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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148502)

Exceptional service from PayPal.

Exceptional service from PayPal. First class service and would definitely recommend to friends and family. Reviewed on: 6th June 2026

Great and secure very handy to navigate around

Great and secure very handy to navigate around Reviewed on: 6th June 2026

PayPal....a great way to pay

I find PayPal great to use as it's so good & most of all safe. The pay in three installments is also great when buying over a certain amount plus you have an option over a certain amount of years for larger purchases. All in all PayPal is great even to use on a daily basis when out shopping or eating. Reviewed on: 6th June 2026

PayPal Customer Support

PayPal have been one of the easiest and best ways to deal with any issues I’ve ever had with various transactions, faster than any bank have ever been. Even with small values and external private sales that were not what was promised, PayPal were quick to get involved and deal with the issues. Reviewed on: 6th June 2026

Excellent service, always helpful.

Excellent service, always helpful. Reviewed on: 6th June 2026

Paypal! - Sooo handy!

Paypal has be very having for me,by giving me the option, if needed to pay in instalments, which is so key if you have an unexpected bills before payday Reviewed on: 6th June 2026

Using PayPal is so easy.

Using PayPal is so easy.I find it the best,hassle free way of sending and receiving payments online.On one occasion I was defrauded money on my account I contacted customer service who sorted the matter out completely for me.I would not hesitate to recommend PayPal to my friends and family Reviewed on: 6th June 2026

Happy through out all this years.

Happy through out all this years. Excellent costumer services and services in general Reviewed on: 6th June 2026

PayPal has you covered.

I have had few disputes with sellers and PayPal have had my back on 95% of them. Reviewed on: 6th June 2026

I am using it from 1 year it's a great shopping and...

I am using it from 1 year it's a great shopping and entertainment application Reviewed on: 6th June 2026

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