Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148581 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148581)

Great Options & Excellent Service

PayPal is easy & convenient to use to pay in full and the interest free options are excellent. If you experience a problem with a seller they are there to help too Reviewed on: 6th June 2026

I love the chance to make credit payments with optio...

I love the chance to make credit payments with options: 3 payments or 4 Payments 0%. Reviewed on: 6th June 2026

I had a great experience with PayPal.

I had a great experience with PayPal. The service was easy to use, reliable, and very straightforward. Whenever I needed help, the support team was friendly, professional, and quick to resolve my issue. The whole process was smooth and stress-free. I would definitely recommend PayPal to anyone looking for a secure and convenient way to manage payments online. Reviewed on: 6th June 2026

Service is good

I like the fact of 4 months interest free credit for purchases over £99 Reviewed on: 6th June 2026

Very good service

Very helpful with unexpected costs arise. Affordable repayments Reviewed on: 6th June 2026

Good experience.

Good experience...... I had a very excellent customer service when I had issues. The personnel was very helpful Reviewed on: 6th June 2026

Paypal is brilliant!

Paypal is brilliant! Privides excellent way to pay across multiple outlets online and in-store Reviewed on: 6th June 2026

Allways had a great experience with paypal

Allways had a great experience with paypal, any issues with payment or products brought paypal fix fast. Reviewed on: 6th June 2026

Better credit score

PayPal allowed me to purchase beautiful small keepsakes—which might have been more difficult without it—while helping me establish a better credit score.. Reviewed on: 6th June 2026

The best and easiest service.

The best and easiest service. A company you can trust Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79635 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub