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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Super king application

Great experienced best application in the whole world Reviewed on: 6th July 2026

Simple, Reliable and Stress-Free

I've had PayPal Credit for quite a while now (years!) and it's been great. I don't use it all the time, but it's always there when I need it, which gives me real peace of mind. It's reliable, easy to use, and makes bigger purchases much more manageable. I honestly think of it a bit like a friend - you don't always need them, but it's reassuring knowing they're there to help when you do. I'd definitely recommend it. Reviewed on: 6th July 2026

all really I can say is PayPal are the best.

all really I can say is PayPal are the best for all your spending needs wherever you need it to pay in 3 or spread the cost over time with PayPal credit I use them all the time honesty you should not regret it Reviewed on: 6th July 2026

PayPal is handy to have!

PayPal is so handy to have, I use it all the time to transfer money here and there. I feel safe paying online through PayPal as I know they have a good procedure for dealing with items not received or wrong item received etc. I’ve never had any issues and will continue to use PayPal in the future! Reviewed on: 6th July 2026

Easy to arrange and payments as described, enjoy the...

Easy to arrange and payments as described, enjoy the variety of payment terms - pay in 3 etc Reviewed on: 6th July 2026

Always straight forwards.

Always straight forwards. Simple to operate and very transparent. Not much more I can say Reviewed on: 6th July 2026

Easy to use once set up

Paypal credit is simple and easy to use once set up. Can also set up a card to use on my phone now too. The customer support is also very helpful when there are problems. Being able to choose between pay in 3 or just normal credit is also a good thing most other lenders don't do. Reviewed on: 6th July 2026

Love using PayPal to pay for things

Love using PayPal to pay for things Reviewed on: 6th July 2026

IV been on PayPal since 2012, and whenever I have a...

IV been on PayPal since 2012, and whenever I have a problem with a seller on Etsy or eBay. And it's been Dodgy they have contacted the seller and the seller immediately refunds me. Even stuff from china. Reviewed on: 6th July 2026

Exellent service

it's nice and they are always ready to help Reviewed on: 6th July 2026

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