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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal is the best at all times.

PayPal is the best at all times. It's very simple and easy to use to pay for things. Reviewed on: 6th July 2026

Paypal is a safe way of making purchases and the cre...

Paypal is a safe way of making purchases and the credit offered is a great thing to have. I feel secure every time i make a purchase using PayPal Reviewed on: 6th July 2026

Use it frequently, quick and easy

Use it frequently, quick and easy to pay over 3 months, almost the default method of payment for most things online Reviewed on: 6th July 2026

Helpful hand

Very helpful all the way. Highly recommend Reviewed on: 6th July 2026

Very easy to use.

Very easy to use. Clear and simple to manage. Reviewed on: 6th July 2026

Always the best way to pay, and always excellent ser...

Always the best way to pay, and always excellent service Reviewed on: 6th July 2026

Used PayPal credit to purchase item and pay over per...

Used PayPal credit to purchase item and pay over period interest free. Reviewed on: 6th July 2026

Better than a credit card

I use Paypal credit on a regular basis. Their promotional offers allows me to use credit without having the APR charged for 3 or 6 months sometimes. Better than a credit card ! Reviewed on: 6th July 2026

Easy to use - very quick and easy to follow steps, w...

Easy to use - very quick and easy to follow steps, with only a few clicks to make a purchase. Reviewed on: 6th July 2026

Paypal is flexible yet secured

In general, paypal credit can be used almost everywhere, and since now they offer the card which works exactly the same the range on shops and places when you can buy now pay layer is even bigger. I find it very useful and keep using the money all the time as it helps keep the credit score high and payments more affordable. Reviewed on: 6th July 2026

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