Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Always fast and good value used it for years and alw...

Always fast and good value used it for years and always find it useful to have ready to go when I need it Reviewed on: 6th July 2026

Very easy use to checkout with...

Very easy to use , simple and easy to checkout with no time wasted in entering details repeatedly. approvals done instantly and has good security. All round an excellent payment platform. Reviewed on: 6th July 2026

Great amount of shops to choose from

I really like the amount of retailers who accept PayPal. I can pretty much always find what I am looking for with retailers who accept PayPal. Reviewed on: 6th July 2026

I have found PayPal so easy to use and feel very saf...

I have found PayPal so easy to use and feel very safe using it. I’ve spoken to customer service once who were so helpful and friendly. I really like the 0% interest for 4 months feature too. Reviewed on: 6th July 2026

If I have any issues or need info of any kind there...

If I have any issues or need info of any kind there is always help at hand. Reviewed on: 6th July 2026

It’s very handy for times like Christmas or when you...

It’s very handy for times like Christmas or when you need that little bit of extra. Reviewed on: 6th July 2026

I have never had any issues with PayPal credit.

I have never had any issues with PayPal credit. My statements have always been on time and whenever I have had an issue, they have been extremely helpful. Reviewed on: 6th July 2026

No problems great service.

No problems great service. Highly recommended Reviewed on: 6th July 2026

PayPal credit is useful for unexpected purchases.

Paypal credit is very useful for spreading the cost .I find it useful when I need something and payday is a bit away Reviewed on: 6th July 2026

Great experience with PayPal credit

Great experience with PayPal credit Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub