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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58790 reviews)

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4.91

Based on 58,790 reviews, last reviewed 11th Apr 2026

736000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A company easy to work with excellent staff when nee... A company easy to work with excellent staff when needed Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58790)

All round easy and intuitive experience with good al...

All round easy and intuitive experience with good alerts in place as a reminder of transactions pending. Reviewed on: 26th May 2025

I am satisfied!

I have been using the PayPal more than 2 years. In most cases, I am satisfied, and it helps me to arrange my expenses. Reviewed on: 26th May 2025

Very pleased so far

Easy to deal with, good customer services, smooth transactions always. An easy to manage account page and email notifications of payments are also a handy reminder Reviewed on: 26th May 2025

No reason not to use PP

Good products especially pay in 3, plus safer than standard purchase methods Reviewed on: 26th May 2025

So cool so helpful

So cool so helpful great to have flexible payment options. I like this product a lot. Easy to pay off and accepted in so many places now. Thank you paypal you've enabled me to do so much that I wouldn't have been able to flexibly manage before. Reviewed on: 26th May 2025

Great service.

Simple and easy process of using PayPal. Reviewed on: 26th May 2025

PayPal Credit has significantly improved my credit s...

PayPal Credit has significantly improved my credit score, offering a competitive APR and interest rates that are exceptionally favorable. Their customer support has been consistently responsive and courteous during my infrequent interactions. I commend their exemplary service practices. Reviewed on: 26th May 2025

Very good excellent service never had any problems

Very good excellent service never had any problems Reviewed on: 26th May 2025

0% interest for 12 mos

I like paypal credit for giving 0% interest for 12 mos from time to time when im buying stuff from ebay. Reviewed on: 26th May 2025

Allways helpful.

Allways helpful. Allways using you Reviewed on: 26th May 2025

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