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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Paypal makes banking very easy.

My experience has been amazing with paypal. Reviewed on: 6th July 2026

Excellent service that’s easy to use

I’ve had a really positive experience with PayPal Credit. The application process was straightforward, managing my account is simple, and it’s been a convenient way to spread the cost of purchases when needed. Payments are easy to keep track of, and I appreciate how seamlessly it works with PayPal. Overall, it’s been a reliable and hassle-free service that I would happily recommend to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

Ripped off by seller.

Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

Great at sending and receiving money.

Great at sending and receiving money. Great company. Very helpful and great customer service Reviewed on: 6th July 2026

Easy access great customer service

Easy access great customer service Reviewed on: 6th July 2026

I have never experienced any issues so not much to p...

I have never experienced any issues so not much to put to be honest. Reviewed on: 6th July 2026

Very simple

Never had any issues. System is always working and it is also very simple. Never had any issues with the customer service also. I'm using PayPal constantly and recommend 100%. Reviewed on: 6th July 2026

Thank you PayPal

I’ve been a customer of PayPal for many years and been able to purchase items quickly and easily with great customer service help with any problems or questions I’ve had. Reviewed on: 6th July 2026

Buying Gifts

It’s a great way to pay for stuff Reviewed on: 6th July 2026

All great very easy to use.

All great very easy to use. I have used the serice fir several years without any problems. Reviewed on: 6th July 2026

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