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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,055 reviews, last reviewed 20th Apr 2026
2513200% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me in many ways. PayPal has helped me in many ways, from making secure payments and resolving issues with a payment that was not received, also the option of having a ... Read more Reviewed on: 20th April 2026
Mr M's avatar
Mr M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78055)

Great visibility and flexibility

5
Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025
Neil T's avatar
Neil T

So far, so brilliant.

5
So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025
Michael Mosuro's avatar
Michael Mosuro

Great app

5
The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025
Kris's avatar
Kris

I like the benefits of been able to spread the cost...

5
I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025
Paul H's avatar
Paul H

Easy to use and safe

5
I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025
Lisa G's avatar
Lisa G

Super easy to use!

5
Super easy to use! All works seamlessly! Reviewed on: 12th June 2025
Siobhain 's avatar
Siobhain

PayPal is really useful.

5
I have used PayPal for years. It is always useful for me when I run out of funds to use the PayPal credit service. Reviewed on: 12th June 2025
Matt B's avatar
Matt B

Easy to use and quick response.

5
Easy to use and quick response. I will always recommend PayPal credit. Reviewed on: 12th June 2025
Nicnak's avatar
Nicnak

The convenience is fantastic but the customer servic...

4
The convenience is fantastic but the customer service is patchy. I don't like the credit statements. Not set out well- everything should be there at a glance- the same as every other financial institution. Reviewed on: 12th June 2025
Chris D's avatar
Chris D

I always feel safe online when I pay using PayPal as...

5
I always feel safe online when I pay using PayPal as you know that if anything goes wrong with a transaction PayPal is always on your side. I have used PayPal credit many times including pay in three, interest free if you pay in 4 months and twice with interest free if you pay in 12 months. I have brought many good things that I would never of been able to afford without PayPal Credit and I have never paid any interest. Reviewed on: 12th June 2025
Mary O's avatar
Mary O

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