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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,883 reviews, last reviewed 20th Apr 2026
2497300% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, flexible and easy to manage I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everyth... Read more Reviewed on: 20th April 2026
Ellen K's avatar
Ellen K

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77883)

Very satisfied about PayPal.

5
Very satisfied about PayPal. I like that I can pay in 3 instalments. Reviewed on: 9th June 2025
Cerasela N's avatar
Cerasela N

good with dispute but can be hard to navigate

5
good with dispute but can be hard to navigate Reviewed on: 8th June 2025
Tina H's avatar
Tina H

Easy, Quick and Instant.

5
Very easy to apply, it was pretty instant too. Will Definitely use again. Reviewed on: 8th June 2025
Stephen T's avatar
Stephen T

Paypal is simple and effective.

5
Paypal is simple and effective. Intuitive software both on desktop and mobile with seamless integration to payment platforms. Security always seems up to scratch which instills confidence Reviewed on: 8th June 2025
Tranzmute's avatar
Tranzmute

Have used PayPal credit on a few occasions now when...

5
Have used PayPal credit on a few occasions now when needed - easy to apply for, very simple process for repayments, good notification system to remind you when things are due to be paid. There is always a reminder in advance to allow for time to organise the repayment. Reviewed on: 8th June 2025
Milly D's avatar
Milly D

PP No:1 For Safeguarding Your Account

5
I’ve had to raise a few disputes with PP all with excellent results but there is one that stands out when I was scammed of a substantial amount of money, PP true to their word were very compassionate and resolved my problem, I was so grateful as this was such an upsetting experience, and never thought I’d see my monies again, I’d always recommend PP the safest way to send money and you are safeguarded. Reviewed on: 8th June 2025
TLC55's avatar
TLC55

Easy, no hassle service, always available when needed!

5
Easy, no hassle service, always available when needed! Money, crypton in one place. Reviewed on: 8th June 2025
JJ's avatar
JJ

Excellent throughout and easy to make and receive pa...

5
Excellent throughout and easy to make and receive payments. Reviewed on: 8th June 2025
Ross T's avatar
Ross T

Very useful and powerful credit tool

5
Great flexibility with a choice of either pay monthly options or similar to a normal credit card (many of which are 0% which is fantastic). I also like how it is a checkout option at many websites and the process is seamless. Only thing I wish you could do, is manually update your income so your limit can be updated accurately; there isn’t an option to do it, and I couldn’t update it through customer services either. I had a low income when I first signed up to PayPal, and this continues to affect my PayPal credit limit. Reviewed on: 8th June 2025
Jules's avatar
Jules

Always very helpful.

5
Always very helpful. Great staff. Never any bother when asking for help. Reviewed on: 8th June 2025
Nau's avatar
Nau

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