Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 77,466 reviews, last reviewed 19th Apr 2026
2458800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy using paypal, it’s easy to use, I feel secur... I enjoy using paypal, it’s easy to use, I feel secure purchasing through paypal Reviewed on: 19th April 2026
Emily E's avatar
Emily E

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77466)

Fast and fab

5
Quick and easy no trouble at all Reviewed on: 2nd June 2025

Great Service

5
I have used PayPal credit on several occasions and have found it very useful. Never had any issues. Great service. Reviewed on: 2nd June 2025

No concerns always available when I call and solve a...

5
No concerns always available when I call and solve any issues. Good rate for short term borrowing. Reviewed on: 2nd June 2025

Paypal is very handy

4
Paypal is very handy for making purchases easier and being able to spread costs without feeling your going into debt. I would happily suggest and recommend it to anyone to use. Reviewed on: 2nd June 2025

Paypal makes every purchase safe and reliable.

5
Paypal makes every purchase safe and reliable. Reviewed on: 2nd June 2025

It was easy to set up and it’s really easy to use.

5
It was easy to set up and it’s really easy to use. Super simple repayments too Reviewed on: 2nd June 2025

I can buy now play later with their PayPal credit wh...

5
I can buy now play later with their PayPal credit whicj îs excelent . 3 months installments with zero interesat. Reviewed on: 2nd June 2025

Always good for their pay in 3 options.

5
Always good for their pay in 3 options. Never had any issues with Paypal Reviewed on: 2nd June 2025

Credit review

3
Good overall experience they give you time to pay over a certain amount of months Reviewed on: 2nd June 2025

Reliable from day one - long term costumer

5
Reliable from day one - long term costumer Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 35408 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 63 reviews
    PayPal
    View all products