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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148650 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148650)

Easy and straightforward

Easy to use, notifications helpful but would like more detailed description of transactions. Reviewed on: 7th June 2026

Excellent experience!

I am having a very good experience and I love it. Reviewed on: 7th June 2026

"A great experience "

It has been, until now, a great experience Reviewed on: 7th June 2026

Used it for years always been great or i wouldn't be...

Used it for years always been great or i wouldn't be here. The notifications are on point to stop you forgetting about payments Reviewed on: 7th June 2026

Very satisfied great service can’t complain would hi...

Very satisfied great service can’t complain would highly recommend Reviewed on: 7th June 2026

Excellent customer service and support

I’ve had a really good experience with PayPal Credit. Every time I’ve contacted customer care, they’ve been friendly, patient, and very helpful. When I called about an issue with my money, they handled it quickly and made sure everything was sorted out properly. They always make me feel valued and reassured, which is rare these days. It’s clear they genuinely care about their customers and go the extra mile to help. I feel confident using their service because I know I’ll be supported if anything goes wrong. Overall, I’m very happy with the service and especially the excellent. Reviewed on: 7th June 2026

Super PayPal

Quick efficient and friendly Good customer support Reviewed on: 7th June 2026

Used paypal for years never had an issue all good

Used paypal for years never had an issue all good Reviewed on: 7th June 2026

Satisfaction guaranteed with PayPal

I’m extremely satisfied with the service provided and would 100% recommend others to use it. Reviewed on: 7th June 2026

Paypal makes me feel safer shopping online

Paypal makes me feel safer shopping online, and when I have needed support it has been excellent. A couple of years ago I had a real issue with a company refusing to refund a fraudulent concert ticket, paypal helped me get a refund quickly and advised me how to handle my claim to get my money back faster. Fantastic service. Reviewed on: 7th June 2026

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