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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174928)

Always fast and reliable method of payment.

5
Always fast and reliable method of payment. Reviewed on: 3rd July 2026

You trust me and help me a lot,very excelent service...

5
You trust me and help me a lot,very excelent service Reviewed on: 3rd July 2026

Easy payment plan

5
Easy and flexible repayment plan gives me relief from stress and anxiety., I had exhausted my credit limits when I had lose my job but PayPal 4 months repayment plan helped to survive in my hardship phase Reviewed on: 3rd July 2026

Simple and easy to use

5
such a simple app to use and a seamless experience. I've used the pay in 3 credit and standard money transfer version and everything has been fantastic. I'd highly recommend this Reviewed on: 3rd July 2026

Most reliable money company I use

5
I have used PayPal for a very long time since I started using eBay and they have always been excellent. Reviewed on: 3rd July 2026

becaus this is very good card in all world

5
becaus this is very good card in all world Reviewed on: 3rd July 2026

Quick and easy to use

5
Quick and easy to use, i use it as a kind of ‘try before you buy’ as easy to get refunded to as well if goods no good or not required. Clear dates for payments. Reviewed on: 3rd July 2026

Easy, quick, efficient, nothing more to say.

5
Easy, quick, efficient, nothing more to say. Reviewed on: 3rd July 2026

I USE THE PAY IN THREE WHENEVER AVAILABLE SO I DON'T...

5
I USE THE PAY IN THREE WHENEVER AVAILABLE SO I DON'T HAVE TO GIVE BANK DETAILS. IT'S GOOD TO HAVE THE PAY LATER OPTION AS WELL. NOW ALSO THE CASH BACK ON PURCHASES. Reviewed on: 3rd July 2026

Very easy and simple to use, a good thing to have ha...

5
Very easy and simple to use, a good thing to have handy for emergencies Reviewed on: 3rd July 2026

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