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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,262 reviews, last reviewed 19th Apr 2026
2439800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use paypal credit all the time , 4 months interest... I use paypal credit all the time , 4 months interest free, whats not too like, so easy to use even better now with the app Reviewed on: 19th April 2026
mick t's avatar
mick t

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77262)

Easy to use app but there’s no reminder for upcoming...

3
Easy to use app but there’s no reminder for upcoming payments Reviewed on: 1st June 2025
Mike H's avatar
Mike H

Easy and so helpful

5
Very supportive, so easy to use and easy to make payments too. Ease of payment transaction makes life so much easier, I make monthly payments but can easily make extra payments too by logging in online Reviewed on: 1st June 2025
Lucy H's avatar
Lucy H

I trust PayPal services because the are excellent.

5
I think all the PayPal services are excellent. My biggest reason is the trust I have knowing that when I can pay by PayPal my bank details are not shared with the retailers I purchase from. Xoom is one of PayPal services that allows me to send birthday cash presents to my grandsons, who live abroad, at a cost far lower than doing it through a bank. Reviewed on: 1st June 2025
Mick Spencer's avatar
Mick Spencer

Plenty of useful features and good service

4
Plenty of useful features and good service though sometimes a little long-winded process to get through customer services when there is an issue. Reviewed on: 1st June 2025
Michael B's avatar
Michael B

Excellent offering

5
Great offering flexible payment plans with low or zero interest . I find PayPal credit really helpful for large purchases. Thank you Reviewed on: 1st June 2025
Andrea M's avatar
Andrea M

very easy and safe

5
Is very easy to use and meros your money safe Reviewed on: 1st June 2025
Vitor Leitao's avatar
Vitor Leitao

It was straight forward and simple

5
It was straight forward and simple Reviewed on: 1st June 2025
Shaun C's avatar
Shaun C

I’ve used PayPal since the beginning.

5
I’ve used PayPal since the beginning and it’s always been great. Reviewed on: 1st June 2025
Adam M's avatar
Adam M

Easy to use, reliable

5
Flexible replacement, with 0 or min interest. Used in a most of retailers and websites. Reviewed on: 1st June 2025
TanyaM's avatar
TanyaM

Very happy with service .

5
Very happy with service . wish I could benefit more from interest free , wish monies were taken off in balance in order , so avoiding interest . Would recommend. Reviewed on: 1st June 2025
Jayceebee's avatar
Jayceebee

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