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PayPal: PayPal Credit reviews

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4.90
Based on 77,931 reviews, last reviewed 20th Apr 2026
2501600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit makes things so easy to split big paym... PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026
Johnny M's avatar
Johnny M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77931)

Excellent service and easy to navigate app

5
Excellent service and easy to navigate app Reviewed on: 9th June 2025
michael drumm's avatar
michael drumm

Pretty handy

5
It's handy having the option to use credit when using PayPal, as it's the method I use most often when paying online. Reviewed on: 9th June 2025
B's avatar
B

PayPal is convenient & easy to access to make payments.

5
PayPal is convenient & easy to access to make payments. Also good at providing different interest free payment options. Their App is great to find your statements etc... Reviewed on: 9th June 2025
Mrs A's avatar
Mrs A

Always great never any hassles.

5
Always great never any hassles. Very handy to have the option of paypal Reviewed on: 9th June 2025
Alistair Downie's avatar
Alistair Downie

Easy to use interface.

5
Easy to use interface. Good options for interest free credit. Reviewed on: 9th June 2025
JG's avatar
JG

PayPal give good offer and interest free time period...

5
PayPal give good offer and interest free time period is well. Reviewed on: 9th June 2025
ANANDKUAMR 's avatar
ANANDKUAMR

Worth a try!

4
Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025
NB's avatar
NB

Easy to use, spread the cost over an easy payment sc...

5
Easy to use, spread the cost over an easy payment schedule Reviewed on: 9th June 2025
Angela H's avatar
Angela H

PayPal offer a good interest rate and easy to use app.

5
PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025
Thomas N's avatar
Thomas N

I was good experience.

5
I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025
Carmen M's avatar
Carmen M

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