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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I've been using PayPal for years.

I've been using PayPal for years. So user friendly. Reviewed on: 6th July 2026

Satisfaction

Am greatful, Glad, paypal is an easy way of managing money Reviewed on: 6th July 2026

I am very pleased with my payPal account, it is easy...

I am very pleased with my payPal account, it is easy to use, is safe and offers different options such as pay in 3. This enables you to use a part credit option without interest. You can also, have money paid into your account. Reviewed on: 6th July 2026

I've always found using PayPal is extremely convenie...

I've always found using PayPal is extremely convenient excellent value for money and more importantly it is an extremely safe way to pay for products or services online. Reviewed on: 6th July 2026

Very good customer service.

Very good customer service. And gets the job done and safe. Reviewed on: 6th July 2026

Really helpful

All good, interest free options, pay in 3 Reviewed on: 6th July 2026

Best for all purchases

Great to use never any problems have so much choice in how you pay for your purchases and if your unsure customer service will help sort it out for you it's just so great having pay in 3 to which comes out on dates given and you don't have to worry about remembering to pay it on time I wouldn't shop any other way love my PayPal Reviewed on: 6th July 2026

Great service

Great experience at PayPal very good service Reviewed on: 6th July 2026

It’s very helpful and reasonable

It’s very helpful and reasonable Reviewed on: 6th July 2026

It makes the larger purchases achievable, I trust Pa...

It makes the larger purchases achievable, I trust PayPal to make payments securely. I use their credit often, as a loyal customer I get good rates and sometimes 0 percentage interest offers. I highly recommend Reviewed on: 6th July 2026

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