Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Easy to use.

Easy to use. Helps spread the cost without having to pay interest Reviewed on: 6th July 2026

PayPal for as long as I can remember...

I've been using PayPal for as long as I can remember and if it's available as a payment option I will always use it first. Always been secure and never had a problem. Reviewed on: 6th July 2026

I have the best experience with PayPal.

I have the best experience with PayPal. Where ever I have contacted PayPal customer services I get the best advice and all my queries are sorted within minutes. Using PayPal has been so easy and takes minimal effort when sending and receiving money. I value how safe and versatile it is to use. Reviewed on: 6th July 2026

Customer service

Excellent customer service and issue resolved in minutes Reviewed on: 6th July 2026

Great customer service

Just a credit way to spread money on purchases , when there is an issue the customer service team are always happy to help with whatever query I have . Very happy and satisfied with pay pal and can’t fault them one bit Reviewed on: 6th July 2026

Pay pal go the extra mile .

Pay pal team very helpful and always go the extra mile ! Reviewed on: 6th July 2026

PayPal is so quick and easy to use for all purchases.

PayPal is so quick and easy to use for all purchases. I have my bank card details connected to my PayPal so it gives me that extra piece of mind for bigger purchases. Reviewed on: 6th July 2026

Such a safe way to pay

Such a safe way to pay , exceptional customer service too. Reviewed on: 6th July 2026

Very reliable and a life saver.

Very reliable and a life saver. it’s very easy to set up, even easier to ask for help from costumer support as needed. I’ve had PayPal credit for a while and wouldn’t change for the world. Reviewed on: 6th July 2026

PayPal credit has been a lifesaver for me!

PayPal credit has been a lifesaver for me on many occasions. I always feel safe shopping online and I like how I can use my PayPal credit and pay it back at affordable rates. I couldn’t fault it or ask for a better service Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub