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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Confidence & Security the PayPal way

Seamless system that offers great customer service and transparency, always good to know PayPal is an option in any online transactions, it inspires customer confidence and promotes customer security. Reviewed on: 6th July 2026

Easy to get, explanatory, 4 months free interest.

Easy to get, explanatory, 4 months free interest. Easy to manage payments. Reviewed on: 6th July 2026

easy and convenient

I find that PayPal is easy and convenient to use, and I have never had any problems using it Reviewed on: 6th July 2026

Paypal provide amazing service

Paypal provide amazing service. They have excellent lending conditions, the team is always quick to help resolve disputes. Overall, I am satisfied with the service, I recommend it to everyone. Reviewed on: 6th July 2026

It’s safe, stress free, reliable and guaranteed

It’s safe, stress free, reliable and guaranteed Reviewed on: 6th July 2026

Ive been with paypal for quite a few years now and i...

Ive been with paypal for quite a few years now and its been a very good experience. It is easy to use and has a very good app. There are good ways to pay back like pay in 3 ect. Reviewed on: 6th July 2026

Used PayPal for years, love the buyer protection

Used PayPal for years, love the buyer protection Reviewed on: 6th July 2026

Pay with PayPal is fully secured.

Pay with PayPal is fully secured. Reviewed on: 6th July 2026

The interest rates are always increasing

The interest rates are always increasing Reviewed on: 6th July 2026

Brilliant

I have had no problems using paypal credit and keeping up to date with payments its been a great help to my life Reviewed on: 6th July 2026

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