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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Treat yourself using PayPal credit...

PayPal credit gives you the chance to have a treat and pay either later or over 3 months. This process is easy to use and having a choice how you want to use PayPal is a nice way to be able to control your finances. I always pay over my minimum amount and Try to pay the credit off before the time given. Fully reccomend this if you are eligible for the credit agreement. Reviewed on: 6th July 2026

Why would you pay any other way

Why would you pay any other way so convenient and easy to use Reviewed on: 6th July 2026

Excellent way to pay for stuff

Love that i can pay in 3 for some higher priced goods. I have never had a bad experience with PayPal. Keeps me updated when payment is due, and when its finished. Excellent customer service. Keeps me informed on any new services. Reviewed on: 6th July 2026

Very efficient, easy to understand online banking

Very efficient, easy to understand online banking Reviewed on: 6th July 2026

Great and can't fault them.

Great and can't fault them. Ideal for short term borrowing. Reviewed on: 6th July 2026

Always positive, fuss free and helpful.

Always positive, fuss free and helpful. A no nonsense payment option, trusted and convenient Reviewed on: 6th July 2026

Really good provider, quick fast to pay, checkout av...

Really good provider, quick fast to pay, checkout available mostly everywhere. New PayPal rewards is a bonus too Reviewed on: 6th July 2026

Fast and easy way to arrange credit for anything

Fast and easy way to arrange credit for anything Reviewed on: 6th July 2026

Ability to pay in 3 with no interest for items is gr...

Ability to pay in 3 with no interest for items is great Reviewed on: 6th July 2026

Good but lacks in areas

I’ve found it very easy to use but I would like rewards that are easier to see and to use. also viewing spending should clone what Barclays app has showings transactions per day. At the moment it feels random Reviewed on: 6th July 2026

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