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PayPal: PayPal Credit reviews

4.90
Based on 76,586 reviews, last reviewed 19th Apr 2026
2375500% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service . Fantastic Good service . Fantastic job . Super helpful and very informative Reviewed on: 19th April 2026
Piotr M's avatar
Piotr M

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76586)

Used PayPal for more than 20 years never had a...

5
Used PayPal for more than 20 years never had a problem Reviewed on: 30th May 2025

Great experience, good service whenever needed.

5
Great experience, good service whenever needed. Reviewed on: 30th May 2025

PayPal Credit is brilliant!

5
PayPal Credit is brilliant! It makes me feel safe and secure when making my purchases, and enables me to set up future payment dates so I know when and where my money's going. Reviewed on: 30th May 2025

I like PayPal because it’s safe and easy to use

5
I like PayPal because it’s safe and easy to use Reviewed on: 30th May 2025

easy refund proccess if anything goes wrong, like th...

5
easy refund proccess if anything goes wrong, like this added protection when buying goods Reviewed on: 30th May 2025

Always use PayPal

5
Fantastic online support and secure transactions…. Brilliant service Reviewed on: 30th May 2025

Good Option

5
Allows flexibility for payments and options. Reviewed on: 30th May 2025

PayPal credit rocks!

5
PayPal credit has given me the freedom to make a large purchase when a retailer is maybe offering a great deal on something I’m looking for. It’s great to have the flexibility to be able to pay interest free over 4 months. Reviewed on: 30th May 2025

I use PayPal credit when I need to spread my finance...

5
I use PayPal credit when I need to spread my finances,it gives me piece of mind Reviewed on: 30th May 2025

Very quick, easy to apply.

5
Very quick, easy to apply. Easy to contact customer support for queries. Reviewed on: 30th May 2025

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