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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

great value for me

The bank I can trust and respect for reliable all so get money when and where I need it Reviewed on: 3rd July 2026

Easy, safe, efficient.

Easy, safe, efficient. My dad lives in America and PayPal allows us to send money back and forth easily, knowing it is safe and will arrive promptly. Reviewed on: 3rd July 2026

Very easy and good service.

Very easy and good service. I have used PayPal credit for a long time for financing my phone and other items. Would highly recommend. Reviewed on: 3rd July 2026

I have peace of mind whenever I use PayPal for payme...

I have peace of mind whenever I use PayPal for payment because I know they will get me my money back if the company I purchase from did not do the right thing or refund. Reviewed on: 3rd July 2026

Brilliant experience

Brilliant experience pay in 3 helps loads to split up costs Reviewed on: 3rd July 2026

very easy to Get Pay pal credit

very easy to Get Pay pal credit Reviewed on: 3rd July 2026

PayPal customer service is excellent professional.

PayPal customer service is excellent professional. Whenever I contacted with them they are able to help me and support me every way they can. Reviewed on: 3rd July 2026

Easy to use, and flexible

Easy to use, options to pay in 3 with no interest or longer with interest. Available pretty much anywhere as most online stores accept paypal. The new paypal debit card is useful too. Reviewed on: 3rd July 2026

Always feel safe when pay pal safe paying via pay pal

Always feel safe when paying via pay pal Reviewed on: 3rd July 2026

Lots of great features, the pay in three works well,...

Lots of great features, the pay in three works well, interest is reasonable Reviewed on: 3rd July 2026

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