off in full before the next statement the payments become blurred and leads to interest becoming added, unfortunately eBay limits the number of items per basket to fully make best use of this system Reviewed on: 26th May 2025
Swan's avatar
Swan

I recomanded because i have a suport and a fkexible...

5
I recomanded because i have a suport and a fkexible repaayment Reviewed on: 26th May 2025
Mihaela S's avatar
Mihaela S

Interest rate

5
Only issue is the interest rate This has lead to me not using my £2000 credit Reviewed on: 26th May 2025
Andy mac's avatar
Andy mac

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill