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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174540)

PayPal is great

I’ve used PayPal for lots of things and I think it’s great Reviewed on: 2nd July 2026

PayPal is good, pay pal is nice, pay pal is...

PayPal is good, pay pal is nice, pay pal is good Reviewed on: 2nd July 2026

Speaking to someone is straight forward and you feel...

Speaking to someone is straight forward and you feel well looked after Reviewed on: 2nd July 2026

PayPal is the best!

Using Paypal for several years already and it has been very useful. Alternative way of easy payment transfer between family and friends. Reviewed on: 2nd July 2026

I had a problem where a retailer kept my money as a...

I had a problem where a retailer kept my money as a credit after I had canceled my order. PayPal recovered my money within minutes of my complaint. What a service. Reviewed on: 2nd July 2026

Always good to have like family 24/7

Always good to have like family 24/7 Reviewed on: 2nd July 2026

PayPal is so convenient and easy to use, I love the...

PayPal is so convenient and easy to use, I love the fact you get 0% interest when paid in a certain period Reviewed on: 2nd July 2026

My experience of using PayPal

I find PayPal mostly easy to use. The “Pay in 3” and “4 months interest free credit” options help to spread the cost of large items. It’s easy to set recurring payments up or just make payments when you get an email reminding you that your monthly statement is ready. The only thing I didn’t find easy to find was where to register a claim/complaint to get my money back for goods I didn’t receive. So if you are listening PayPal, you could make this facility easier to find and use please Reviewed on: 2nd July 2026

Grateful that I use PayPal, really helps with transf...

Grateful that I use PayPal, really helps with transferring and transactions Reviewed on: 2nd July 2026

Very convenient and it gives you the confidence of P...

Very convenient and it gives you the confidence of PayPal security, I got scammed once a few years ago, if I'd been using PayPal this wouldn't have happened! Reviewed on: 2nd July 2026

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