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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148724 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148725)

Convenient and easy, readily accessible with many co...

Convenient and easy, readily accessible with many companies Reviewed on: 7th June 2026

PayPal is my go to for online payments

PayPal is my go to for online payments, it’s easy to use and has plenty of options of payment choices e.g. for bigger purchases I can add them to my PayPal credit account, or Pay in 3. I have used PayPal for years now, a lot easier to have my information stored rather than entering bank details online every time. Reviewed on: 7th June 2026

Very goid service, Easy to use predictable

Very goid service, Easy to use predictable Reviewed on: 7th June 2026

It is very good as easy to pay with PayPal anyone ar...

It is very good as easy to pay with PayPal anyone around the world Reviewed on: 7th June 2026

Works well for me

Really easy to use, never any issues Reviewed on: 7th June 2026

Everything with PayPal is simple and they do what th...

Everything with PayPal is simple and they do what they say they will do. Totally transparent and helpful if required. Reviewed on: 7th June 2026

Friendly

Order an item it didn’t arrive pay pal was on the case and money back Reviewed on: 7th June 2026

Hassle free way to spread the cost of payments, whil...

Hassle free way to spread the cost of payments, whilst remaining very secure Reviewed on: 7th June 2026

PayPal credit has helped me for Christmas and birthd...

PayPal credit has helped me for Christmas and birthday gifts over the years when financial family life has been tight Reviewed on: 7th June 2026

PayPal has made my life so much easier.

PayPal has made my life so much easier, I find it easy to use, love how I get a reminder to pay by bill. Helps with credit rating. Fabulous service. Reviewed on: 7th June 2026

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