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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

An excellent money service.

An excellent money service. I have used it for years and will use it for many more years to come Reviewed on: 6th July 2026

Very easy to use, great that the service offers 4mon...

Very easy to use, great that the service offers 4months of 0% interest. Reviewed on: 6th July 2026

So quick & easy to use

So quick & easy to use for shopping or sending money to family & friends. Allows me to use my Amex card & earn points when it's not acceptable by the establishment. Reviewed on: 6th July 2026

I’ve never had any problems with PayPal and when I h...

I’ve never had any problems with PayPal and when I have had to speak to customer service they have been very helpful and professional Reviewed on: 6th July 2026

Easy to set up, no re entering info at checkout and...

Easy to set up, no re entering info at checkout and interest free payment options. Reviewed on: 6th July 2026

I use PayPal often.

I use PayPal very often. I find it all straightforward and when i have needed abit of help to buy a washing machine for the house. I have used PayPal credit which really helped. I was able to pay set payments per month for 3 months. Otherwise i wouldn’t have been able to get the new washing machine. Reviewed on: 6th July 2026

Very easy to use PayPal with many retailers.

Very easy to use PayPal with many retailers. Easy process to get credit and payment in 3 installments with no interest Reviewed on: 6th July 2026

Easy and convenient.

Easy and convenient. I have been sing Paypal for over 20 years and every time i have had a problem with the transaction it has been pronptly resolved. Reviewed on: 6th July 2026

Swift service , professional customer service team a...

Swift service , professional customer service team and flexible payment options. Fast and easy disbursement of funds with immediate payment to provider.Easy to track dashboard for displaying principa as well repayments. Reviewed on: 6th July 2026

Great service!

I have used PayPal for a number of years. Quick, convenient and issues resolved quickly. I have also utilised PayPal credit which has been helpful and I use it for most payments . Reviewed on: 6th July 2026

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