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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77047)

Simple and Safe to use.

5
Simple and Safe to use. Availablity and options always available. Easy to keep an eye on your spend and monitor outgoings etc. Confident that if there are any issues PayPal will sort it. Reviewed on: 31st May 2025
Karen G's avatar
Karen G

Convenient and Flexible Payment Option

5
I’ve been using PayPal’s “Pay in 4” feature for a few months now, and it’s been incredibly helpful. It allows me to split purchases into four interest-free payments, making it easier to manage my budget without using a credit card. The process is smooth—approval is instant, and payments are automatically scheduled, so I don’t have to worry about missing a due date. It’s especially useful for larger purchases where I prefer not to pay all at once. Highly recommended for anyone looking for a flexible and reliable payment option. Reviewed on: 31st May 2025
E's avatar
E

PayPal Credit is an easy way to obtain deferred paym...

5
PayPal Credit is an easy way to obtain deferred payment terms for regular purchases. It helps to give flexibility and to smoothen out lumpy cash flows. Reviewed on: 31st May 2025
Stevie H's avatar
Stevie H

PayPal 10/10

5
I’ve been using PayPal for a number of years now and I use this service all the time. I’m what you call a SHOPAHOLIC and this service has helps me obtain what I want and gives me more then enough flexibility of paying back the credit I use. Reviewed on: 31st May 2025
Khuram's avatar
Khuram

PayPal Credit quick easy and flexible to use.

5
PayPal Credit quick easy and flexible to use. Great range of options to repay and so simple to administer Reviewed on: 31st May 2025
Marcia Cox's avatar
Marcia Cox

PayPal- Great Service

5
Never had any problems, easy to contact, secure method of payment, gives you peace of mind Reviewed on: 31st May 2025
Helen B's avatar
Helen B

Great service, always handy to have!

5
Great service, always handy to have! Reviewed on: 31st May 2025
Kieran Q's avatar
Kieran Q

PayPal is fast and reliable

5
PayPal has been always a fast and secure way to pay for my bills. Reviewed on: 31st May 2025
Belajudia 's avatar
Belajudia

Straight forward and easy to keep track of.

5
Straight forward and easy to keep track of. I love the PayPal credit option which comes in handy for those big purchase. Reviewed on: 31st May 2025
Scott b's avatar
Scott b

Paypal, higly recommended!.

5
Any problem I had has been quickly resolved. Customer services always professional & helpful. Protects your originator bank details. Reviewed on: 31st May 2025
Jbscot's avatar
Jbscot

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