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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174291)

A unique and refreshing way of banking

PayPal ia a unique banking experience and keeping things simple makes the experience a smooth process and a refreshing change. Reviewed on: 2nd July 2026

Excellent!

Excellent - PayPal’s services are easy and safe to use. Reviewed on: 2nd July 2026

Convenient and smooth

My experience with Paypal has been really smooth and the process is really straightforward Reviewed on: 2nd July 2026

Always feel that I have extra protection with PayPal...

Always feel that I have extra protection with PayPal and flexible payment options. Reviewed on: 2nd July 2026

PayPal credit is good but sometimes can be confusing...

PayPal credit is good but sometimes can be confusing when you receive a refund from a company Reviewed on: 2nd July 2026

Getting the PayPal Credit Card was really easy

Getting the PayPal Credit Card was really easy and straightforward. I also use the PayPal Debit Card, and it's been just as smooth and reliable as the debit card I had with my old bank. One of the biggest reasons I keep using PayPal is that my bank never gave me any rewards or incentives for using their cards, but with PayPal I earn points on my purchases, which makes a real difference over time. It's nice to actually get something back for spending money I was going to spend anyway. I've had a great experience so far, and I'd happily recommend PayPal cards to my friends and family. Reviewed on: 2nd July 2026

Great service .

Never been let down by PayPal always a good experience would highly recommend Reviewed on: 2nd July 2026

Very easy to use offers a variety of ways to pay.

Very easy to use offers a variety of ways to pay. Easy access to account and funds very good overall reliability and efficient score them high. Reviewed on: 2nd July 2026

Great service, convenient and most importantly secure

Great service, convenient and most importantly secure Reviewed on: 2nd July 2026

Never had any problems with paypal, love my paypal d...

Never had any problems with paypal, love my paypal debit card Reviewed on: 2nd July 2026

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