Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58692 reviews)

View other PayPal products

4.91

Based on 58,692 reviews, last reviewed 11th Apr 2026

726800% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable, Secure, and Convenient for Everyday Payments I’ve been using PayPal for quite a while now, and overall it’s been a reliable and convenient way to manage payments. What I appreciate most is how ea... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (58692)

Fathi Seliman

I recommend PayPal it was very good experience well done Reviewed on: 26th May 2025

The new credit card on your phone

PayPal credit is so easy to use ,with different options for repayment theirs something to suit everyone , and best of all it only a click away on your phone so you never miss that bargain you see Reviewed on: 26th May 2025

Easy to use & track money

Easy to use & keep track of money going out Reviewed on: 26th May 2025

Very good customer care never had a problem with th...

Very good customer care never had a problem with them always give you there attention one hundred percent Reviewed on: 26th May 2025

Easy to use

Very safe and easy to use it’s my go to place for credit. Reviewed on: 26th May 2025

Michelle

I have never had any problems using PayPal Reviewed on: 26th May 2025

My go to pay app

My go to pay app for payments over the internet with built in back up Reviewed on: 26th May 2025

great service.

great service. simple to use and very convenient at times. Reviewed on: 26th May 2025

4 months interest free option

Paypal is easy to use and it gives an option to pay in 4 months interest free which is a great option. I can use the limit of £2000 interest free. It can help you in difficult situations. Reviewed on: 26th May 2025

i have used paypal crdit several times it is quick a...

i have used paypal crdit several times it is quick and very easy to use .. highly recommend it plus if u pay within the time its interest free--perfect for those tight months when all the bills arrive at once ! Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3666 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Very Account
from Shop Direct 4.38 from 27 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32827 reviews
Payments
from PayPal 4.92 from 3666 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub