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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77354 reviews)

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4.90

Based on 77,354 reviews, last reviewed 19th Apr 2026

2448600% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Excellent and easy to use through app. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77354)

Just so easy and I know it's safe

Just so easy and I know it's safe Reviewed on: 2nd June 2025

Overall a smooth transaction with clear and simple c...

Overall a smooth transaction with clear and simple contract. Not had one issue when using PayPal Credit. Very safe and excellent company. Reviewed on: 2nd June 2025

Very helpful when needed a push on my finances

Very helpful when needed a push on my finances Reviewed on: 2nd June 2025

Positive Experience

Easy to use. If have any issues customer service sort things out straight away without any hassle. Only had a positive experience using PayPal Credit. Reviewed on: 2nd June 2025

I am extremely pleased with the services provided, a...

I am extremely pleased with the services provided, and I want to highlight how wonderful their customer service and support are. Their commitment to assisting customers truly sets them apart, and I couldn’t be happier with my experience! Reviewed on: 2nd June 2025

Quick Easy

Quick Easy i use it for specific providers Reviewed on: 2nd June 2025

Credit buildup

PayPal Credit has helped me build my credit from scratch. Reviewed on: 2nd June 2025

Easy to sort things with customer service

Easy to sort things with customer service Reviewed on: 2nd June 2025

Quick and simple I recommend PayPal

Quick and simple to use I like the pay later options even better no fuss Reviewed on: 2nd June 2025

The staffs are welcoming and professional.

The staffs are welcoming and professional. Always quick to make resolution. Reviewed on: 2nd June 2025

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