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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,658 reviews, last reviewed 11th Apr 2026
723700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and safe alternative payment option Good and safe alternative payment option Reviewed on: 11th April 2026
Eleanor H's avatar
Eleanor H

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58658)

Super service give you everything what you need

5
Super service give you everything what you need Reviewed on: 26th May 2025
Ivelin D's avatar
Ivelin D

Responsible and easy to use.

5
Easy to use without tempting a user into financial commitments they can’t keep. Very clear options and smooth functionality. Reviewed on: 26th May 2025
Robin H's avatar
Robin H

No hassle at all.

5
No hassle at all. If support is needed, this is always received. Easy service to use, would recommend. Both app and website easy to navigate and I had never had issues with PayPal delivering what they promise. Reviewed on: 26th May 2025
Zuzana W's avatar
Zuzana W

Great way to pay

5
It’s so convenient and secure to use PayPal. I love every aspect of it Reviewed on: 26th May 2025
Edyta Bogdanowicz's avatar
Edyta Bogdanowicz

Customer services

5
Have talked to customer services and they were very helpful Reviewed on: 26th May 2025
Karen 's avatar
Karen

Excellent

5
Never had any problems using PayPal Reviewed on: 26th May 2025
MISS S's avatar
MISS S

Super easy to use very clear no hidden surprises

5
Super easy to use very clear no hidden surprises Reviewed on: 26th May 2025
Tim R's avatar
Tim R

I've been using PayPal Credit for a few years now, a...

5
I've been using PayPal Credit for a few years now, and it continues to exceed my expectations. It's incredibly easy to use, whether I'm shopping online or managing my budget with the flexible repayment options. What I appreciate most is the transparency—there are no hidden fees, and I always know exactly where I stand. The "Pay in 3" feature has been a lifesaver for managing bigger purchases without added stress. Their customer service is also top-notch. On the rare occasion I've needed support, the team has been responsive, helpful, and genuinely interested in solving my issue. PayPal Credit has made my online shopping experience smoother, safer, and more manageable. They absolutely deserve to win the Consumer Credit Awards! Reviewed on: 26th May 2025
Mykyta P's avatar
Mykyta P

safe secure and convenient, I couldn't ask for more

5
safe secure and convenient, I couldn't ask for more Reviewed on: 26th May 2025
carl w's avatar
carl w

Excellent service, helps with larger payment.

5
Excellent service, helps with larger payment. Very easy to check balances and pay via the app. Good transparency with payment costs. Reviewed on: 26th May 2025
Shauna K's avatar
Shauna K

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