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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

I've always received good service from PayPal,any di...

5
I've always received good service from PayPal,any disputes are settled very quickly Reviewed on: 6th July 2026

PayPal is the best and safest way to pay .

5
PayPal is the best and safest way to pay . I have never had any issue since I have joined PayPal. Trust and safe way to purchase. Reviewed on: 6th July 2026

Super easy and hassle free.

5
Super easy and hassle free. Forms simple to complete and very quick process Reviewed on: 6th July 2026

Easy to update my details

5
My bank account was scammed had to cancel and renew my payees and the transaction for PayPal was easily dealt with. Reviewed on: 6th July 2026

Safe, fast reliable for online shopping.

5
I have used PayPal for years for all my online shopping and it never lets me down,the biggest benefit is that it never lets me down, I can buy from new or unfamiliar websites without sharing my actual card details, transaction’s are instant and incredibly smooth, their buyer protection gives me a massive safety net if an order goes wrong, it’s an essential tool for secure online shopping. Reviewed on: 6th July 2026

VB PayPal Review

5
I have used customer services twice and been very responsive and helpful both times. I also use PayPal credit frequently,, together the four month payment promotion. The information provided on the promotional payments and how long the 0% interest applies is really clear and easy to follow. Reviewed on: 6th July 2026

Easy to use safe payment

5
Easy to use no hassle purchases safe to use Reviewed on: 6th July 2026

Never had any problems at all customer service is al...

5
Never had any problems at all customer service is always really good and pay pal gives you the time you need to pay for your goods all round%100 for me Reviewed on: 6th July 2026

Simple to use and user friendly.

5
Simple to use and user friendly. Can't complain. Pay in 3 feature is a good service. So is the interest free amount on purchases of a certain size. Physical cards next please Paypal. Reviewed on: 6th July 2026

Good Product

5
Great service, good 0% options. Pay in 3's are a lifesaver! Reviewed on: 6th July 2026

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