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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great and convenient to use.

Great and convenient to use. Easy to use and spread costs. App easy and straight forward to use. Reviewed on: 6th July 2026

Excellent amazing

Excellent so helpful been using PayPal for years Reviewed on: 6th July 2026

Just so easy and do many way to pay with pay pal,.

Just so easy and do many way to pay with pay pal, pay in three, pay in four or credit card pay pal or straight out of your bank account And its all very safe... I always used pay pal for booking holidays and its very safe and if any problem's PayPal will help. Reviewed on: 6th July 2026

My preferred method of payment.

TPayPal is always my go to method of payment. I like that you are protected more than card purchases. I tend to trust sellers companies more if they accept PayPal too. Reviewed on: 6th July 2026

Love my PalPal account

When you purchase goods you have more time to pay it off also if you have a problem with a company they sort it out for you Reviewed on: 6th July 2026

Great company and platform.

Great company and platform. So easy and simple to use. The whole app is so user friendly. Paypal credit is great - I can use it to spread payments out and I don’t need to worry about high interest rates. Highly recommend. Reviewed on: 6th July 2026

5-Star Review PayPal has been excellent for me.

5-Star Review PayPal has been excellent for me. The 0% finance for 4 months with the PayPal Credit Card and the 0% interest Pay in 3 option when using my debit card are both very useful and help me manage my spending. The rewards points are also a great benefit. Payments are quick, secure, and easy to make. Overall, I'm very happy with PayPal and would recommend it to others. Reviewed on: 6th July 2026

Can't complain

Can't complain it has it's uses that's for sure. Reviewed on: 6th July 2026

First company to offer credit and have been great

First company to offer credit and have been great Reviewed on: 6th July 2026

Great initial incentive

Offer made when making a purchase as one of the payment methods. The method of payment suited the circumstances so I decided to use PayPal. Reviewed on: 6th July 2026

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