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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

Highly recommended.

Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Best, reliable, fair, and designed for real people

PayPal Credit has honestly proven itself to be the best retail financial provider I’ve ever used. The application is quick and simple. Approval straightforward, and it links instantly to my PayPal account. Everything is fully transparent — clear statements, no hidden fees, and easy-to-manage repayments. The flexibility to spread costs plus great promotional offers and full PayPal buyer protection gives me total peace of mind. Reliable, fair, and designed for real people. I can’t recommend it highly enough! Reviewed on: 2nd July 2026

I've always had good communication with PayPal if th...

I've always had good communication with PayPal if there has a problem Reviewed on: 2nd July 2026

Excellent customer service

Used PayPal for many years for a large variety of things and always had excellent experiences with them especially with customer service being actually very useful! Reviewed on: 2nd July 2026

Trustworthy!

I trust PayPal and find the app and website accessible Reviewed on: 2nd July 2026

Always quick and very responsive when needed excelle...

Always quick and very responsive when needed excellent in this day and age Reviewed on: 2nd July 2026

the fastest,simplest, international credit system ever.

the fastest,simplest, international credit system ever. Reviewed on: 2nd July 2026

Easy to use and informative.

Easy to use and informative. Used for years as back up and peace of mind for buying Reviewed on: 2nd July 2026

Adding points when shopping is a great incentive

Adding points when shopping is a great incentive Reviewed on: 2nd July 2026

Just very useful for everyday buying etc

Just very useful for everyday buying etc Reviewed on: 2nd July 2026

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