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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great credit to use with PayPal card

Great credit to use with PayPal card Reviewed on: 6th July 2026

Paypal makes purchasing and payment very easy.

Paypal makes purchasing and payment very easy. flexible payment options Reviewed on: 6th July 2026

Reliable , good service.

Reliable , good service. Services provided are alway above and beyond expectation Reviewed on: 6th July 2026

Helped me buy something I couldn't afford at once.

Helped me buy something I couldn't afford at once. Reviewed on: 6th July 2026

Excellent service.

Excellent service. No issues at all. Quick and easy to use when paying for goods and good buyers protection. Reviewed on: 6th July 2026

easy to use, the apps are real-time, online shopping...

easy to use, the apps are real-time, online shopping- payment is excellent Reviewed on: 6th July 2026

Always choose PayPal

PayPal is extremely easy to use and always comes in handy with bigger purchases to spread the cost. I almost always choose to check out with PayPal as I know my payment is secure. Reviewed on: 6th July 2026

I use PayPal for ok any platforms that allows me to...

I use PayPal for ok any platforms that allows me to use it. It’s so easy and I feel it’s more secure. Reviewed on: 6th July 2026

PayPal equals professionalism.

PayPal have always been very good at communicating. Always been very fair and helpful and all their services have aided me greatly in aiming to set up a small business. I have always tried to do right by them and this has been reciprocated regularly and readily. Very happy with their service. Reviewed on: 6th July 2026

It is the best decision of my life

It is the best decision of my life Reviewed on: 6th July 2026

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