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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Rely on using PayPal in multiple situations, feels s...

Rely on using PayPal in multiple situations, feels safe to use and has flexible options for payment. Reviewed on: 6th July 2026

Convenience at your fingertips.

PayPal is the most convenient way to pay for all online purchase. Just click and it’s done. No need to enter card details, address, mobile numbers etc. You can use PayPal credit pay in three or pay all at once.convenient for sending cash to friends or family. Receive cash, pool cash for events or gifts. And most importantly your covered if anything goes wrong. Reviewed on: 6th July 2026

Paypal is so flexible and convenient.

Paypal is so flexible and convenient.now even more so you have it in a can its can be used at any retailers and is very good when it comes to the credit limit Reviewed on: 6th July 2026

Paypal Credit is great

I ordered a jacket using paypal credit. It was easy to use and made purchasing expensive brands more simple. The only issue I have is that the payments I make each month could take days to show on the app. Reviewed on: 6th July 2026

Excellent customer service and value for money.

Excellent customer service and value for money. Sign up process was very easy and contract information was clear and easy to understand. Using card was easy and integration into Google wallet was seamless. Card arrived within three days no long wait. Excellent app to manage card and payments. Reviewed on: 6th July 2026

Use PayPal a lot, very easy to use and all in all I...

Use PayPal a lot, very easy to use and all in all I really good product Reviewed on: 6th July 2026

Setting up was so easy

Setting up was so easy as was the application for a credit card. Card took a little longer to arrive than expected but customer service were very helpful. Reviewed on: 6th July 2026

Quick and convenient

Very easy to use and whenever there is a problem it is always resolved quickly and efficiently. I find it’s the only way to pay that keeps me safe. Always quick and convenient too. If you want a secure way to pay then this is it Reviewed on: 6th July 2026

Great service and really convenient and cost effecti...

Great service and really convenient and cost effective way to purchase items Reviewed on: 6th July 2026

PayPal credit is great if you really needed.

PayPal credit is great if you have not regular salary. The interest is bit to hight. And there is no option to choose which transaction you want to pay first.. otherwise everything is fine. Reviewed on: 6th July 2026

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