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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148697)

Payy customer

I have been using PayPal for about 6 years now to buy expensive items and your everyday items.. so flexible especially if you don’t have the cash. Brilliant that u can pay over time. Reviewed on: 7th June 2026

One payment stop

Great customer support , ease of payment. Great service Reviewed on: 7th June 2026

Always easy to use and find out information never ha...

Always easy to use and find out information never had any problems with using it Reviewed on: 7th June 2026

Great service

Used paypal credit several times to purchase goods. Very easy to use and an added bonus to not pay interest on the first 4 months, easy to set the payments and pay off early Reviewed on: 7th June 2026

Dreams come through

Because I'm not able to buy all the time by cash what I like , PayPal give me the opurtinity and chances to make my dreams of collect item come through! Reviewed on: 7th June 2026

very good and easy to use.

very good and easy to use. the best credit account i have used before Reviewed on: 7th June 2026

Fast, Secure and Flexible

I’ve had a great experience using PayPal. It’s been one of the easiest payment platforms I’ve used, with a simple and reliable process for both personal and business transactions. What I particularly like is the flexibility it offers through services such as Pay in 3 and PayPal Credit, which make managing purchases much more convenient. The security and buyer protection also give me confidence when shopping online. Overall, PayPal has saved me time, made payments straightforward, and provided useful financial tools that I regularly use. I would happily recommend it to anyone looking for a secure, flexible, and user-friendly payment solution. Reviewed on: 7th June 2026

Enjoying the PayPal app and its little extras with g...

Enjoying the PayPal app and its little extras with goodies of bonuses and points and even cash bac. Reviewed on: 7th June 2026

PayPal credit is a trustworthy source of credit, sim...

PayPal credit is a trustworthy source of credit, simple to use and at my fingertips. Reviewed on: 7th June 2026

My experience with PayPal has always been good from...

My experience with PayPal has always been good from day one Reviewed on: 7th June 2026

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