Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58736 reviews)

View other PayPal products

4.91

Based on 58,736 reviews, last reviewed 11th Apr 2026

730800% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ive never had a bad experience with Paypal. Ive never had a bad experience with Paypal. I have put a few issues through their Resolution Centre and, OK, not all of them have gone my way. But tha... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (58736)

Good need to explain mote in terms and condition whe...

Good need to explain mote in terms and condition when excepting credit from a third party Reviewed on: 26th May 2025

Responsible, Interest-Free Short Term Lending Option

Sometimes there can be an opportunity to purchase an item at a sale price or perhaps an item which has limited availability. The PayPal Credit model offers the option of obtaining the item while it is still available but gives the shopper a little "breathing" space to complete the payment schedule over a period of a few weeks. The fact that this service is available without interest being charged (if paid in full within the set timescale) is extremely helpful. Reviewed on: 26th May 2025

PayPal the handy credit

PayPal is extremely handy and very easy to use with multiple options available. Reviewed on: 26th May 2025

Very convenient when an urgent purchase is needed ju...

Very convenient when an urgent purchase is needed just before pay day Reviewed on: 26th May 2025

Paypal is always a rewarding experience.

Paypal is always a rewarding experience. I feel safe every time I use the service and the options they give for payment are excellent. Highly Recommended Reviewed on: 26th May 2025

a very fair and efficient finacial service fast serv...

a very fair and efficient finacial service fast service and good rates with a 4 month interest on all use Reviewed on: 26th May 2025

Jones gwen

Very good with delivering and send them ack Reviewed on: 26th May 2025

Paypal has always been by my side

Paypal has always been by my side, providing me with facilities and great experiences. Reviewed on: 26th May 2025

I’ve never had a problem with pay pal it’s very secu...

I’ve never had a problem with pay pal it’s very secure customer service great Reviewed on: 26th May 2025

Easy to manage payments

Easy to manage payments and deal with problems Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32841 reviews
Payments
from PayPal 4.92 from 3666 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub