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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Very easy to use app and facilities that come with it.

Very easy to use app and facilities that come with it. Reviewed on: 6th July 2026

I just find them very easy to deal with.

I just find them very easy to deal with. Never any issues. Reviewed on: 6th July 2026

Good to deal with

Good to deal with , never had to use custom service so can’t comment Reviewed on: 6th July 2026

Excellent service and easy to manage

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, payments are easy to manage, and everything has worked smoothly. The service is reliable, flexible, and very convenient for spreading the cost of purchases. I would definitely recommend PayPal Credit to anyone looking for a trusted and easy-to-use credit option. Reviewed on: 6th July 2026

PayPal credit

Always use PayPal credit if offered No interest if you pay in full, trust it 100% Reviewed on: 6th July 2026

Always very helpful when you call.

Always very helpful when you call. helped me set up my PayPal credit for in store purchases. Trusted service and great customer service and payment options Reviewed on: 6th July 2026

PayPal Review

PayPal Credit has been easy to use, with a straightforward application process and clear repayment options. It’s been a convenient way to spread the cost of purchases, and I’ve had a positive experience overall. Reviewed on: 6th July 2026

I use it for everything over £100.

I use it for everything over £100. It's a great short term way to extend finance and I like paypal protection, especially on more expensive items. Reviewed on: 6th July 2026

It's great with interest free credit and it gives me...

It's great with interest free credit and it gives me so much more time to buy the items I want , not necessarily need. Reviewed on: 6th July 2026

Very easy and reliable to use able to use in lots of...

Very easy and reliable to use able to use in lots of different places Reviewed on: 6th July 2026

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