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PayPal: PayPal Credit reviews

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4.90
Based on 77,581 reviews, last reviewed 19th Apr 2026
2469500% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best for sending money and saving money The best for sending money and saving money Reviewed on: 19th April 2026
ANCA BIRLEANU 's avatar
ANCA BIRLEANU

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
Digby's avatar
Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77581)

so easy to use and quick and fast when paying for so...

5
so easy to use and quick and fast when paying for something. Reviewed on: 3rd June 2025
christine w's avatar
christine w

Helps on occasion

4
Pretty straightforward to use. Helpful on occasions to use Amex on stores which wouldn't otherwise accept it Reviewed on: 3rd June 2025
R's avatar
R

Great Customer Service

5
I had an issue with a payment that was made via Paypal, contacted them and they had sorted it all out within two hours. I love having the pay in 3 option to buy items that we want. Its easier to spread the cost as everything is so expensive nowadays. Reviewed on: 3rd June 2025
Alowicious's avatar
Alowicious

Shopping with PayPal.

5
Hi. Been PayPal customer for over 10 years and will be for a long time to come hopefully. PayPal, a Professional Organisation all round. Happy Shopping, Happy Customers. Thanks. Reviewed on: 3rd June 2025
Ahad M's avatar
Ahad M

Use occasionally for booking holidays & expansive items

5
Use occasionally for booking holidays & expansive items that can be cleared within 4 months no interest perfect Reviewed on: 3rd June 2025
Joanne B's avatar
Joanne B

I have always found PayPal easy to use.

5
I have always found PayPal easy to use. They are also very efficient in resolving disputes and/or queries. Reviewed on: 3rd June 2025
Allan 's avatar
Allan

Having used it at various different levels it's alw...

4
Having used it at various different levels it's always been easy to use and simple to manage Reviewed on: 3rd June 2025
Dan 's avatar
Dan

I always use Paypal when I can especially the take 3...

5
I always use Paypal when I can especially the take 3 payments and also the credit facilities I just think its so easy to use and safe plus the people who accept Paypal also are trustworthy people to deal with. Reviewed on: 3rd June 2025
William D's avatar
William D

A really useful method of payment

5
Really useful and helpful to spread the cost of purchases. Easy to use. Reminders of interest costs and when particular plans are coming to an end. Reviewed on: 3rd June 2025
Sara K's avatar
Sara K

I bought am item from a retailer.

5
I bought am item from a retailer. The item never arrived. PayPal helped in receiving a refund for goods not delivered. Thank you and well done. Keep up the excellent service you provide. Reviewed on: 3rd June 2025
Gia N's avatar
Gia N

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