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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148620 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148620)

They are so easy for transactions, I wish note compa...

They are so easy for transactions, I wish note companies used them Reviewed on: 6th June 2026

been very easy and transparent.

been very easy and transparent. Was able to set up quickly and get it into use. The addition of a card for those snap decisions is a bonus. Reviewed on: 6th June 2026

Great credit and money transfer, and very helpfull

Great credit and money transfer, and very helpfull Reviewed on: 6th June 2026

Love the service, helps spread out the payments and...

Love the service, helps spread out the payments and plenty of options Reviewed on: 6th June 2026

Very easy to use and lots of options

Very easy to use and lots of options Reviewed on: 6th June 2026

Love pay pal

Great, I have had no issues using pay pal Reviewed on: 6th June 2026

Paypal was always there when I needed it.

Paypal was always there when I needed it. I dont know how I would have managed without it all these years. Reviewed on: 6th June 2026

Amazing payment plan for my new device.

I recently bought a new device and used PayPal Credit to pay for it. It was incredibly helpful because I could spread the cost over 36 months. This made it much easier for me to afford the device without a big upfront payment. I'm really happy with how useful this option was. Reviewed on: 6th June 2026

Great and very responsive will deffo rec

Great and very responsive will deffo rec Reviewed on: 6th June 2026

Always helped when needed and easy to use

Always helped when needed and easy to use Reviewed on: 6th June 2026

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