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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Been with PayPal now for many years.

Been with PayPal now for many years. Always had great experiences and never any hassle. Reviewed on: 7th June 2026

It gives really good options to split the cost of es...

It gives really good options to split the cost of essential items for me. And there’s a clear dashboard to see when money is due to and how much is owed. Reviewed on: 7th June 2026

All good.

All good. I strongly recommend this. Thanks Reviewed on: 7th June 2026

Great Expectations

Person on phone was really helpful in trying to find out why my card wasn’t accepting Tesco order. He checked his end & could find no issue and I was told to put payment through again. Do be again a few times but still not going through on PayPal. He wasn’t able to solve this time but really tried various things. He said it is likely something to do with Tesco app as there were no issues with the card. I was impressed at the time that he gave trying to track the source of the problem hence this review. He took the time and sounded quite disappointed that my late night order couldn’t be paid via PayPal. That’s customer service! I was happy with his efforts. Reviewed on: 7th June 2026

Really easy to set up and manage

Really easy to set up and manage Reviewed on: 7th June 2026

Great service

Excellent financial support and super easy to use Reviewed on: 7th June 2026

Very helpful with 0% intrest periods of 4 months

Very helpful with 0% intrest periods of 4 months Reviewed on: 7th June 2026

Really convenient method of paying.

Really convenient method of paying. Approval for credit card was very quick Reviewed on: 7th June 2026

PayPal use

Serice is secure and easy to use Reviewed on: 7th June 2026

Excellent service with secure transactions

Excellent service with secure transactions Reviewed on: 7th June 2026

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