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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148289 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148289)

I tend to pay for most online purchases with paypal...

I tend to pay for most online purchases with paypal as it gives me peace of mind and security Reviewed on: 6th June 2026

Very easy to use, great service keeps you informed a...

Very easy to use, great service keeps you informed and regular statements Reviewed on: 6th June 2026

Wonderful absolutely marvelous

Wonderful absolutely great service Reviewed on: 6th June 2026

I love PayPal I can buy with confidence

I love PayPal I can buy with confidence Reviewed on: 6th June 2026

I'm very happy with PayPal, I have no problems at all.

I'm very happy with PayPal, I have no problems at all. Recomendet Reviewed on: 6th June 2026

Easy to use - great customer service

Easy to use - great customer service Reviewed on: 6th June 2026

Never had any issues with PayPal, everything really...

Never had any issues with PayPal, everything really easy Reviewed on: 6th June 2026

I believe that PayPal is simply the most effective m...

I believe that PayPal is simply the most effective method of payment on the market Reviewed on: 6th June 2026

PayPal Credit has been a convenient way to spread ou...

PayPal Credit has been a convenient way to spread out payments without hassle. The application process was quick, and it integrates smoothly with my PayPal account, so checkout is fast. I like having the option to use 0% instalment offers when available Reviewed on: 6th June 2026

User friendly interface and very easy to use

User friendly interface and very easy to use Reviewed on: 6th June 2026

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