Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174345)

Excellent service and value for purchases and purcha...

Excellent service and value for purchases and purchase protection Reviewed on: 2nd July 2026

Excellent availability and highly recommend to anyone

Excellent availability and highly recommend to anyone Reviewed on: 2nd July 2026

Quick and easy to make payments using PayPal.

Quick and easy to make payments using PayPal. Very secure. Reviewed on: 2nd July 2026

Life saver

Never had an issue always there when I need it Reviewed on: 2nd July 2026

PayPal is a very useful tool and the fact that they...

PayPal is a very useful tool and the fact that they are offering more options cause that it is my number one payment provider. Reviewed on: 2nd July 2026

Seamless and easy process to use.

Seamless and easy process to use. Reviewed on: 2nd July 2026

I have always had a fantastic relationship with PayP...

I have always had a fantastic relationship with PayPal and would and have recommend them. Reviewed on: 2nd July 2026

Very good costumer sevice.

Very good costumer sevice. I really appreciate. Reviewed on: 2nd July 2026

Love paypal easy to use and great guarantee

Love paypal easy to use and great guarantee Reviewed on: 2nd July 2026

Good back up to have, better than a credit card...

Good back up to have, better than a credit card Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96468 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub