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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148295 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148295)

I had an issue with a credit payment.

I had an issue with a credit payment. The advisor sorted this out immediately. Reviewed on: 6th June 2026

I’ve been using PayPal for a very long time.

I’ve been using PayPal for a very long time, never any issues, and if I have it’s been felt with very efficiently. Very happy. Reviewed on: 6th June 2026

Helpful all the time

Everything has aways bee smooth. Any problems been sorted within time was said. Reviewed on: 6th June 2026

Paypal Credit Easy to use

Easy to use and no need to complete any long applications Reviewed on: 6th June 2026

Smashing

Great service. Easy and quick. All information was clear and accurate Reviewed on: 6th June 2026

I love PayPal because it gives me more freedom

I love PayPal because it gives me more freedom to shop and lets me spread my payments over three installments. Reviewed on: 6th June 2026

Excellent service have had no problems

Excellent service have had no problems Reviewed on: 6th June 2026

The best in terms of access and also its credibility...

The best in terms of access and also its credibility Reviewed on: 6th June 2026

annoying

customer service sucks takes way too long i got flagged on ebay for no reason really annoying been a customer since Reviewed on: 6th June 2026

Flexible options and great communication

Great to use, very easy to understand payments, good choice of buy now pay later options with good communication Reviewed on: 6th June 2026

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