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PayPal: PayPal Credit reviews

4.90
Based on 77,915 reviews, last reviewed 20th Apr 2026
2500100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I’ve been using PayPal for a while now, and overall it’s been a really solid experience. It’s super easy to set up, and once you’re in, sending or rec... Read more Reviewed on: 20th April 2026
H Singh's avatar
H Singh

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77915)

Worth a try!

4
Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025

Easy to use, spread the cost over an easy payment sc...

5
Easy to use, spread the cost over an easy payment schedule Reviewed on: 9th June 2025

PayPal offer a good interest rate and easy to use app.

5
PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025

I was good experience.

5
I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

PayPal have been brilliant with addressing any issue...

5
PayPal have been brilliant with addressing any issues/problems I've had with my account at record speed. The team have been personable and all our wonderful to deal with, I can't fault them. Reviewed on: 9th June 2025

Always quick and easy and I feel secure in spending/...

5
Always quick and easy and I feel secure in spending/sending money when using paypal Reviewed on: 9th June 2025

Absolutely amazing!

5
Absolutely amazing! Keep up the good work Reviewed on: 9th June 2025

Best way to pay!

5
I find paypal a great way to pay for the majority of my purchases and having the option to spread payments over 3 months. It's also peace of mind that any problems they will help you out! Reviewed on: 9th June 2025

PayPal services is very good and friendly.

4
PayPal services is very good and friendly. Reviewed on: 9th June 2025

All issues or questions have always been discussed a...

5
All issues or questions have always been discussed and resolved quickly and effectively with polite conversation. Reviewed on: 9th June 2025

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