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PayPal: PayPal Credit reviews

4.90
Based on 76,927 reviews, last reviewed 19th Apr 2026
2408100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything you need with the touch of a button Everything you need with the touch of a button the PayPal credit is much easier to have and control making the repayments much easier Reviewed on: 19th April 2026
Benny 's avatar
Benny

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76927)

I find PayPal good and trustworthy way to pay ,also...

5
I find PayPal good and trustworthy way to pay ,also good service Reviewed on: 31st May 2025

Great and easy to use.

5
Great and easy to use. It helped me in several occasion’s Reviewed on: 31st May 2025

Excellent service quick and reliable

5
Excellent service quick and reliable Reviewed on: 31st May 2025

Very good company to use , handy to spread the cost...

5
Very good company to use , handy to spread the cost of a purchase Reviewed on: 31st May 2025

A safe and convenient way to pay for small purchases.

5
A safe and convenient way to pay for small purchases. Reviewed on: 31st May 2025

Great to have PayPal in my wallet.

5
PayPal has become my best friend when it comes to my personal finances helping me to manage my expenditure and keep within my budget. They kindly gave me access to their PayPal Credit account with an affordable limit which is easy to operate with clear and accurate information at my fingertips. The Pay In 3 and 4 Months interest free benefits of the PayPal Credit Scheme are so generous it fills you with confidence knowing that emergencies can be covered in an instance. I like the fact they keep you posted of activity on your account with clear reminders of payments due in plenty of time. In return I'm more than happy to pay them fees when I use PayPal to safely accept online payments into my bank account. Thankyou PayPal for being a friend. Reviewed on: 31st May 2025

Being with PayPal is excellent.

5
Being with PayPal is excellent. They are a great company. Such a convenient and safe way to pay for things. Reviewed on: 31st May 2025

reliable, I can only recommend it

5
reliable, I can only recommend it Reviewed on: 31st May 2025

The safest way to pay.

5
The safest way to pay. You can always trust PayPal to look after your day to day payments Reviewed on: 31st May 2025

Very easy to use and their terms of payment are flex...

5
Very easy to use and their terms of payment are flexible. Their customer service team are friendly and good in answering questions to satisfaction Reviewed on: 31st May 2025

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