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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148453 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148454)

Love PayPal because is very helpful when need and safe.

Love PayPal because is very helpful when need and safe. Reviewed on: 6th June 2026

Paypal does what it say on the Tin sorry the App

Simple easy to use straigtforward and secure been using it for years. Reviewed on: 6th June 2026

Love the security

Love the new card in the apple wallet, the security and all the extras. Reviewed on: 6th June 2026

Nice and easy to set up, no hassle.

Nice and easy to set up, no hassle. Reviewed on: 6th June 2026

Excellent provider

I never had an issue using PayPal for any kind of transaction. Very happy with the service they provide. Reviewed on: 6th June 2026

I trust PayPal.

I trust PayPal. I would recommend every time Reviewed on: 6th June 2026

PayPal made it simple for me to plan my purchases, g...

PayPal made it simple for me to plan my purchases, giving me an excellent way to pay over 4 months interest free. The application was straightforward and quick. Reviewed on: 6th June 2026

Excellent

I love the 4 mos interest free if u spend over £99. I use paypal all the time now compared to my other cc Reviewed on: 6th June 2026

Excellent service options excellent fast payment sys...

Excellent service options excellent fast payment system, cannot recommend enough thank you as always for fast swift payments and corrections i love your credit options and pay in 3 Reviewed on: 6th June 2026

Easy to access money, and even easier to set up repa...

Easy to access money, and even easier to set up repayments. Reviewed on: 6th June 2026

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