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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148671 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148672)

Easy to handle daily stressed spending.

I never experienced such easy to handle platform and getting points on spending. Reviewed on: 7th June 2026

I was can without stretched my budget buy spare part...

I was can without stretched my budget buy spare parts for my car. Reviewed on: 7th June 2026

Make unaffordable items affordable with PayPal.

PayPal Credit allows you to buy those higher priced items and spread the cost over 4 months without incurring any interest fees. Reviewed on: 7th June 2026

Easy way to pay and gives peace of mind

Easy way to pay and gives peace of mind Reviewed on: 7th June 2026

PayPal is a reliable tool

PayPal is reliable to tool for doing business and trading on line. Reviewed on: 7th June 2026

So easy and quick .

So easy and quick . Questions answered straight away and always resolved . Reviewed on: 7th June 2026

Seamless

I’ve used PayPal credit on a number of occasions over the years and have found the process seamless. Reviewed on: 7th June 2026

PayPal have always been a really safe and reliable c...

PayPal have always been a really safe and reliable company to use Reviewed on: 7th June 2026

It is quick and easy and reliable

It is quick and easy and reliable Reviewed on: 7th June 2026

Paypal Credit is very good and convenient way to mak...

Paypal Credit is very good and convenient way to make payments without any hassle. I never have to pay interest yet I can borrow some time to make payments. Reviewed on: 7th June 2026

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