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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal Credit has made purchases much more easier fo...

PayPal Credit has made purchases much more easier for me not only by providing accessibility finance but by also having promotional offers. Also, the options to earn points after making purchases is also nice. Reviewed on: 6th July 2026

Always found it easy to use good payment plans

Always found it easy to use good payment plans Reviewed on: 6th July 2026

I use PayPal for my online checkouts, and PayPal cre...

I use PayPal for my online checkouts, and PayPal credit when I have. The experience has been seamless. PayPal checkout is available on more than half of the websites I use online, so it saves me a ton of time, eliminating the need to have my card stored in different websites. Reviewed on: 6th July 2026

Easy to use and excellent customer service

Easy to use and excellent customer service Reviewed on: 6th July 2026

ive had a great experience with paypal credit

i have had a great experience with paypal credit its easy to use and manage via the app and very handy if i need to buy something and wont have the money for a few days. the application process was straightforward and i was approved quickly. it made it easy to spread the cost on purchases. the online account was easy to use payments are easy to make Reviewed on: 6th July 2026

PayPal credit is so easy to use and also easy...

PayPal credit is so easy to use and also easy to pay Reviewed on: 6th July 2026

No issues, good provider.

No issues, good credit provider. Would recommend to all friends and family, never a had a bad experience! Easy to use, easy to apply for credit. Always use paypal to pay for goods and services as it has good security festures Reviewed on: 6th July 2026

User friendly service

Very easy to use & great way to get something n pay off monthly or on payday Reviewed on: 6th July 2026

Excellent and quality service at all times

Excellent and quality service at all times Reviewed on: 6th July 2026

A safer way to pay

I use PayPal on various occasions because I always feel my purchases are protected just in case something goes wrong PayPal are always there to help and support you I like that you can pay in full or over time or in 3 easy payments PayPal is so flexible. Reviewed on: 6th July 2026

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