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PayPal: PayPal Credit reviews

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4.90
Based on 77,714 reviews, last reviewed 19th Apr 2026
2482200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very easy to manage. It’s very easy to manage any transaction. Reviewed on: 19th April 2026
GHAZAL H's avatar
GHAZAL H

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77713)

I always pay with PayPal

5
I always pay with PayPal and they have great offers on. I find it the safest way to pay. Reviewed on: 5th June 2025
gary P's avatar
gary P

PayPal exceeds I believe due to PayPal credit.

5
PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025
Joe 's avatar
Joe

Very easy to follow balance and make payments, wheth...

5
Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025
Jonathan H's avatar
Jonathan H

Good service but difficult to navigate when there is...

5
Good service but difficult to navigate when there is an issue, use PayPal for pretty muich everything! Reviewed on: 5th June 2025
Em's avatar
Em

Easy to use

5
Easy to use and nice simple quick method. No issues, good overall Reviewed on: 5th June 2025
TB E's avatar
TB E

Happy Banking

5
Polite, professional & well informed service., Reviewed on: 5th June 2025
Dominic Stenson 's avatar
Dominic Stenson

Purchases safe

5
I use paypal for my on line purchases as l know my payment is safe. Reviewed on: 5th June 2025
Brenda W's avatar
Brenda W

Honestly PayPal credit is fantastic with all the ben...

5
Honestly PayPal credit is fantastic with all the benefits you get with kalana but with a higher credit limit and more flexibility on payments, I have bought so much with PayPal credit it’s my go to service five stars Reviewed on: 5th June 2025
Marshall T's avatar
Marshall T

I have never had a problem

5
I have never had a problem with payments or goods bought with paypal Reviewed on: 5th June 2025
John M's avatar
John M

Banging! Customer service go above and beyond.

5
Customer service go above and beyond. Paypal is excellent! Reviewed on: 5th June 2025
Lorraine G's avatar
Lorraine G

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