Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

Brilliant service!

Brilliant service!, easy to use. 1000% trust across the board ! Reviewed on: 6th July 2026

Just great way of buying and 100% protected so if it...

Just great way of buying and 100% protected so if it goes wrong PayPal sort it Reviewed on: 6th July 2026

Great secure experience using PayPal

I have always had a great experience using PayPal. The platform is easy to use, secure, it makes sending and receiving money quick. I love that is has buyer protection and the convenience of paying online without having to share my card details with every purchase. The app is well-designed and easy to use. PayPal is convenient and a safe payment service to use. I would happily recommend to friends and family Reviewed on: 6th July 2026

The Paypal Pay in 3 offers flexible way of splitting...

The Paypal Pay in 3 offers flexible way of splitting my payments into 3 interest free installment. Very easy to use. I have been using paypal as well for safe purchases abroad especially for online sellers thru apps like ebay. Reviewed on: 6th July 2026

Using PayPal

I find PayPal easy to use and they keep an eye on how much you spend so you keep within your limits Reviewed on: 6th July 2026

Always been easy to use with simple intergrations ac...

Always been easy to use with simple intergrations across most shops on line (miss it when not an option) Reviewed on: 6th July 2026

I find PayPal the most convenient and fast way of ma...

I find PayPal the most convenient and fast way of making payments and payments easier spread over a few months. Reviewed on: 6th July 2026

Easy to use , easy to monitor and manage.

Easy to use , easy to monitor and manage. Good rates . Very flexible. Reviewed on: 6th July 2026

Easy to use great and safe to use

Easy to use great and safe to use Reviewed on: 6th July 2026

Using paypal has been an excellent wxperience

PayPal is easy to use and has been helpful whenever I experience difficulties with transactions Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub