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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great service

So easy to navigate and use, lots of options to pay so it’s very flexible, which I like. Reviewed on: 6th July 2026

Never had any issues with making payments always eas...

Never had any issues with making payments always easy to use and communication is great Reviewed on: 6th July 2026

Very easy to use , great credit p pal scheme

Very easy to use , great credit scheme Reviewed on: 6th July 2026

Excellent value and flexibility

PayPal provides excellent value with different payment options including very good interest free options with different timescales for payment and very simple to setup and use Reviewed on: 6th July 2026

Always good communication and problems sorted quickly

Always good communication and problems sorted quickly Reviewed on: 6th July 2026

Everything excellent.

Everything excellent. Easy to management. Never had any problems. Reviewed on: 6th July 2026

An excellent way to keep my online transactions safe.

An excellent way to keep my online transactions safe. Reviewed on: 6th July 2026

All good, no issues and blah blah blah blah blah.

All good, no issues and blah blah blah blah blah. Reviewed on: 6th July 2026

I have used PayPal for many years and seen it evolve...

I have used PayPal for many years and seen it evolve into a very safe way to pay I like the options of pay in 3 and PayPal credit Reviewed on: 6th July 2026

Great experpience, I've been dealing with PayPal for...

Great experience, I've been dealing with PayPal for many years. Reviewed on: 6th July 2026

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