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PayPal: PayPal Credit reviews

4.90
Based on 77,815 reviews, last reviewed 19th Apr 2026
2491500% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I don’t think you can go wrong with PayPal! . Paying by PayPal makes the transactions feel safer & protected. Reviewed on: 19th April 2026
Samantha T's avatar
Samantha T

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77815)

Great credit provider, have used a number of times.

5
Great credit provider, have used a number of times. Reviewed on: 7th June 2025

Excellent

5
Excellent facility for large purchases 4 months interest free Reviewed on: 7th June 2025

Easy to use and reliable!

5
Easy to use and reliable! Never had issues using it. Reviewed on: 7th June 2025

Paypal gets my Five Star Top Review

5
Paypal gets my Five Star Top Review, to find similar others, very far and few - No AI nor Grammarly needed, in writing out this ode - just sincere honesty. is all that has flowed - Paypal is the best and many will agree, sign up now & get protected with their steadfast policy - been with them for a lifetime & hopefully many more, Paypal is reliable, tending every personal need, whilst still remaining efficent & unbeatably pliable.....From L Agnew Reviewed on: 7th June 2025

Love PayPal best customer services

5
Love PayPal best customer services Reviewed on: 7th June 2025

I’ve been using PayPal UK for years now, and it just...

5
I’ve been using PayPal UK for years now, and it just makes online shopping so much easier. I love knowing my payment is secure and that I’ve got some protection if anything goes wrong. One of the best things lately has been the four-month interest-free offer through PayPal Credit. It’s a fantastic option for bigger purchases — super helpful when I want to spread the cost without racking up fees. And their “Pay in 3” feature is great too, especially during months when money’s a bit tighter. I also use PayPal to send money to family and friends — it’s instant, easy, and free. And when I need to transfer money abroad, it’s way simpler than going through my bank, and the fees are reasonable. The app is really user-friendly, with quick notifications after every payment, and I’ve noticed more shops are accepting PayPal now, even in-store with QR codes. All in all, it’s become one of those things I use without even thinking — reliable, secure, and incredibly convenient. Reviewed on: 7th June 2025

I used all the times PayPal I'm finding safety

5
I used all the times PayPal I'm finding safety Reviewed on: 7th June 2025

Safe, Secure and Reluable

5
I always use PayPal if it is available. It is safe, secure and offers peace of mind that I can get my money back easily if there's a problem. I also like not having to share my card details with companies. It's easy to use and to check transactions plus I can send money to friends easily too. Reviewed on: 7th June 2025

Great service

5
Very easy to use and pay back, installment options are great. Any issues are dealt with quickly and customer service is great Reviewed on: 7th June 2025

You Can Shop Knowing Your Money Is Secure When Buyin...

5
You Can Shop Knowing Your Money Is Secure When Buying Goods Reviewed on: 7th June 2025

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