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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,176 reviews, last reviewed 19th Apr 2026
2431700% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use and navigate and extremely... PayPal is so easy to use and navigate and extremely helpful when times are hard Reviewed on: 19th April 2026
Glen M's avatar
Glen M

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77176)

Paypal makes your life easier and it’s smart and ver...

5
Paypal makes your life easier and it’s smart and very much user friendly Reviewed on: 1st June 2025
Ris's avatar
Ris

Paypal is just fantastic.

5
Paypal is just fantastic. It helps me a lot in managing my finances. I have it for a year now, I am a bit sad a have not decided to get paypal a bit earlier. Reviewed on: 1st June 2025
Helen D's avatar
Helen D

I love PayPal

5
I love using PayPal and feel safe shopping online. I like that I can spread payments if I need to. Reviewed on: 1st June 2025
Debbie Blackburn's avatar
Debbie Blackburn

Best value for money

5
I use paypal credit on monthly basis to pay for my clothes my medicines. It is such a help when I'm working on part time and some months I can't afford to pay for stuff. I cam highly recommend. Reviewed on: 1st June 2025
Pati M's avatar
Pati M

Always available, very easy to use and accepted ever...

5
Always available, very easy to use and accepted everywhere online Reviewed on: 1st June 2025
Steven T's avatar
Steven T

I have good protection with my money and it is easy...

5
I have good protection with my money and it is easy to make payments. Reviewed on: 1st June 2025
Daphne B's avatar
Daphne B

I have been using PayPal services for almost a decad...

5
I have been using PayPal services for almost a decade and I am completely satisfied with it. Reviewed on: 1st June 2025
VO's avatar
VO

Simple and quick

5
It was easy to apply ,everything was explained fully and there wasn't any complicated jargon to navigate through ,it was very helpful Reviewed on: 1st June 2025
Andy W's avatar
Andy W

Easy to use when offer of 0% interest is available

5
Easy to use when offer of 0% interest is available Reviewed on: 1st June 2025
Ken L's avatar
Ken L

Brilliant service and easy to navigate and good cust...

5
Brilliant service and easy to navigate and good customer service Reviewed on: 1st June 2025
Wayne D's avatar
Wayne D

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